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Original filing (PDF)20250908180039NAL0019530929001
KOVACH ENCLOSURE SYSTEMS, LLC
Form 5500
FILING_RECEIVED
KOVACH ENCLOSURE SYSTEMS, LLC 401(K)
401(k) retirement plan
Active participants
191
Accounts w/ balance
149
Plan assets (EOY)
$14.4M
Net assets (EOY)
$14.4M
How this plan invests
This plan
32 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- 47 bps in Schedule C fees — 63% above peer band of 29 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for KOVACH ENCLOSURE SYSTEMS, LLC.
Plan sponsor
Name
KOVACH ENCLOSURE SYSTEMS, LLC
EIN
84-2978354
Address
3195 W. ARMSTRONG PLACE · CHANDLER, AZ · 85286
Phone
(480) 926-9292
Industry
Constructionsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-08
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
METZ CPA, PLLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $37K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ONEDIGITAL INVESTMENT ADVISORS LLC | 43-1451524 | — | ADVISOR | $31K | — |
Investments
32 direct securities· $14.4M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| T. Rowe Price Retirement 2045 Fund Mutual funds | — | — | — | $2.3M | 16.2% | |
| T. Rowe Price Retirement 2050 Fund Mutual funds | — | — | — | $2.1M | 14.5% | |
| T. Rowe Price Retirement 2035 Fund Mutual funds | — | — | — | $1.7M | 12.0% | |
| T. Rowe Price Retirement 2040 Fund Mutual funds | — | — | — | $1.0M | 7.2% | |
| T. Rowe Price Retirement 2055 Fund Mutual funds | — | — | — | $953K | 6.6% | |
| Fidelity 500 Index Fund Mutual funds | — | — | — | $841K | 5.9% | |
| T. Rowe Price Retirement 2030 Fund Mutual funds | — | — | — | $787K | 5.5% | |
| JP Morgan Growth Advantage Fund Mutual funds | — | — | — | $703K | 4.9% | |
| Fidelity Government Money Market Trust Fund Money market fund | — | — | — | $618K | 4.3% | |
| The Hartford Dividend and Growth Fund Mutual funds | — | — | — | $395K | 2.8% | |
| Fidelity Mid Cap Index Fund Mutual funds | — | — | — | $353K | 2.5% | |
| T. Rowe Price Retirement 2025 Fund Mutual funds | — | — | — | $337K | 2.3% | |
| Blackrock High Yield Bond Portfolio Fund Mutual funds | — | — | — | $264K | 1.8% | |
| T. Rowe Price Retirement 2060 Fund Mutual funds | — | — | — | $261K | 1.8% | |
| T. Rowe Price Retirement 2020 Fund Mutual funds | — | — | — | $246K | 1.7% | |
| Columbia Contrarian Core Fund Mutual funds | — | — | — | $184K | 1.3% | |
| Participant loans Interest rates from 4.75% to 11.50% $0 | — | — | — | $175K | 1.2% | |
| Fidelity Advisor Strategic Income Fund Mutual funds | — | — | — | $142K | 1.0% | |
| T. Rowe Price Health Sciences Fund Mutual funds | — | — | — | $122K | 0.8% | |
| iShares MSCI EAFE International Index Fund Mutual funds | — | — | — | $114K | 0.8% | |
| Cohen & Steers Real Estate Securities Fund, Inc. Mutual funds | — | — | — | $110K | 0.8% | |
| Franklin Small Cap Value Fund Mutual funds | — | — | — | $106K | 0.7% | |
| PIMCO Total Return Fund Mutual funds | — | — | — | $103K | 0.7% | |
| American Century Mid Cap Value Fund Mutual funds | — | — | — | $73K | 0.5% | |
| Franklin Small Cap Growth Fund Mutual funds | — | — | — | $72K | 0.5% | |
| Fidelity Advisor Energy Fund Mutual funds | — | — | — | $65K | 0.5% | |
| Columbia Balanced Fund Mutual funds | — | — | — | $53K | 0.4% | |
| MFS International Growth Fund Mutual funds | — | — | — | $47K | 0.3% | |
| Fidelity Small Cap Index Fund Mutual funds | — | — | — | $38K | 0.3% | |
| Thornburg Developing World Fund Mutual funds | — | — | — | $38K | 0.3% | |
| Invesco International Small-Mid Company Fund Mutual funds | — | — | — | $10K | <0.1% | |
| Baird Mid Cap Growth Fund Institutional Class Mutual funds | — | — | — | $8K | <0.1% |
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