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Original filing (PDF)20251015090934NAL0004147585001
PBS ASO, LLC
Form 5500
FILING_RECEIVED
PBS ASO, LLC RETIREMENT PLAN
401(k) retirement plan
Signals · 1
~89 bps in Sched C fees
Active participants
930
Accounts w/ balance
553
Plan assets (EOY)
$17.2M
Net assets (EOY)
$17.2M
How this plan invests
This plan
27 pooled trusts
Schedule D
27 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
88
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
80
Knocking points off
- 89 bps in Schedule C fees — 208% above peer band of 29 bps.
- 59% balance-to-active ratio — below typical for a healthy 401(k).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for PBS ASO, LLC.
Plan sponsor
Name
PBS ASO, LLC
EIN
85-0768284
Address
2189 PARKWAY LAKE DRIVE · BIRMINGHAM, AL · 35124
Phone
(205) 271-5422
Industry
Admin Support & Waste Mgmtsee all
Plan administrator
Name
401K SAFE 3(16), LLC
EIN
83-0824806
City
ALBERTVILLE, AL
Phone
(888) 401-5273
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
MDA PROFESSIONAL GROUP, P.C.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| TRANSAMERICA LIFE INSURANCE COMPANY | 36-6071399 | — | RECORDKEEPER | $99K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| LEAFHOUSE FINANCIAL ADVISORS, LLC | 26-1311657 | — | INVESTMENT ADVISORY | $7K | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ERISA SPECIALISTS, LLC | 47-3852281 | — | TPA | $31K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| 401(K) SAFE, LLC | 83-0824803 | — | 316 ADMIN | $17K | — |
Investments
26 direct securities · 27 pooled funds· $32.4M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Pooled Separate Account
$16.6M
27 holdings
Uncategorized
$15.8M
26 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| [DFE: BALANCED FUND (extraction pending)] | — | — | — | $2.3M | 13.1% | |
| TRANSAMERICA LIFEGOAL 2030 WITH BLA TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 001 | Pooled Separate Account | — | — | $2.3M | 13.1% | |
| [DFE: BALANCED FUND (extraction pending)] | — | — | — | $1.7M | 10.0% | |
| TRANSAMERICA LIFEGOAL 2040 WITH BLK TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 001 | Pooled Separate Account | — | — | $1.7M | 10.0% | |
| [DFE: BALANCED FUND (extraction pending)] | — | — | — | $1.6M | 9.1% | |
| TRANSAMERICA LIFEGOAL 2035 WITH BLK TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 001 | Pooled Separate Account | — | — | $1.6M | 9.1% | |
| [DFE: BALANCED FUND (extraction pending)] | — | — | — | $1.5M | 8.6% | |
| TA VANGUARD TOTAL STCK MRKT INDEX R TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 001 | Pooled Separate Account | — | — | $1.5M | 8.6% | |
| [DFE: BALANCED FUND (extraction pending)] | — | — | — | $1.3M | 7.4% | |
| TRANSAMERICA LIFEGOAL 2045 WITH BLK TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 001 | Pooled Separate Account | — | — | $1.3M | 7.4% | |
| [DFE: BALANCED FUND (extraction pending)] | — | — | — | $1.2M | 6.9% | |
| TRANSAMERICA LIFEGOAL 2055 WITH BLK TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 001 | Pooled Separate Account | — | — | $1.2M | 6.9% | |
| [DFE: BALANCED FUND (extraction pending)] | — | — | — | $1.0M | 6.0% | |
| TRANSAMERICA LIFEGOAL 2025 WITH BLA TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 001 | Pooled Separate Account | — | — | $1.0M | 6.0% | |
| [DFE: BALANCED FUND (extraction pending)] | — | — | — | $1.0M | 5.8% | |
| TRANSAMERICA LIFEGOAL 2050 WITH BLK TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 001 | Pooled Separate Account | — | — | $1.0M | 5.8% | |
| [DFE: BALANCED FUND (extraction pending)] | — | — | — | $922K | 5.4% | |
| TRANSAMERICA LIFEGOAL 2060 WITH BLK TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 001 | Pooled Separate Account | — | — | $922K | 5.4% | |
