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Original filing (PDF)20251001151556NAL0012773505001
ARAZ GROUP DE, LLC
Form 5500
FILING_RECEIVED
ARAZ GROUP DE, LLC 401(K) SAVINGS PLAN
401(k) retirement plan
Signals · 2
~96 bps in Sched C feesNo recordkeeper disclosed
Active participants
129
Accounts w/ balance
127
Plan assets (EOY)
$8.0M
Net assets (EOY)
$8.0M
How this plan invests
This plan
20 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 96 bps in Schedule C fees — 84% above peer band of 52 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for ARAZ GROUP DE, LLC.
Plan sponsor
Name
ARAZ GROUP DE, LLC
EIN
85-1591524
Address
7201 W. 78TH STREET · SUITE 100 · BLOOMINGTON, MN · 554392508
Phone
(952) 896-1200
Industry
All Other Professional Services· Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-01
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
3D · Pre-approved plan (master / prototype / VS)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2F · ERISA section 404(c)
2T · Default investment account (QDIA)
Audit & trust (Schedule H)
Auditor
EISNERAMPER LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsOther
4| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EISNER ADVISORY GROUP LLC | — | NEW YORK, NY | NONE | $29K | — |
| MORGAN STANLEY GLOBAL | — | BALTIMORE, MD | NONE | $23K | — |
| NEWPORT GROUP, INC. | 27-2037969 | — | NONE | $18K | — |
| EISNERAMPER LLP. | — | PITTSBURGH, PA | NONE | $7K | — |
Investments
20 direct securities· $8.0M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard 500 Index Adm Vanguard 0 | — | — | — | $1.2M | 15.3% | |
| Vanguard Target Retirement 2055 Fund Vanguard 0 | — | — | — | $924K | 11.5% | |
| Vanguard Target Retirement 2050 Fund Vanguard 0 | — | — | — | $645K | 8.0% | |
| Vanguard Target Retirement 2035 Fund Vanguard 0 | — | — | — | $572K | 7.1% | |
| Vanguard Growth Index Adm Vanguard 0 | — | — | — | $560K | 7.0% | |
| Vanguard Target Retirement 2030 Fund Vanguard 0 | — | — | — | $540K | 6.7% | |
| Vanguard Target Retirement 2020 Fund Vanguard 0 | — | — | — | $500K | 6.2% | |
| Vanguard Value Index Adm Vanguard 0 | — | — | — | $464K | 5.8% | |
| Vanguard Target Retirement 2040 Fund Vanguard 0 | — | — | — | $454K | 5.6% | |
| Vanguard Target Retirement 2060 Fund Vanguard 0 | — | — | — | $394K | 4.9% | |
| Vanguard Developed Mkts Index Adm Vanguard 0 | — | — | — | $360K | 4.5% | |
| Vanguard Target Retirement 2045 Fund Vanguard 0 | — | — | — | $360K | 4.5% | |
| Vanguard Cash Reserves Federal MM Adm Vanguard 0 | — | — | — | $234K | 2.9% | |
| Vanguard Emerging Mkts Stock Idx Adm Vanguard 0 | — | — | — | $217K | 2.7% | |
| Vanguard Small-Cap Index Adm Vanguard 0 | — | — | — | $174K | 2.2% | |
| Vanguard Extended Market Index Adm Vanguard 0 | — | — | — | $151K | 1.9% | |
| Vanguard Target Retirement 2025 Fund Vanguard 0 | — | — | — | $111K | 1.4% | |
| Vanguard Total Bond Market Index Adm Vanguard 0 | — | — | — | $55K | 0.7% | |
| Vanguard Ultra-Short-Term Bond Adm Vanguard 0 | — | — | — | $54K | 0.7% | |
| Vanguard Target Retirement 2065 Fund Vanguard 0 | — | — | — | $49K | 0.6% |