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Original filing (PDF)20251015141402NAL0005100193001
PUZZLE SOLUTIONS LLC
Form 5500
FILING_RECEIVED
PUZZLEHR 401(K) PLAN
401(k) retirement plan
Active participants
226
Accounts w/ balance
201
Plan assets (EOY)
$7.2M
Net assets (EOY)
$7.2M
How this plan invests
This plan
19 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
100
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
100
Helping the score
- Below-peer total fees (16 bps vs 52 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for PUZZLE SOLUTIONS LLC.
Plan sponsor
Name
PUZZLE SOLUTIONS LLC
EIN
84-3110223
Address
4030 BOY SCOUT BOULEVARD · SUITE 325 · TAMPA, FL · 33607
Phone
(844) 385-0515
Industry
All Other Professional Services· Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2J · 401(k) feature
2K · 401(m) arrangement
2G · Total participant-directed accounts
3D · Pre-approved plan (master / prototype / VS)
2T · Default investment account (QDIA)
2S · Automatic enrollment
3B · Covers self-employed individuals
Audit & trust (Schedule H)
Auditor
BAKER TILLY US, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| BETTERMENT FOR BUSINESS, LLC | 47-4872674 | NEW YORK, NY | RECORDKEEPER | $11K | — |
Investments
19 direct securities· $7.2M(100% of reported assets)
Uncategorized
$6.4M
18 holdings
Mutual Funds
$841K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| The Vanguard Group Vanguard LongTerm Government Bond 591 The Vanguard Group Vanguard Total Stock Market ETF | — | — | — | $1.7M | 23.0% | |
| The Vanguard Group Vanguard Small-Cap Stock ETF 26 The Vanguard Group Vanguard FTSE Developed Markets | — | — | — | $1.6M | 22.4% | |
| Invesco Ltd. Invesco Emerging Markets Sovereign Debt ETF 7 Schwab Asset Management Schwab U.S. Broad Market ETF 752 Schwab Asset Management Schwab U.S. Mid-Cap ETF 28 State Street Global Advisors SPDR Portfolio S&P 500 ETF | — | — | — | $1.2M | 16.0% | |
| BlackRock iShares Core Total US Bond Market ETF | Mutual Funds | — | — | $841K | 11.7% | |
| The Vanguard Group Vanguard Large-Cap ETF - DNQ ** 340 The Vanguard Group Vanguard FTSE Emerging Markets | — | — | — | $599K | 8.3% | |
| State Street Global Advisors SPDR Portfolio S&P 400 Mid Cap | — | — | — | $380K | 5.3% | |
| State Street Global Advisors SPDR Portfolio S&P 600 Small Cap ETF | — | — | — | $291K | 4.0% | |
| Notes receivable Notes receivable with variable maturities and interest rates * Participants ranging from 4.25% - 9.50% on all outstanding notes. $0 | — | — | — | $212K | 2.9% | |
| The Vanguard Group Vanguard Total International Bond ETF | — | — | — | $184K | 2.5% | |
| BlackRock iShares Emerging Markets USD Bond ETF | — | — | — | $165K | 2.3% | |
| BlackRock iShares 0-5 Year TIPS Bond ETF | — | — | — | $48K | 0.7% | |
| BlackRock iShares Core MSCI EAFE ETF 161 J.P. Morgan Asset Management JPMorgan Ultra-Short Income | — | — | — | $23K | 0.3% | |
| Goldman Sachs Asset Management Goldman Sachs ActiveBeta Japan Equity ETF 814 Goldman Sachs Asset Management Goldman Sachs ActiveBeta US Large Cap Equity | — | — | — | $15K | 0.2% | |
| State Street Global Advisors SPDR S&P Kensho New Economies Composite ETF | — | — | — | $7K | <0.1% | |
| Goldman Sachs Asset Management Goldman Sachs ActiveBeta International Equity | — | — | — | $3K | <0.1% | |
| The Vanguard Group Vanguard U.S. Large-cap Growth Equity ETF | — | — | — | $2K | <0.1% | |
| Goldman Sachs Asset Management Goldman Sachs ActiveBeta Europe Equity ETF | — | — | — | $2K | <0.1% | |
| Goldman Sachs Asset Management Goldman Sachs Access Emerging Markets USD Bond ETF 536 Goldman Sachs Asset Management Goldman Sachs Access Investment Grade Corporate Bond ETF | — | — | — | $1K | <0.1% | |
| Goldman Sachs Asset Management Goldman Sachs TreasuryAccess 01 Year ETF 897 Goldman Sachs Asset Management Goldman Sachs Access U.S. Aggregate Bond ETF 643 Goldman Sachs Asset Management Goldman Sachs ActiveBeta Emerging Markets Equity | — | — | — | $1K | <0.1% |
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