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Original filing (PDF)20260302153854NAL0000840259001
USA WATER, LLC
Form 5500
FILING_RECEIVED
USA WATER 401(K) PLAN
Defined-contribution retirement plan
Signals · 2
Late filing · 3.5 mo25% in single holding
Active participants
439
Accounts w/ balance
200
Plan assets (EOY)
$10.2M
Net assets (EOY)
$10.2M
How this plan invests
This plan
11 pooled trusts
Schedule D
11 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
88
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
86
Concentration risk
87
Total plan cost
100
Vendor stack
100
Participation health
65
Knocking points off
- Filed 3.5 months past the 10.5-month grace window.
- Top holding "[DFE: GREAT GRAY TRUST AMERICAN FUNDS 2030 FUND (extraction pending)]" is 25% of plan.
- Only 46% as many balances as active participants — suggests many active employees aren't deferring.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for USA WATER, LLC.
Plan sponsor
Name
USA WATER, LLC
EIN
85-2959665
Address
6420 READING ROAD · ROSENBERG, TX · 77471
Phone
(832) 490-1504
Industry
Utilitiessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2026-03-02
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2H · Partial participant-directed accounts
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
HARPER & PEARSON COMPANY, P.C.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY O | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $9K | — |
Advisor / Consultant
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| RAYMOND JAMES | — | ST. PETERSBURG, FL | INVESTMENT ADVISOR | $14K | — |
| LPL FINANCIAL | — | SAN DIEGO, CA | INVESTMENT ADVISOR | $3K | — |
Investments
11 pooled funds· $8.3M(81% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| GREAT GRAY AMERICAN 2030 I GREAT GRAY · EIN 38-4126262 / PN 566 | Common Collective Trust | — | — | $2.1M | 20.4% | |
| GREAT GRAY TRUST AMERICAN 2045 I GREAT GRAY · EIN 38-4126265 / PN 569 | Common Collective Trust | — | — | $1.5M | 14.2% | |
| GREAT GRAY AMERICAN 2025 I GREAT GRAY · EIN 38-4126261 / PN 565 | Common Collective Trust | — | — | $1.4M | 13.2% | |
| GREAT GRAY AMERICAN 2040 I GREAT GRAY · EIN 38-4126264 / PN 586 | Common Collective Trust | — | — | $1.1M | 10.4% | |
| GREAT GRAY TRUST AMERICAN 2035 I GREAT GRAY · EIN 38-4126263 / PN 567 | Common Collective Trust | — | — | $873K | 8.5% | |
| GREAT GRAY AMERICAN 2050 I GREAT GRAY · EIN 38-4126266 / PN 570 | Common Collective Trust | — | — | $506K | 4.9% | |
| GREAT GRAY AMERICAN 2055 I GREAT GRAY · EIN 38-4126267 / PN 571 | Common Collective Trust | — | — | $345K | 3.4% | |
| GREAT GRAY AMERICAN 2020 I GREAT GRAY · EIN 38-4126260 / PN 564 | Common Collective Trust | — | — | $327K | 3.2% | |
| GREAT GRAY AMERICAN 2015 I GREAT GRAY · EIN 38-4126259 / PN 563 | Common Collective Trust | — | — | $180K | 1.8% | |
| GREAT GRAY AMERICAN 2060 I GREAT GRAY · EIN 38-4126268 / PN 572 | Common Collective Trust | — | — | $61K | 0.6% | |
| GREAT GRAY AMERICAN 2065 I GREAT GRAY · EIN 38-7275308 / PN 777 | Common Collective Trust | — | — | $43K | 0.4% |
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