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Original filing (PDF)20251015112259NAL0004701393003
FHR ESJ OPERATIONS LLC
Form 5500
FILING_RECEIVED
EL SAN JUAN RESORT & CASINO 1081.01 RETIREMENT PLAN AND TRUST
401(k) retirement plan
Signals · 1
~123 bps in Sched C fees
Active participants
623
Accounts w/ balance
111
Plan assets (EOY)
$1.6M
Net assets (EOY)
$1.6M
How this plan invests
This plan
8 pooled trusts
Schedule D
26 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
86
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
65
Knocking points off
- 123 bps in Schedule C fees — 136% above peer band of 52 bps.
- Only 18% as many balances as active participants — suggests many active employees aren't deferring.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for FHR ESJ OPERATIONS LLC.
Plan sponsor
Name
FHR ESJ OPERATIONS LLC
EIN
84-3890280
Address
6063 ISLA VERDE AVENUE · CAROLINA, PR · 00979
Phone
(787) 791-1000
Industry
Accommodation & Food Servicessee all
Plan administrator
Name
FHR ESJ OPERATIONS LLC
EIN
84-3890280
City
CAROLINA, PR
Phone
(787) 791-1000
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2E · Profit-sharing
2G · Total participant-directed accounts
2J · 401(k) feature
3C · Not intended to be qualified
Audit & trust (Schedule H)
Auditor
DRIVEN PSC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $19K | — |
Other
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ADVISORY GROUP LLC | — | GREENWOOD VILLAGE, CO | INVESTMENT MGMT | $367 | — |
| ORIENTAL BANK & TRUST | — | SAN JUAN, PR | OTHER | $27 | — |
Investments
18 direct securities · 8 pooled funds· $1.6M(97% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Common Collective Trust
$1.1M
8 holdings
Uncategorized
$505K
18 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| PUTNAM RETIREMENT ADVANTAGE 2035V PUTNAM INVESTMENT · EIN 26-0787945 / PN 261 | Common Collective Trust | — | — | $365K | 22.5% | |
| PUTNAM RETIREMENT ADVANTAGE 2045 V PUTNAM INVESTMENT · EIN 26-1208510 / PN 259 | Common Collective Trust | — | — | $177K | 10.9% | |
| PUTNAM RETIREMENT ADVANTAGE 2030 V PUTMAN INVESTMENT · EIN 26-0788040 / PN 262 | Common Collective Trust | — | — | $167K | 10.3% | |
| T. ROWE PRICE GROWTH STOCK ADV Mutual Funds - 1,479 Shares | — | — | — | $149K | 9.2% | |
| PUTNAM RETIREMENT ADVANTAGE 2040 V PUTNAM INVESTMENT · EIN 26-1384398 / PN 260 | Common Collective Trust | — | — | $114K | 7.1% | |
| PUTNAM RETIREMENT ADVANTAGE 2055 V PUTNAM INVESTMENT · EIN 27-3616920 / PN 275 | Common Collective Trust | — | — | $95K | 5.9% | |
| PUTNAM RETIREMENT ADVANTAGE 2025 V PUTNAM INVESTMENTS · EIN 26-1384344 / PN 263 | Common Collective Trust | — | — | $72K | 4.5% | |
| JPMORGAN US EQUITY A Mutual Funds - 2,449 Shares | — | — | — | $61K | 3.7% | |
| KEY GUARANTEED PORTFOLIO FUND Group Annuity Contract | — | — | — | $57K | 3.5% | |
| PUTNAM RETIREMENT ADVANTAGE TRUST M PUTNAM INVESTMENTS · EIN 26-0788179 / PN 268 | Common Collective Trust | — | — | $55K | 3.4% | |
| JPMORGAN VALUE ADVANTAGE A Mutual Funds - 1,011 Shares | — | — | — | $38K | 2.3% | |
| MACQUARIE MID CAP GROWTH Y Mutual Funds - 1,243 Shares | — | — | — | $34K | 2.1% | |
| PUTNAM DYNAMIC ASSET ALLOCATION CON A Mutual Funds - 64 Shares ** 683 PUTNAM DYNAMIC ASSET ALLOCATION BAL A Mutual Funds - 1,794 Shares | — | — | — | $28K | 1.8% | |
| PUTNAM RETIREMENT ADVANTAGE 2050 V PUTNAM INVESTMENT · EIN 26-0787670 / PN 258 | Common Collective Trust | — | — | $23K | 1.4% | |
| ALLSPRING SPECIAL MID CAP VALUE A Mutual Funds - 428 Shares | — | — | — | $20K | 1.2% | |
| PIMCO INCOME A Mutual Funds - 1,669 Shares | — | — | — | $18K | 1.1% | |
| AMERICAN FUNDS NEW WORLD FUND - R3 Mutual Funds - 229 Shares | — | — | — | $17K | 1.1% | |
| JHANCOCK BOND R2 Mutual Funds - 1,109 Shares | — | — | — | $15K | 0.9% | |
| JANUS HENDERSON VENTURE S Mutual Funds - 188 Shares | — | — | — | $14K | 0.9% | |
| PUTNAM DYNAMIC ASSET ALLOCATION GROWTH A Mutual Funds - 676 Shares | — | — | — | $13K | 0.8% | |
| THIRD AVENUE REAL ESTATE VALUE INVESTOR Mutual Funds - 537 Shares | — | — | — | $12K | 0.8% | |
| ARTISAN INTERNATIONAL INV Mutual Funds - 417 Shares | — | — | — | $11K | 0.7% | |
| AMERICAN BEACON SMALL CP VAL A Mutual Funds - 360 Shares | — | — | — | $8K | 0.5% | |
| BLACKROCK HIGH YIELD BOND INV A Mutual Funds - 124 Shares ** 877 CLEARBRIDGE MID CAP CLASS A Mutual Funds - 156 Shares | — | — | — | $5K | 0.3% | |
| COLUMBIA QUALITY INCOME A Mutual Funds - 143 Shares | — | — | — | $2K | 0.2% | |
| MACQUARIE SMALL CAP CORE A Mutual Funds - 37 Shares | — | — | — | $1K | <0.1% |