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Original filing (PDF)20251007101633NAL0004607505001
BRIGHTLINE, INC.
Form 5500
FILING_RECEIVED
BRIGHTLINE 401(K) PLAN
401(k) retirement plan
Signals · 2
30% in single holding~98 bps in Sched C fees
Active participants
131
Accounts w/ balance
358
Plan assets (EOY)
$8.3M
Net assets (EOY)
$8.3M
How this plan invests
This plan
11 pooled trusts
Schedule D
24 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
88
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
85
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- Top holding "AST Wilmington Trust IndexSelect Moderate 2055 Fund Cl I Collective Trust" is 30% of plan.
- 98 bps in Schedule C fees — 88% above peer band of 52 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for BRIGHTLINE, INC..
Plan sponsor
Name
BRIGHTLINE, INC.
EIN
84-3102803
Address
400 CONCAR DRIVE · SAN MATEO, CA · 94402
Phone
(415) 509-4980
Industry
Health Care & Social Assistancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-07
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
2X · Other multiple-employer DC plan
Audit & trust (Schedule H)
Auditor
BAKER TILLY US, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE CO | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $70K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| AMERIPRISE FINANCIAL SERVICES | — | MINNEAPOLIS, MN | BROKER/ADVISOR | $0 | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ERISA SERVICES INC | 62-1200951 | — | CONTRACT ADMINISTRATOR | $6K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ADVISORY GROUP, LLC | — | GREENWOOD VILLAGE, CO | INVESTMENT MGMT | $5K | — |
Investments
16 direct securities · 11 pooled funds· $8.3M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Common Collective Trust
$5.7M
11 holdings
Uncategorized
$2.6M
16 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| INDEXSELECT MODERATE 2055 FUND CL 1 GREAT GRAY · EIN 81-4484368 / PN 309 | Common Collective Trust | — | — | $2.5M | 30.1% | |
| INDEXSELECT MODERATE 2045 FUND CL 1 GREAT GRAY · EIN 81-4470950 / PN 308 | Common Collective Trust | — | — | $1.5M | 17.7% | |
| Fidelity 500 Index Fund Registered Investment Company | — | — | — | $1.5M | 17.6% | |
| INDEXSELECT AGGRESSIVE 2055 FUND CL GREAT GRAY · EIN 81-4418048 / PN 304 | Common Collective Trust | — | — | $771K | 9.3% | |
| INDEXSELECT MODERATE 2035 FUND CL 1 GREAT GRAY · EIN 81-4457845 / PN 307 | Common Collective Trust | — | — | $614K | 7.4% | |
| Fidelity International Index Fund Registered Investment Company | — | — | — | $487K | 5.9% | |
| Fidelity Mid Cap Index Fund Registered Investment Company | — | — | — | $242K | 2.9% | |
| INDEXSELECT AGGRESSIVE 2035 FUND CL GREAT GRAY · EIN 81-4393238 / PN 302 | Common Collective Trust | — | — | $183K | 2.2% | |
| Fidelity Small Cap Index Fund Registered Investment Company | — | — | — | $166K | 2.0% | |
| INDEXSELECT MODERATE RETIRE FUND CL GREAT GRAY · EIN 81-4430771 / PN 305 | Common Collective Trust | — | — | $96K | 1.2% | |
| Fidelity U.S. Bond Index Fund Registered Investment Company | — | — | — | $76K | 0.9% | |
| American Funds New World R6 Fund Registered Investment Company | — | — | — | $75K | 0.9% | |
| AB Large Cap Growth Z Fund Registered Investment Company | — | — | — | $38K | 0.5% | |
| American Century Mid Cap Value R6 Fund Registered Investment Company | — | — | — | $19K | 0.2% | |
| INDEXSELECT AGGRESSIVE 2045 FUND CL GREAT GRAY · EIN 81-4403657 / PN 303 | Common Collective Trust | — | — | $18K | 0.2% | |
| Allspring Special Small Cap Value R6 Fund Registered Investment Company | — | — | — | $13K | 0.2% | |
| American Funds American Mutual R6 Fund Registered Investment Company | — | — | — | $11K | 0.1% | |
| Franklin Intl Growth R6 Fund Registered Investment Company | — | — | — | $9K | 0.1% | |
| AST Wilmington Trust IndexSelect Aggressive Retiree Fund Cl I Collective Trust ** 891 * EI Fixed Account - Series Class I Guaranteed Investment Contract | — | — | — | $5K | <0.1% | |
| Pgim Strategic Bond R6 Fund Registered Investment Company | — | — | — | $4K | <0.1% | |
| maturing through February 2029 0 | — | — | — | $3K | <0.1% | |
| Western Asset Core Bond Is Fund Registered Investment Company | — | — | — | $3K | <0.1% | |
| INDEXSELECT CONSERVATIVE 2055 FUND GREAT GRAY · EIN 81-4543855 / PN 314 | Common Collective Trust | — | — | $2K | <0.1% | |
| Blackrock Mid-Cap Growth Equity K Fund Registered Investment Company | — | — | — | $2K | <0.1% | |
| INDEXSELECT AGGRESSIVE RETIRE FUND GREAT GRAY · EIN 81-4374798 / PN 300 | Common Collective Trust | — | — | $891 | <0.1% | |
| INDEXSELECT AGGRESSIVE RETIRE FUND GREAT GRAY · EIN 81-4447624 / PN 306 | Common Collective Trust | — | — | $0 | <0.1% | |
| INDEXSELECT CONSERVATIVE RET FD CL GREAT GRAY · EIN 81-4499160 / PN 310 | Common Collective Trust | — | — | $0 | <0.1% |