Holdings are itemized directly on this plan's Schedule of Assets, below.
| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| BETTERMENT FOR BUSINESS, LLC | — | NEW YORK, NY | RECORDKEEPER | $30K | — |
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| State Street SPDR Portfolio S&P 500 ETF | — | — | — | $5.2M | 23.1% | |
| Vanguard FTSE Developed Markets | — | — | — | $5.1M | 22.5% | |
| Vanguard Total Stock Market ETF | — | — | — | $4.5M | 20.0% | |
| Vanguard FTSE Emerging Markets | — | — | — | $1.9M | 8.2% |
| iShares Core Total US Bond Market ETF | — | — | — | $1.4M | 6.0% |
| State Street SPDR Portfolio S&P 400 Mid Cap | — | — | — | $1.2M | 5.2% |
| State Street SPDR Portfolio S&P 600 Small Cap ETF | — | — | — | $899K | 4.0% |
| Goldman Sachs Goldman Sachs ActiveBeta US Large Cap Equity | — | — | — | $435K | 1.9% |
| Vanguard Small-Cap Value ETF | — | — | — | $299K | 1.3% |
| Vanguard Total International Bond ETF | — | — | — | $297K | 1.3% |
| iShares Emerging Markets USD Bond ETF | — | — | — | $261K | 1.1% |
| Vanguard Value ETF | — | — | — | $171K | 0.8% |
| Vanguard U.S. Large-cap Growth Equity ETF | — | — | — | $165K | 0.7% |
| State Street SPDR S&P Kensho New Economies Composite ETF | — | — | — | $102K | 0.4% |
| Goldman Sachs Goldman Sachs ActiveBeta International Equity | — | — | — | $100K | 0.4% |
| Invesco QQQ Trust | — | — | — | $97K | 0.4% |
| Vanguard Dividend Appreciation ETF | — | — | — | $78K | 0.3% |
| Goldman Sachs Goldman Sachs TreasuryAccess 01 Year ETF | — | — | — | $66K | 0.3% |
| Goldman Sachs Goldman Sachs ActiveBeta Europe Equity EFT | — | — | — | $63K | 0.3% |
| Vanguard Mid-Cap Value ETF | — | — | — | $52K | 0.2% |
| Goldman Sachs Goldman Sachs ActiveBeta Emerging Markets Equity | — | — | — | $42K | 0.2% |
| iShares MSCI ACWI Low Carbon Target ETF | — | — | — | $33K | 0.1% |
| iShares 0-5 Year TIPS Bond ETF | — | — | — | $28K | 0.1% |
| Goldman Sachs Goldman Sachs ActiveBeta Japan Equity ETF | — | — | — | $25K | 0.1% |
| Goldman Sachs Goldman Sachs ActiveBeta US Small Cap Equity ETF | — | — | — | $23K | 0.1% |
| JPMorgan Ultra-Short Income | — | — | — | $21K | <0.1% |
| Goldman Sachs Goldman Sachs Access U.S. Aggregate Bond ETF | — | — | — | $20K | <0.1% |
| Charles Schwab U.S. REIT ETF | — | — | — | $17K | <0.1% |
| Goldman Sachs Goldman Sachs Access Investment Grade Corporate Bond ETF | — | — | — | $16K | <0.1% |
| Goldman Sachs Goldman Sachs Access Emerging Markets USD Bond ETF | — | — | — | $14K | <0.1% |
| State Street SPDR S&P 500 Fossil Fuel Reserves Free ETF | — | — | — | $13K | <0.1% |
| Vanguard USD High Yield Corporate Bond | — | — | — | $13K | <0.1% |
| Vanguard LongTerm Government Bond | — | — | — | $11K | <0.1% |
| State Street SPDR MSCI EAFE Fossil Fuel Free ETF | — | — | — | $9K | <0.1% |
| iShares Trust iShares USD Green Bond ETF | — | — | — | $5K | <0.1% |
| GraniteShares Bloomberg Commodity Broad Strategy No K-1 ETF | — | — | — | $5K | <0.1% |
| TCW Group TCW Transform 500 ETF | — | — | — | $4K | <0.1% |
| State Street SPDR Bloomberg 3-12 Month T-Bill ETF | — | — | — | $4K | <0.1% |
| State Street SPDR MSCI Emerging Markets Fossil Fuel Free ETF | — | — | — | $4K | <0.1% |
| Vanguard Short-Term Inflation-Protected Securities ETF | — | — | — | $4K | <0.1% |
| Vanguard Global ex-U.S. Real Estate ETF | — | — | — | $3K | <0.1% |
| iShares ESG Aware MSCI USA Small-Cap ETF | — | — | — | $3K | <0.1% |
| Charles Schwab U.S. Broad Market ETF | — | — | — | $2K | <0.1% |
| iShares MSCI Emerging Markets ETF | — | — | — | $1K | <0.1% |
| iShares MSCI EAFE ETF | — | — | — | $735 | <0.1% |
| Invesco Emerging Markets Sovereign Debt ETF | — | — | — | $57 | <0.1% |
