Original filing (PDF)20251015131438NAL0002465811001

JTC USA HOLDINGS, INC.

Name: JTC USA HOLDINGS, INC. — JTC USA 401(K) PLAN, Form 5500 (2024)
Creator: JTC USA HOLDINGS, INC.

Form 5500

FILING_RECEIVED

JTC USA 401(K) PLAN

401(k) retirement plan

Signals · 1

1 failed disclosure

Active participants

374

Accounts w/ balance

378

Plan assets (EOY)

$24.3M

Net assets (EOY)

$24.3M

How this plan invests

This plan

45 pooled trusts

Schedule D

34 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

Concentration risk

100

Total plan cost

100

Vendor stack

100

Participation health

100

Knocking points off

1 Schedule C provider failed to disclose compensation.

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for JTC USA HOLDINGS, INC..

Plan sponsor

Name

JTC USA HOLDINGS, INC.

EIN

85-0802397

Address

99 ALMADEN BOULEVARD SUITE 875 · SAN JOSE, CA · 95113

Phone

(800) 339-1031

Industry

Finance & Insurancesee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-15

Pension benefit codes

2G · Total participant-directed accounts

2J · 401(k) feature

2E · Profit-sharing

2K · 401(m) arrangement

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

2U · Association Retirement Plan

2S · Automatic enrollment

2F · ERISA section 404(c)

2A · Age/service weighted or new comparability

3H · Sponsor in controlled / affiliated group

Audit & trust (Schedule H)

Auditor

SUTTON FROST CARY

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

3 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
JOHN HANCOCK LIFE INSURANCE COMPANY	01-0233346	—	RECORDKEEPER	$31K	—
FIDELITY INVESTMENTS INSTITUTIONAL	04-2647786	—	RECORDKEEPER	$50	—

Other

Name	EIN	Location	Relation	Direct comp	Indirect comp
GLOBAL RETIREMENT PARTNERS, LLC	47-1411118	—	—	$47K	—

Failed / refused disclosures (Sched C Part 2)

Provider	Nondisclosure info
—	—

Investments

29 direct securities · 45 pooled funds· $24.3M(100% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.

