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Original filing (PDF)20251013171530NAL0001763201004
ACE HARDWARE CORPORATION
Form 5500
FILING_RECEIVED
ACE HARDWARE CORPORATION COOPERATIVE GROUP HEALTH
Health & welfare plan
Signals · 3
~2422 bps in Sched C feesNo recordkeeper disclosed13 service providers
Active participants
8,842
Accounts w/ balance
—
Plan assets (EOY)
$30.1M
Net assets (EOY)
$13.9M
Plan health score (directional)
84
/ 100
Grade B
Above-average plan
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
75
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 2422 bps in Schedule C fees — 8253% above peer band of 29 bps.
- No recordkeeper disclosed on Schedule C.
Helping the score
- Concentration not scored — Schedule of Assets PDF not yet parsed for this plan.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for ACE HARDWARE CORPORATION.
Plan sponsor
Name
ACE HARDWARE CORPORATION
EIN
84-6786851
Address
2915 JORIE BLVD. · OAK BROOK, IL · 60523
Phone
(630) 990-6600
Industry
Retail Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
512
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-13
Welfare benefit codes
4A · Health (other than dental or vision)
4E · Vision
Audit & trust (Schedule H)
Auditor
JOHNSON LAMBERT LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
13 rowsOther
13| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| UNITED HEALTHCARE SERVICES | 41-1289245 | — | NONE | $4.7M | — |
| BUSINESSOLVER | 42-1503807 | — | NONE | $645K | — |
| MARSH & MCLENNAN AGENCY | 36-1436000 | — | NONE | $529K | — |
| EMPYREAN | 20-3029813 | — | NONE | $336K | — |
| NEW AGE INSURANCE, LTD. | 98-0132386 | — | NONE | $223K | — |
| CIGNA | 59-1031071 | — | NONE | $191K | — |
| CAP RX | 35-2612946 | — | NONE | $187K | — |
| JOHNSON LAMBERT LLP | 52-1446779 | — | NONE | $132K | — |
| CIRRUSMD | 45-4969037 | — | NONE | $116K | — |
| MARSH MANAGEMENT SERVICE, INC. | 13-2964427 | — | NONE | $82K | — |
| MCDERMOTT WILL & EMERY | 36-1453176 | — | NONE | $62K | — |
| EYEMED | 43-0949844 | — | NONE | $60K | — |
| MARSH USA | 36-1436000 | — | NONE | $45K | — |
Investments
The Schedule of Assets is filed as a free-form PDF attachment on EFAST2; we parse these offline and coverage is partial (priority is the largest plans by EOY assets). This plan also reports no pooled (Schedule D) interests, so its holdings aren’t hidden on a master-trust filing. The line-item data lives on DOL EFAST2 under the same ACK_ID.
See Methodology > Data linkages for how Form 5500 / Schedule H / Schedule D / Schedule of Assets fit together.
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