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Original filing (PDF)20251008182037NAL0003196723001
ZIPLY FIBER
Form 5500
FILING_RECEIVED
ZIPLY FIBER PENSION PLAN
Defined-benefit pension plan
Signals · 2
25% in single holdingNo recordkeeper disclosed
Active participants
483
Accounts w/ balance
—
Plan assets (EOY)
$125.7M
Net assets (EOY)
$125.7M
How this plan invests
This plan
14 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
87
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
87
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- Top holding "Vanguard Long Term Corporate Bond Index Fund" is 25% of plan.
- 23 bps in Schedule C fees — 133% above peer band of 10 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for ZIPLY FIBER.
Plan sponsor
Name
ZIPLY FIBER
EIN
84-5103010
Address
135 LAKE ST. S., SUITE 1000 · KIRKLAND, WA · 98033
Phone
(425) 250-8155
Industry
Information / Tech / Mediasee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-08
Pension benefit codes
1A · Pay-related DB formula
1C · Cash balance or similar hybrid DB
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
BAKER TILLY US, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
5 rowsOther
5| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MILLIMAN, INC. | 91-0675641 | — | NONE | $199K | — |
| USI ADVISORS, INC | 06-1397347 | — | NONE | $84K | — |
| MONDRESS MONACO PARR LOCKWOOD PLLC | 91-1917286 | — | NONE | $5K | — |
| CHARLES SCHWAB TRUST BANK | 82-3967259 | — | NONE | $5K | — |
| CHARLES SCHWAB & CO., INC. | 94-1737782 | — | NONE | $0 | — |
Investments
14 direct securities· $120.6M(96% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Long Term Corporate Bond Index Fund | — | — | $41.9M | $30.3M | 24.1% | |
| Vanguard Institutional Index Fund | — | — | $19.1M | $27.2M | 21.6% | |
| Vanguard Developed Markets Index Fund | — | — | $14.2M | $14.5M | 11.6% | |
| Pimco Diversified Income Fund Class A | — | — | $13.8M | $12.2M | 9.7% | |
| Dodge & Cox Income Fund | — | — | $12.7M | $11.0M | 8.7% | |
| DFA Real Estate Securities Portfolio | — | — | $4.5M | $4.8M | 3.9% | |
| Vanguard Short Term BD Index Fund Admiral Shares | — | — | $3.9M | $3.7M | 2.9% | |
| Vanguard Small Cap Index Fund Admiral Shares | — | — | $2.4M | $3.6M | 2.9% | |
| Vanguard Mid Cap Index Fund | — | — | $3.0M | $3.6M | 2.8% | |
| Schwab Bank Savings | — | — | $3.0M | $3.0M | 2.4% | |
| DFA International Small Company Portfolio | — | — | $2.2M | $2.4M | 1.9% | |
| Vanguard Emerging Markets Stock Index Fund | — | — | $2.4M | $2.4M | 1.9% | |
| DFA Commodity Strategy Portfolio | — | — | $1.3M | $1.2M | 1.0% | |
| Schwab Bank Sweep | — | — | $608K | $608K | 0.5% |
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