Uncategorized

$23.7M

29 holdings

Common Collective Trust

$584K

5 holdings

Pooled Separate Account

40 holdings

Investment	Type	Shares / units	Cost	Current value	% of plan
American Funds Target Retirement 2040 Fund	—	—	—	$4.1M	16.7%
American Funds Target Retirement 2045 Fund	—	—	—	$4.0M	16.3%
American Funds Target Retirement 2055 Fund	—	—	—	$2.8M	11.7%
American Funds Target Retirement 2050 Fund	—	—	—	$2.5M	10.3%
American Funds Target Retirement 2070 Fund ** 361 * Fidelity 500 Index Fund	—	—	—	$2.2M	9.1%
American Funds Target Retirement 2030 Fund	—	—	—	$2.0M	8.1%
American Funds Target Retirement 2035 Fund	—	—	—	$1.9M	7.8%
American Funds Target Retirement 2060 Fund	—	—	—	$1.4M	5.6%
American Funds Target Retirement 2025 Fund	—	—	—	$1.0M	4.3%
American Funds Target Retirement 2065 Fund	—	—	—	$481K	2.0%
Hood River Small-Cap Growth Fund Retirement Shares	—	—	—	$333K	1.4%
JH STABLE VALUE I6 MANULIFE ASSET MANAGEMENT TRUST CO · EIN 80-6136981 / PN 001	Common Collective Trust	—	—	$256K	1.1%
Participants Notes receivable from participants with interest rates ranging from 4.25% to 9.50% due through 2028.	—	—	—	$218K	0.9%
American Funds Target Retirement 2020 Fund	—	—	—	$178K	0.7%
LARGE CAP GRTH II R1 GREAT GRAY TRUST COMPANY · EIN 38-4139848 / PN 626	Common Collective Trust	—	—	$167K	0.7%
Fidelity Total Market Index Fund	—	—	—	$132K	0.5%
Vanguard Equity-Income Fund Admiral Shares	—	—	—	$88K	0.4%
Fidelity International Index	—	—	—	$75K	0.3%
Fidelity Mid Cap Index Fund	—	—	—	$70K	0.3%
STABLE VALUE FUND R1 GREAT GRAY TRUST COMPANY · EIN 85-4031707 / PN 653	Common Collective Trust	—	—	$67K	0.3%
MFS Mid Cap Value Fund Class R6	—	—	—	$60K	0.2%
American Funds American Funds New Perspective Fund	—	—	—	$59K	0.2%
MID CAP GROWTH II R1 GREAT GRAY TRUST COMPANY, LLC · EIN 38-7304118 / PN 001	Common Collective Trust	—	—	$53K	0.2%
INTL GROWTH II R1 GREAT GRAY TRUST COMPANY · EIN 38-4139842 / PN 619	Common Collective Trust	—	—	$40K	0.2%
American Funds Target Retirement 2015 Fund	—	—	—	$30K	0.1%
American Funds American New World Fund	—	—	—	$29K	0.1%
UM Behavioral Value Fund Class R6	—	—	—	$26K	0.1%
American Funds American Bond Fund	—	—	—	$26K	0.1%
Fidelity US Bond Index Fund	—	—	—	$24K	<0.1%
PIMCO Income Fund Institutional Class	—	—	—	$22K	<0.1%
Fidelity Real Estate Index	—	—	—	$16K	<0.1%
American Funds American International Growth Fund	—	—	—	$4K	<0.1%
PIMCO Real Return Fund Institutional Class	—	—	—	$3K	<0.1%
Fidelity Small Cap Index Fund	—	—	—	$2K	<0.1%
BLACKROCK HEALTH SCIENCE OPP I JOHN HANCOCK USA · EIN 01-0233346 / PN 000	Pooled Separate Account	—	—	$0	<0.1%
FIDELITY ST TREASURY BD IDX JOHN HANCOCK USA · EIN 01-0233346 / PN 000	Pooled Separate Account	—	—	$0	<0.1%
VANGUARD TARGET RET 2030 FUND JOHN HANCOCK USA · EIN 01-0233346 / PN 000	Pooled Separate Account	—	—	$0	<0.1%
VANGUARD TARGET RET 2035 FUND JOHN HANCOCK USA · EIN 01-0233346 / PN 000	Pooled Separate Account	—	—	$0	<0.1%
VANGUARD TARGET RET 2040 FUND JOHN HANCOCK USA · EIN 01-0233346 / PN 000	Pooled Separate Account	—	—	$0	<0.1%
VANGUARD TARGET RET 2045 FUND JOHN HANCOCK USA · EIN 01-0233346 / PN 000	Pooled Separate Account	—	—	$0	<0.1%
VANGUARD TARGET RET 2050 FUND JOHN HANCOCK USA · EIN 01-0233346 / PN 000	Pooled Separate Account	—	—	$0	<0.1%
VANGUARD TARGET RET 2055 FUND JOHN HANCOCK USA · EIN 01-0233346 / PN 000	Pooled Separate Account	—	—	$0	<0.1%
