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Original filing (PDF)20250922101602NAL0006555587001
GENUINE MCCARTHY ENTERPRISES, INC.
Form 5500
FILING_RECEIVED
MCCARTHY EMPLOYEE RETIREMENT SAVINGS PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
5,531
Accounts w/ balance
6,495
Plan assets (EOY)
$701.1M
Net assets (EOY)
$701.1M
How this plan invests
This plan
20 pooled trusts
Schedule D
21 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 11 bps in Schedule C fees — 87% above peer band of 6 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for GENUINE MCCARTHY ENTERPRISES, INC..
Plan sponsor
Name
GENUINE MCCARTHY ENTERPRISES, INC.
EIN
85-1145093
Address
12851 MANCHESTER RD · ST. LOUIS, MO · 63131
Phone
(314) 968-3300
Industry
Constructionsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-22
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2R · Participant-directed brokerage (SDBA)
2S · Automatic enrollment
2T · Default investment account (QDIA)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
RUBINBROWN LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsAdvisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MERCER INVESTMENTS LLC | 30-0282430 | — | INVESTMENT ADVISORY | $360K | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | 42-0127290 | — | CONTRACT ADMINISTRATOR | $425K | — |
Investments
6 direct securities · 20 pooled funds· $790.1M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Common Collective Trust
$654.1M
20 holdings
Uncategorized
$136.0M
6 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| SSGA TARGET RET 2045 SEC LD IV STATE STREET GLOBAL ADVISORS · EIN 32-6528132 / PN 026 | Common Collective Trust | — | — | $84.6M | 12.1% | |
| State Street S&P 500 Index Securities Lending Series Fund Class II | — | — | — | $83.5M | 11.9% | |
| SSGA SP 500 IDX SEC LND SER II STATE STREET GLOBAL ADVISORS · EIN 04-0025081 / PN 078 | Common Collective Trust | — | — | $83.5M | 11.9% | |
| SSGA TARGET RET 2040 SEC LD IV STATE STREET GLOBAL ADVISORS · EIN 32-6528132 / PN 025 | Common Collective Trust | — | — | $73.1M | 10.4% | |
| SSGA TARGET RET 2050 SEC LD IV STATE STREET GLOBAL ADVISORS · EIN 32-6528132 / PN 027 | Common Collective Trust | — | — | $70.4M | 10.0% | |
| SSGA TARGET RET 2035 SEC LD IV STATE STREET GLOBAL ADVISORS · EIN 32-6528132 / PN 024 | Common Collective Trust | — | — | $68.6M | 9.8% | |
| SSGA TARGET RET 2055 SEC LD IV STATE STREET GLOBAL ADVISORS · EIN 32-6528132 / PN 028 | Common Collective Trust | — | — | $61.7M | 8.8% | |
| SSGA TARGET RET 2030 SEC LD IV STATE STREET GLOBAL ADVISORS · EIN 32-6528132 / PN 023 | Common Collective Trust | — | — | $48.1M | 6.9% | |
| SSGA TARGET RET 2060 SEC LD IV STATE STREET GLOBAL ADVISORS · EIN 32-6528132 / PN 029 | Common Collective Trust | — | — | $34.0M | 4.9% | |
| SSGA TARGET RET 2025 SEC LD IV STATE STREET GLOBAL ADVISORS · EIN 32-6528132 / PN 022 | Common Collective Trust | — | — | $28.2M | 4.0% | |
| State Street Russell Small/MidCap Equity Index Fund Class II | — | — | — | $16.2M | 2.3% | |
| SSGA RUSS SM MD CP IDX CL II STATE STREET GLOBAL ADVISORS · EIN 04-0025081 / PN 091 | Common Collective Trust | — | — | $16.2M | 2.3% | |
| State Street Global All Cap Equity Ex-US Index Securities Lending Fund Class II | — | — | — | $13.9M | 2.0% | |
| SSGA GL AC EQ EXUS IDX SL II STATE STREET BANK AND TRUST COMPANY · EIN 90-0337987 / PN 444 | Common Collective Trust | — | — | $13.9M | 2.0% | |
| SSGA TARGET RET 2065 SEC LD IV STATE STREET GLOBAL ADVISORS · EIN 32-6528132 / PN 045 | Common Collective Trust | — | — | $12.9M | 1.8% | |
| STATE STREET US BD ID SL XIV STATE STREET BANK AND TRUST COMPANY · EIN 90-0337987 / PN 477 | Common Collective Trust | — | — | $12.7M | 1.8% | |
| SSGA TARGET RET 2020 SEC LD IV STATE STREET GLOBAL ADVISORS · EIN 32-6528132 / PN 021 | Common Collective Trust | — | — | $12.4M | 1.8% | |
| Collective Trust Funds Invesco Stable Value Trust Class B1 | — | — | — | $11.1M | 1.6% | |
| INVESCO STABLE VALUE TR CLS B1 INVESCO NATIONAL TRUST CO · EIN 84-1142974 / PN 001 | Common Collective Trust | — | — | $10.4M | 1.5% | |
| Notes Receivable From Participants - bearing interest at rates ranging from 5.25% to 10.50%, due at various dates through June 2030 | — | — | — | $9.0M | 1.3% | |
| MERCER DIVERSIFIED BOND FUND MERCER TRUST CO · EIN 81-3188218 / PN 001 | Common Collective Trust | — | — | $8.6M | 1.2% | |
| MERCER SM/MD CAP STOCK FUND MERCER TRUST CO · EIN 81-3183567 / PN 001 | Common Collective Trust | — | — | $6.2M | 0.9% | |
| MERCER INTERNATIONAL STOCK FD MERCER TRUST CO · EIN 81-3158100 / PN 001 | Common Collective Trust | — | — | $4.5M | 0.6% | |
| State Street Target Retirement Income Securities Lending Fund Class IV | — | — | — | $2.3M | 0.3% | |
| SSGA TARGET RET INC SEC LND IV STATE STREET GLOBAL ADVISORS · EIN 32-6528132 / PN 030 | Common Collective Trust | — | — | $2.3M | 0.3% | |
| SSGA REAL ASSET NL C FUND STATE STREET BANK AND TRUST COMPANY · EIN 90-0337987 / PN 280 | Common Collective Trust | — | — | $1.7M | 0.2% |