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Original filing (PDF)20251013143711NAL0003293186001
NUVIA MSO, LLC
Form 5500
FILING_RECEIVED
RETIREMENT INCOME SECURITY PLAN-NUVIA DENTAL IMPLANT CENTER
401(k) retirement plan
Signals · 2
~124 bps in Sched C feesNo recordkeeper disclosed
Active participants
1,555
Accounts w/ balance
1,404
Plan assets (EOY)
$6.7M
Net assets (EOY)
$6.7M
How this plan invests
This plan
1 pooled trust
Schedule D
24 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 124 bps in Schedule C fees — 138% above peer band of 52 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for NUVIA MSO, LLC.
Plan sponsor
Name
NUVIA MSO, LLC
EIN
84-4528017
Address
7884 S HIGHLAND DRIVE · COTTONWOOD HEIGHTS, UT · 84121
Phone
(385) 308-1008
Industry
Offices of Dentists· Health Care & Social Assistancesee all
Plan administrator
Name
HEALTHEQUITY RETIREMENT SERVICES
EIN
82-1222973
City
DRAPER, UT
Phone
(877) 860-2664
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-13
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3B · Covers self-employed individuals
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
BAS PARTNERS
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsOther
4| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| AMERITAS LIFE INSURANCE CORP | 47-0098400 | — | NONE | $52K | — |
| ASHWORTH WEALTH, LLC | 26-2017172 | — | NONE | $20K | — |
| HEALTHEQUITY RETIREMENT SERVICES, L | 82-1222973 | — | NONE | $10K | — |
| MATRIX TRUST COMPANY | 75-3182674 | — | NONE | $719 | — |
Investments
24 direct securities · 1 pooled fund· $13.4M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$6.7M
24 holdings
103-12 Investment Entity
$6.6M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| RETIREMENT INCOME SECURITY PLAN HEALTHEQUITY RETIREMENT SERVICES LLC · EIN 82-1222973 / PN 333 | 103-12 Investment Entity | — | — | $6.6M | 98.8% | |
| Vanguard Target Ret 2055 (I) | — | — | — | $1.2M | 17.1% | |
| Vanguard Target Ret 2060 (I) | — | — | — | $879K | 13.1% | |
| Vanguard Target Ret 2065 (I) | — | — | — | $646K | 9.6% | |
| Vanguard Target Ret 2050 (I) | — | — | — | $643K | 9.6% | |
| Vanguard Target Ret 2045 (I) | — | — | — | $552K | 8.2% | |
| Vanguard Target Ret 2040 (I) | — | — | — | $495K | 7.4% | |
| Vanguard Total Stock Market Index | — | — | — | $471K | 7.0% | |
| Vanguard Target Ret 2035 (I) | — | — | — | $362K | 5.4% | |
| DFA US Core Equity I Portfolio | — | — | — | $326K | 4.9% | |
| DFA Core Equity Portfolio | — | — | — | $207K | 3.1% | |
| Vanguard Intl Stock Index | — | — | — | $167K | 2.5% | |
| Vanguard Target Ret 2025 (I) | — | — | — | $126K | 1.9% | |
| DFA Emerging Markets | — | — | — | $125K | 1.9% | |
| Vanguard Short Term Index Fund | — | — | — | $117K | 1.7% | |
| Matrix Trust Matrix Trust Retirement Cash Account | — | — | — | $107K | 1.6% | |
| Vanguard Target Retirement Fund ** 202 Vanguard Total Bond Market Index | — | — | — | $73K | 1.1% | |
| Matrix Trust Non interest bearing cash | — | — | — | $66K | 1.0% | |
| Vanguard Real Estate Index Fund | — | — | — | $58K | 0.9% | |
| Vanguard Target Ret 2030 (I) | — | — | — | $35K | 0.5% | |
| DFA Comodity Strategy Portfolio | — | — | — | $34K | 0.5% | |
| DFA Intermed Term Extended Quality Port | — | — | — | $26K | 0.4% | |
| DFA Inflation Protected Sec Port | — | — | — | $23K | 0.3% | |
| Vanguard Target Ret 2020 (I) | — | — | — | $21K | 0.3% | |
| Participants Loans | — | — | — | $14K | 0.2% |