| AB LARGE CAP GROWTH RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 83-1098532 / PN 001 | Pooled Separate Account | — | — | $759K | 4.4% | |
| [DFE: BALANCED FUND (extraction pending)] | — | — | — | $593K | 3.4% | |
| TRANSAMERICA LIFEGOAL RET WITH BLAC TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 001 | Pooled Separate Account | — | — | $593K | 3.4% | |
| [DFE: BALANCED FUND (extraction pending)] | — | — | — | $410K | 2.4% | |
| STATE STREET INTERNATNL INDEX RET A TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 001 | Pooled Separate Account | — | — | $410K | 2.4% | |
| [DFE: BALANCED FUND (extraction pending)] | — | — | — | $336K | 2.0% | |
| STATE STREET RUSSELL SM CAP INDEX R TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 001 | Pooled Separate Account | — | — | $336K | 2.0% | |
| [DFE: BALANCED FUND (extraction pending)] | — | — | — | $299K | 1.7% | |
| STATE STREET RUSSELL LG CAP VAL IND TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 001 | Pooled Separate Account | — | — | $299K | 1.7% | |
| [DFE: BALANCED FUND (extraction pending)] | — | — | — | $283K | 1.6% | |
| JANUS HENDERSON ENTERPRISE RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 001 | Pooled Separate Account | — | — | $283K | 1.6% | |
| [DFE: BALANCED FUND (extraction pending)] | — | — | — | $250K | 1.5% | |
| STATE STREET S&P MD CAP INDX RET AC TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 001 | Pooled Separate Account | — | — | $250K | 1.5% | |
| [DFE: BALANCED FUND (extraction pending)] | — | — | — | $206K | 1.2% | |
| AEGON US CORE PLUS RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 001 | Pooled Separate Account | — | — | $206K | 1.2% | |
| [DFE: BALANCED FUND (extraction pending)] | — | — | — | $203K | 1.2% | |
| PIMCO STOCKSPLUS INTL (US DOLLAR-HD TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 001 | Pooled Separate Account | — | — | $203K | 1.2% | |
| [DFE: BALANCED FUND (extraction pending)] | — | — | — | $144K | 0.8% | |
| AMERICAN FUNDS NEW WORLD RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 001 | Pooled Separate Account | — | — | $144K | 0.8% | |
| [DFE: BALANCED FUND (extraction pending)] | — | — | — | $124K | 0.7% | |
| PGIM JENNISON SM COMP RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 001 | Pooled Separate Account | — | — | $124K | 0.7% | |
| [DFE: BALANCED FUND (extraction pending)] | — | — | — | $106K | 0.6% | |
| ALLSPRING SPECIAL SM CAP VAL RET AC TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 001 | Pooled Separate Account | — | — | $106K | 0.6% | |
| [DFE: BALANCED FUND (extraction pending)] | — | — | — | $102K | 0.6% | |
| TA VANGUARD REIT INDEX RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 001 | Pooled Separate Account | — | — | $102K | 0.6% | |
| [DFE: BALANCED FUND (extraction pending)] | — | — | — | $96K | 0.6% | |
| DFA INFLATION-PROTECTED SECURITIES TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 001 | Pooled Separate Account | — | — | $96K | 0.6% | |
| [DFE: BALANCED FUND (extraction pending)] | — | — | — | $88K | 0.5% | |
| ALLSPRING SPECIAL MD CAP VAL RET AC TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 001 | Pooled Separate Account | — | — | $88K | 0.5% | |
| [DFE: BALANCED FUND (extraction pending)] | — | — | — | $71K | 0.4% | |
| TRANSAMERICA HI YLD BD RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 001 | Pooled Separate Account | — | — | $71K | 0.4% | |
| [DFE: BALANCED FUND (extraction pending)] | — | — | — | $63K | 0.4% | |
| AB GLOBAL BOND RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 001 | Pooled Separate Account | — | — | $63K | 0.4% | |
| [DFE: AB HIGH INCOME RET ACCT (extraction pending)] | — | — | — | $31K | 0.2% | |
| TRANSAMERICA LIFEGOAL 2065 WITH BLA TRANSAMERICA FINANCIAL LIFE INS CO · EIN 83-1098532 / PN 001 | Pooled Separate Account | — | — | $31K | 0.2% |
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