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Original filing (PDF)20250916101153NAL0001248179001
EDWARD ROSE BUILDING ENTERPRISE, LLC
Form 5500
FILING_RECEIVED
EDWARD ROSE BUILDING ENTERPRISE 401(K) PLAN
401(k) retirement plan
Signals · 1
1 failed disclosure
Active participants
2,481
Accounts w/ balance
2,685
Plan assets (EOY)
$104.6M
Net assets (EOY)
$104.6M
How this plan invests
This plan
10 pooled trusts
Schedule D
31 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
85
Concentration risk
100
Total plan cost
80
Vendor stack
100
Participation health
100
Knocking points off
- 1 Schedule C provider failed to disclose compensation.
- 13 bps in Schedule C fees — modestly above peer band of 10 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for EDWARD ROSE BUILDING ENTERPRISE, LLC.
Plan sponsor
Name
EDWARD ROSE BUILDING ENTERPRISE, LLC
EIN
84-3810548
Address
38525 WOODWARD AVE. · BLOOMFIELD HILLS, MI · 48304
Phone
(248) 686-5500
Industry
Real Estatesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-16
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2R · Participant-directed brokerage (SDBA)
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
REHMAN ROBSON, LLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $70K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MORGAN STANLEY & CO. INC | 26-4310632 | — | INVESTMENT ADVISOR | $50K | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| REHMANN ROBSON LLC | 38-3635706 | — | ACCOUNTANT/AUDITOR | $21K | — |
Failed / refused disclosures (Sched C Part 2)
| Provider | Nondisclosure info |
|---|---|
| — | — |
Investments
23 direct securities · 10 pooled funds· $108.4M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Common Collective Trust
$61.4M
10 holdings
Uncategorized
$36.9M
22 holdings
Mutual Funds
$10.0M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| ClearBridge Large Cap Growth Fund Class I | Mutual Funds | — | — | $10.0M | 9.6% | |
| AC RD 2050 TR V EXETER TRUST COMPANY · EIN 02-0476209 / PN 027 | Common Collective Trust | — | — | $7.8M | 7.5% | |
| AC RD 2045 TR V EXETER TRUST COMPANY · EIN 02-0476209 / PN 043 | Common Collective Trust | — | — | $7.6M | 7.3% | |
| AC RD 2030 TR V EXETER TRUST COMPANY · EIN 02-0476209 / PN 023 | Common Collective Trust | — | — | $7.5M | 7.2% | |
| Fidelity 500 Index Fund | — | — | — | $7.0M | 6.7% | |
| AC RD 2060 TR V EXETER TRUST COMPANY · EIN 02-0476209 / PN 058 | Common Collective Trust | — | — | $6.8M | 6.5% | |
| AC RD 2035 TR V EXETER TRUST COMPANY · EIN 02-0476209 / PN 042 | Common Collective Trust | — | — | $6.6M | 6.3% | |
| AC RD 2040 TR V EXETER TRUST COMPANY · EIN 02-0476209 / PN 022 | Common Collective Trust | — | — | $6.6M | 6.3% | |
| AC RD 2025 TR V EXETER TRUST COMPANY · EIN 02-0476209 / PN 041 | Common Collective Trust | — | — | $6.4M | 6.1% | |
| AC RD 2055 TR V EXETER TRUST COMPANY · EIN 02-0483209 / PN 044 | Common Collective Trust | — | — | $5.1M | 4.9% | |
| Global Trust Company American Century Retirement Date Income Trust V | — | — | — | $4.4M | 4.2% | |
| AC IN RETIRE TR V GLOBAL TRUST COMPANY · EIN 30-6406015 / PN 001 | Common Collective Trust | — | — | $4.4M | 4.2% | |
| JPMorgan U.S. Equity Fund Class R5 | — | — | — | $3.8M | 3.6% | |
| Notes receivable from participants Interest rates ranging from 4.25% to 9.50% | — | — | — | $2.7M | 2.5% | |
| American Funds American Funds American Balanced Fund Class R-6 | — | — | — | $2.5M | 2.4% | |
| Goldman Sachs Trust Company Goldman Sachs International Series Class III | — | — | — | $2.5M | 2.4% | |
| GS STABLE VAL INST3 GOLDMAN SACHS TRUST COMPANY NA · EIN 13-4166989 / PN 025 | Common Collective Trust | — | — | $2.5M | 2.4% | |
| MFS Value Fund Class R6 | — | — | — | $2.1M | 2.0% | |
| Columbia Total Return Bond Fund Institutional 3 Class | — | — | — | $1.5M | 1.5% | |
| Fidelity Low-Priced Stock Fund - Class K | — | — | — | $1.5M | 1.4% | |
| BlackRock Mid-Cap Growth Equity Portfolio Institutional Shares | — | — | — | $1.4M | 1.4% | |
| Virtus Funds Virtus Kar Small-Cap Growth Fund Class R6 | — | — | — | $1.3M | 1.3% | |
| ClearBridge International Growth Fund Class IS | — | — | — | $1.2M | 1.2% | |
| Fidelity U.S. Bond Index Fund | — | — | — | $1.2M | 1.1% | |
| Fidelity Small Cap Index Fund | — | — | — | $720K | 0.7% | |
| PGIM High Yield Fund - Class R6 | — | — | — | $713K | 0.7% | |
| Columbia Overseas Value Fund Institutional Class | — | — | — | $585K | 0.6% | |
| JPMorgan Undiscovered Managers Behavioral Value Fund Class L | — | — | — | $513K | 0.5% | |
| Fidelity Mid Cap Index Fund | — | — | — | $498K | 0.5% | |
| Virtus Funds Virtus Duff & Phelps Real Estate Securities Fund Class I | — | — | — | $350K | 0.3% | |
| Fidelity Global EX U.S. Index Fund | — | — | — | $324K | 0.3% | |
| GQG Partners GQG Partners Emerging Markets Equity Fund Institutional Shares | — | — | — | $183K | 0.2% | |
| Vanguard Regency Fund | — | — | — | $2K | <0.1% |
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