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Original filing (PDF)20251008155123NAL0006091457001
S1L, INC.
Form 5500
FILING_RECEIVED
S1L, INC. 401(K) PLAN
401(k) retirement plan
Active participants
558
Accounts w/ balance
314
Plan assets (EOY)
$18.6M
Net assets (EOY)
$18.6M
How this plan invests
This plan
3 pooled trusts
Schedule D
30 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
88
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
80
Knocking points off
- 47 bps in Schedule C fees — 61% above peer band of 29 bps.
- 56% balance-to-active ratio — below typical for a healthy 401(k).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for S1L, INC..
Plan sponsor
Name
S1L, INC.
EIN
84-2764875
Address
610 W. ASH STREET · SUITE 1505 · SAN DIEGO, CA · 92101
Phone
(888) 995-1256
Industry
Finance & Insurancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-08
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
RICHEY MAY & CO, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $45K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| GLOBAL RETIREMENT PARTNERS LLC | 47-1411118 | — | ADVISOR | $42K | — |
Investments
27 direct securities · 3 pooled funds· $18.7M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$18.5M
27 holdings
Common Collective Trust
$183K
3 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity Investments Freedom Index 2035 Fund - | — | — | — | $4.1M | 21.8% | |
| Fidelity Investments Freedom Index 2040 Fund - | — | — | — | $2.7M | 14.7% | |
| Fidelity Investments Freedom Index 2045 Fund - | — | — | — | $2.2M | 11.6% | |
| Fidelity Investments Freedom Index 2030 Fund - | — | — | — | $1.7M | 8.9% | |
| Fidelity Investments 500 Index Fund - | — | — | — | $1.5M | 8.1% | |
| Fidelity Investments Freedom Index 2050 Fund - | — | — | — | $1.3M | 6.7% | |
| Fidelity Investments Freedom Index 2055 Fund - | — | — | — | $714K | 3.8% | |
| T. Rowe Price Large-Cap Growth Fund - | — | — | — | $672K | 3.6% | |
| Notes receivable from Participant loans secured by the balances in the participants' - | — | — | — | $638K | 3.4% | |
| Fidelity Investments Mid-Cap Index Fund - | — | — | — | $520K | 2.8% | |
| Fidelity Investments Freedom Index 2060 Fund - | — | — | — | $451K | 2.4% | |
| Fidelity Investments Freedom Index 2025 Fund - | — | — | — | $402K | 2.2% | |
| Victory Capital Sycamore Established Value Fund - | — | — | — | $359K | 1.9% | |
| JPMorgan Equity Income Fund - | — | — | — | $347K | 1.9% | |
| JPMorgan Undiscovered Managers Behavioral Value Fund - | — | — | — | $170K | 0.9% | |
| American Funds EuroPacific Growth Fund - | — | — | — | $159K | 0.9% | |
| Great Gray Trust Company Galliard Retirement Income Fund-Fee Class 35 Fund - | — | — | — | $116K | 0.6% | |
| GG G RETIRE INC F35 GREAT GRAY TRUST COMPANY · EIN 20-5886387 / PN 082 | Common Collective Trust | — | — | $116K | 0.6% | |
| Fidelity Investments Small Cap Index Fund - | — | — | — | $112K | 0.6% | |
| JPMorgan Core Bond Fund - | — | — | — | $107K | 0.6% | |
| Fidelity Investments Freedom Index 2065 Fund - | — | — | — | $104K | 0.6% | |
| American Funds New World Fund - | — | — | — | $71K | 0.4% | |
| PGIM TOT RET BOND U GREAT GRAY TRUST COMPANY, LLC · EIN 38-4097323 / PN 471 | Common Collective Trust | — | — | $65K | 0.3% | |
| Janus Henderson Triton Fund - | — | — | — | $46K | 0.2% | |
| Fidelity Investments Freedom Index 2015 Fund - | — | — | — | $44K | 0.2% | |
| Fidelity Investments Freedom Index Income Fund - 757 * Fidelity Investments Freedom Index 2010 Fund - | — | — | — | $34K | 0.2% | |
| Principal Funds Real Estate Securities Fund - | — | — | — | $26K | 0.1% | |
| Fidelity Investments Freedom Index 2020 Fund - | — | — | — | $17K | <0.1% | |
| Fidelity Investments Government Money Market Fund - | — | — | — | $10K | <0.1% | |
| EAGLE MID CAP GR 1 ALTA TRUST COMPANY · EIN 83-0524193 / PN 001 | Common Collective Trust | — | — | $2K | <0.1% |
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