How big is Intercap Lending, Inc.'s plan?

Intercap Lending, Inc.'s plan reported $19.1M in assets and 314 participants for 2024.

Original filing (PDF)20250807132058NAL0003732547001

Intercap Lending, Inc.

Name: Intercap Lending, Inc. — Intercap Lending 401(k), Form 5500 (2024)
Creator: Intercap Lending, Inc.
License: https://www.usa.gov/government-works

Form 5500

FILING_RECEIVED

Intercap Lending 401(k) Retirement Plan

401(k) retirement plan · Intercap Lending, Inc.'s Intercap Lending 401(k) Retirement Plan held $19.1M in plan assets for 314 participants in 2024, with John Hancock as recordkeeper.

Signals · 1

Possibly inadequate fidelity bond

Active participants

314

Accounts w/ balance

438

Plan assets (EOY)

$19.1M

Net assets (EOY)

$19.1M

People on this filing

Jennifer Fuller signed Intercap Lending, Inc.'s 2024 Form 5500 as plan administrator.

Jennifer Fuller — Plan Administrator — Form 5500 signer

Get verified email & phone for these signers

Signer names are public record from the Form 5500 e-signature.

Plan identifiers

Intercap Lending, Inc.'s EIN is 85-0260899.

EIN 85-0260899

Plan number 002

Plan year 2024

ACK ID 20250807132058NAL0003732547001

Official Form 5500 document

Download the official 2024 Form 5500 (PDF) for Intercap Lending, Inc. from the U.S. Department of Labor's EFAST2 system.

Download the official 2024 Form 5500 (PDF)

Plan features

Intercap Lending, Inc.'s plan includes profit-sharing, ERISA 404(c) participant direction, a 401(k) feature.

Decision-maker contacts

One unlock reveals every key decision-maker — plan signer, CFO, HR & Benefits — with verified email + LinkedIn for INTERCAP LENDING, INC..

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How this plan invests

This plan

37 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

Average plan with room to improve

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

Total plan cost

Plan health

Vendor & structure

100

Knocking points off

Fidelity bond appears below the 10%-of-assets requirement.
Total administrative cost in the bottom quartile of peers (19th percentile).

Plan sponsor

Name

INTERCAP LENDING, INC.

EIN

all filings

Address

11781 S. LONE PEAK PKWY #200 · DRAPER, UT · 84020

Phone

(385) 800-8321

Industry

Finance & Insurance

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

002

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-08-07

Pension benefit codes

2A · Age/service weighted or new comparability

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

3D · Pre-approved plan (master / prototype / VS)

Audit & trust (Schedule H)

Service providers (Schedule C)

4 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
JOHN HANCOCK TRUST COMPANY, LLC	01-0233346	—	RECORDKEEPER	$38K	—

Advisor / Consultant

Name	EIN	Location	Relation	Direct comp	Indirect comp
EDWARD D. JONES & CO., L.P.	43-0345811	—	INVESTMENT MANAGEMENT	$43K	—

Investments

37 direct securities· $19.1M(100% of reported assets)

Common Collective Trusts

$16.7M

12 holdings

Other securities

$1.4M

15 holdings

Stable Value

$481K

1 holding

Mutual Funds

$464K

9 holdings

					% of plan
Fid Freedom Idx 2035 Inst Prem Fidelity 0	Common Collective Trusts	—	—	$3.3M	17.4%
Fid Freedom Idx 2045 Inst Prem Fidelity 0	Common Collective Trusts	—	—	$3.0M	15.6%
Fid Freedom Idx 2040 Inst Prem Fidelity 0	Common Collective Trusts	—	—	$2.3M	12.1%
Fid Freedom Idx 2030 Inst Prem Fidelity 0	Common Collective Trusts	—	—	$2.3M	12.0%
Fid Freedom Idx 2050 Inst Prem Fidelity 0	Common Collective Trusts	—	—	$2.2M	11.8%
Fid Freedom Idx 2055 Inst Prem Fidelity 0	Common Collective Trusts	—	—	$1.8M	9.4%
Loan Fund Loans 0	Other securities	—	—	$690K	3.6%
Fid Freedom Idx 2060 Inst Prem Fidelity 0	Common Collective Trusts	—	—	$542K	2.8%
JH Stable Value Guaranteed Inc JHancock 0	Stable Value	—	—	$481K	2.5%
Fidelity 500 Index Fd Fidelity 0	Common Collective Trusts	—	—	$438K	2.3%
Fid Freedom Idx 2025 Inst Prem Fidelity 0	Common Collective Trusts	—	—	$327K	1.7%
Fid Freedom Idx 2020 Inst Prem Fidelity 0	Common Collective Trusts	—	—	$229K	1.2%
Fid Freedom Idx 2065 Inst Prem Fidelity 0	Common Collective Trusts	—	—	$217K	1.1%
T Rowe Price Growth Stock (I) T Rowe Price 0	Mutual Funds	—	—	$193K	1.0%
American New World Fund R6 American 0	Other securities	—	—	$107K	0.6%
JP Morgan Equity Income R6 JPMorgan 0	Other securities	—	—	$103K	0.5%
JHancock MMgr Lifestyle Agg R6 JHancock 0	Other securities	—	—	$92K	0.5%
JP Morgan Mid Cap Growth R6 JPMorgan 0	Other securities	—	—	$90K	0.5%
BlackRock High Yield Prt K BlackRock 0	Other securities	—	—	$74K	0.4%
American New Perspective R6 American 0	Other securities	—	—	$68K	0.4%
AB Global Bond Fd Z AB Global 0 282 Amer Beacon Intl Equity R6 American 0	Other securities	—	—	$63K	0.3%
Vanguard LifeStrat Growth Inv Vanguard 0	Mutual Funds	—	—	$60K	0.3%
DFA US Targeted Value Prt I DFA US 0	Mutual Funds	—	—	$55K	0.3%
Principal Real Estate Secs R6 Principal 0	Other securities	—	—	$42K	0.2%
PIMCO Income Fund Inst PIMCO 0	Mutual Funds	—	—	$40K	0.2%
Fidelity Ext Market Index Fd Fidelity 0	Mutual Funds	—	—	$38K	0.2%
Fidelity Inf-Pr Bond Index Fd Fidelity 0	Mutual Funds	—	—	$32K	0.2%
DFA Intl Sm Company Prt Cl I DFA US 0	Mutual Funds	—	—	$24K	0.1%
Vanguard Explorer Fund Adm Vanguard 0	Mutual Funds	—	—	$21K	0.1%
Fidelity Glb ex US Idx Ins Pre Fidelity 0	Common Collective Trusts	—	—	$20K	0.1%
PGIM Total Return Bond R6 PGIM 0	Other securities	—	—	$20K	0.1%
American EuroPacific Growth R6 American 0	Other securities	—	—	$20K	0.1%
JHancock MMgr Lifestyle Bal R6 JHancock 0	Other securities	—	—	$16K	<0.1%
JPMorgan US Govt MMkt Cap Cl JPMorgan 0	Other securities	—	—	$16K	<0.1%
Diamond Hill Mid Cap Y Diamond Hill 0	Other securities	—	—	$16K	<0.1%
Vanguard LifeStrat Mod Grw I Vanguard 0	Mutual Funds	—	—	$2K	<0.1%
JHancock MMgr Lifestyle Grw R6 JHancock 0	Other securities	—	—	$2K	<0.1%