Original filing (PDF)20250703154438NAL0001810546001

Currance Inc.

Name: Currance Inc. — Currance Inc. 401(k) Profit Sharing, Form 5500 (2024)
Creator: Currance Inc.
License: https://www.usa.gov/government-works

Form 5500

FILING_RECEIVED

Currance Inc. 401(k) Profit Sharing Plan & Trust

401(k) retirement plan · Currance Inc.'s Currance Inc. 401(k) Profit Sharing Plan & Trust held $1.8M in plan assets for 112 participants in 2024, with Paychex as recordkeeper.

Signals · 2

Possibly inadequate fidelity bondCorrective distributions issued

Active participants

112

Accounts w/ balance

134

Plan assets (EOY)

$1.8M

Net assets (EOY)

$1.8M

How this plan invests

This plan

24 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

Above-average plan

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

Total plan cost

Plan health

Vendor & structure

100

Knocking points off

Corrective distributions issued (likely failed ADP/ACP testing).
Fidelity bond appears below the 10%-of-assets requirement.

Decision-maker contacts

One unlock reveals every key decision-maker — plan signer, CFO, HR & Benefits — with verified email + LinkedIn for CURRANCE INC.

Plan sponsor

Name

CURRANCE INC

EIN

85-0795752all filings

Address

15615 ALTON PKWY STE 450 · IRVINE, CA · 926183308

Phone

(714) 658-0383

Industry

Health Care & Social Assistance

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-07-03

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2S · Automatic enrollment

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

Service providers (Schedule C)

1 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
PAYCHEX, INC.	16-1124166	ROCHESTER, NY	RECORDKEEPER	$9K	—

Investments

24 direct securities· $1.8M(100% of reported assets)

Mutual Funds

$1.6M

14 holdings

Common Collective Trusts

$152K

3 holdings

Bonds / Notes

$43K

1 holding

Other securities

$38K

4 holdings

Cash / Money Market

$25K

1 holding

U.S. Treasuries

$4K

1 holding

					% of plan
TIAA-CREF Lifecycle Index 2040 Fund Mutual fund -	Mutual Funds	—	—	$273K	14.8%
TIAA-CREF Lifecycle Index 2045 Fund Mutual fund -	Mutual Funds	—	—	$270K	14.7%
TIAA-CREF Lifecycle Index 2035 Fund Mutual fund -	Mutual Funds	—	—	$252K	13.7%
TIAA-CREF Lifecycle Index 2030 Fund Mutual fund -	Mutual Funds	—	—	$197K	10.7%
TIAA-CREF Lifecycle Index 2060 Fund Mutual fund -	Mutual Funds	—	—	$136K	7.4%
TIAA-CREF Lifecycle Index 2050 Fund Mutual fund -	Mutual Funds	—	—	$119K	6.5%
Schwab S&P 500 Index Mutual fund -	Common Collective Trusts	—	—	$105K	5.7%
Vanguard Growth and Income Fund Admiral Shares Mutual fund -	Mutual Funds	—	—	$79K	4.3%
TIAA-CREF Lifecycle Index 2055 Fund Mutual fund -	Mutual Funds	—	—	$62K	3.4%
MFS Massachusetts Investors Growth Stock Fund Mutual fund -	Mutual Funds	—	—	$60K	3.3%
Varying maturity dates and interest * Notes receivable from participants rates ranging from 8.75% - 9.50% -	Bonds / Notes	—	—	$43K	2.3%
Vanguard MidCap Index Fund Admiral Shares Mutual fund -	Common Collective Trusts	—	—	$42K	2.3%
Vanguard Equity Income Fund Admiral Shares Mutual fund -	Mutual Funds	—	—	$40K	2.2%
TIAA-CREF Lifecycle Index 2020 Fund Mutual fund -	Mutual Funds	—	—	$37K	2.0%
Money Market - U.S Treasury Reserves Money market fund -	Cash / Money Market	—	—	$25K	1.4%
TIAA-CREF Lifecycle Index 2025 Fund Mutual fund -	Mutual Funds	—	—	$25K	1.3%
TIAA-CREF Lifecycle Index 2015 Fund Mutual fund -	Mutual Funds	—	—	$20K	1.1%
DEFA Emerging Markets Portfolio Institutional Class Mutual fund -	Other securities	—	—	$20K	1.1%
Empower U.S. Government Securities Fund Institutional Class Mutual fund -	Other securities	—	—	$8K	0.4%
PGIM High Yield Fund Mutual fund -	Other securities	—	—	$8K	0.4%
MFS International Growth Fund Class R6 Mutual fund -	Mutual Funds	—	—	$6K	0.3%
Fidelity Small Cap Index Fund Mutual fund -	Common Collective Trusts	—	—	$6K	0.3%
Schwab Treasury Inflation Protected Securities Index Fund Mutual fund - 739 Voya Intermediate Bond Fund Mutual fund -	U.S. Treasuries	—	—	$4K	0.2%
Delaware Ivy Mid Cap Growth Fund Class R6 Mutual fund -	Other securities	—	—	$3K	0.2%