VANGUARD TARGET RET 2060 FUND JOHN HANCOCK USA · EIN 01-0233346 / PN 000	Pooled Separate Account	—	—	$0	<0.1%
VANGUARD TARGET RET 2065 FUND JOHN HANCOCK USA · EIN 01-0233346 / PN 000	Pooled Separate Account	—	—	$0	<0.1%
VANGUARD TARGET RET 2070 FUND JOHN HANCOCK USA · EIN 01-0233346 / PN 000	Pooled Separate Account	—	—	$0	<0.1%
AMERICAN BALANCED FUND R6 JOHN HANCOCK USA · EIN 01-0233346 / PN 000	Pooled Separate Account	—	—	$0	<0.1%
COHEN & STEERS REAL EST SEC Z JOHN HANCOCK USA · EIN 01-0233346 / PN 000	Pooled Separate Account	—	—	$0	<0.1%
FIDELITY 500 INDEX FD JOHN HANCOCK USA · EIN 01-0233346 / PN 000	Pooled Separate Account	—	—	$0	<0.1%
PARNASSUS CORE EQUITY INST JOHN HANCOCK USA · EIN 01-0233346 / PN 000	Pooled Separate Account	—	—	$0	<0.1%
T ROWE PRICE FINANCIAL SERV FD JOHN HANCOCK USA · EIN 01-0233346 / PN 000	Pooled Separate Account	—	—	$0	<0.1%
VANGUARD EQUITY INCOME FD ADM JOHN HANCOCK USA · EIN 01-0233346 / PN 000	Pooled Separate Account	—	—	$0	<0.1%
PIMCO REAL RETURN INSTL JOHN HANCOCK USA · EIN 01-0233346 / PN 000	Pooled Separate Account	—	—	$0	<0.1%
BLACKROCK MC GTH EQTY PRT INST JOHN HANCOCK USA · EIN 01-0233346 / PN 000	Pooled Separate Account	—	—	$0	<0.1%
FIDELITY ADVISOR ENERGY I JOHN HANCOCK USA · EIN 01-0233346 / PN 000	Pooled Separate Account	—	—	$0	<0.1%
FIDELITY MID CAP INDEX FUND JOHN HANCOCK USA · EIN 01-0233346 / PN 000	Pooled Separate Account	—	—	$0	<0.1%
FIDELITY SM CAP INDEX FUND JOHN HANCOCK USA · EIN 01-0233346 / PN 000	Pooled Separate Account	—	—	$0	<0.1%
FIRST EAGLE GOLD FUND R6 JOHN HANCOCK USA · EIN 01-0233346 / PN 000	Pooled Separate Account	—	—	$0	<0.1%
JP MORGAN LARGE GROWTH R6 JOHN HANCOCK USA · EIN 01-0233346 / PN 000	Pooled Separate Account	—	—	$0	<0.1%
LORD ABBETT DEVELOPING GRWTH R JOHN HANCOCK USA · EIN 01-0233346 / PN 000	Pooled Separate Account	—	—	$0	<0.1%
MFS MID CAP VALUE FD R6 JOHN HANCOCK USA · EIN 01-0233346 / PN 000	Pooled Separate Account	—	—	$0	<0.1%
PGIM JENNISON NAT RESOURCES R6 JOHN HANCOCK USA · EIN 01-0233346 / PN 000	Pooled Separate Account	—	—	$0	<0.1%
PGIM JENNISON UTILITY FUND Z JOHN HANCOCK USA · EIN 01-0233346 / PN 000	Pooled Separate Account	—	—	$0	<0.1%
UNDISCOVERED MGRS BEHAV VAL R6 JOHN HANCOCK USA · EIN 01-0233346 / PN 000	Pooled Separate Account	—	—	$0	<0.1%
VANGUARD INFO TECH IDX ADMIRAL JOHN HANCOCK USA · EIN 01-0233346 / PN 000	Pooled Separate Account	—	—	$0	<0.1%
AMERICAN SMALL CAP WORLD R6 JOHN HANCOCK USA · EIN 01-0233346 / PN 000	Pooled Separate Account	—	—	$0	<0.1%
FIDELITY INTERNATIONAL IDX FD JOHN HANCOCK USA · EIN 01-0233346 / PN 000	Pooled Separate Account	—	—	$0	<0.1%
JPMORGAN EMERGING MKTS EQTY R6 JOHN HANCOCK USA · EIN 01-0233346 / PN 000	Pooled Separate Account	—	—	$0	<0.1%
MFS INTERNATIONAL GROWTH FD R6 JOHN HANCOCK USA · EIN 01-0233346 / PN 000	Pooled Separate Account	—	—	$0	<0.1%
JPMORGAN US GOVT MMKT CAP CL JOHN HANCOCK USA · EIN 01-0233346 / PN 000	Pooled Separate Account	—	—	$0	<0.1%
VANGUARD TARGET RET INCOME FD JOHN HANCOCK USA · EIN 01-0233346 / PN 000	Pooled Separate Account	—	—	$0	<0.1%
VANGUARD HIGH YIELD CORP ADML JOHN HANCOCK USA · EIN 01-0233346 / PN 000	Pooled Separate Account	—	—	$0	<0.1%
PIMCO TOTAL RETURN INSTL JOHN HANCOCK USA · EIN 01-0233346 / PN 000	Pooled Separate Account	—	—	$0	<0.1%
PIMCO INCOME FUND INST JOHN HANCOCK USA · EIN 01-0233346 / PN 000	Pooled Separate Account	—	—	$0	<0.1%
VANGUARD TARGET RET 2025 FUND JOHN HANCOCK USA · EIN 01-0233346 / PN 000	Pooled Separate Account	—	—	$0	<0.1%