How big is Karat Financial Technologies Incorporated's plan?

Karat Financial Technologies Incorporated's plan reported $1.5M in assets and 18 participants for 2025.

Original filing (PDF)20260422221943NAL0006428816082

Karat Financial Technologies Incorporated

Name: Karat Financial Technologies Incorporated — Form 5500 Plan 001 (2025)
Creator: Karat Financial Technologies Incorporated
License: https://www.usa.gov/government-works

Form 5500-SF

FILING_RECEIVED

Karat Financial Technologies Incorporated 401(k) Plan

401(k) retirement plan · Karat Financial Technologies Incorporated's Karat Financial Technologies Incorporated 401(k) Plan held $1.5M in plan assets for 18 participants in 2025.

Active participants

Accounts w/ balance

Plan assets (EOY)

$1.5M

Net assets (EOY)

$1.5M

Plan identifiers

Karat Financial Technologies Incorporated's EIN is 84-2317704.

EIN 84-2317704

Plan number 001

Plan year 2025

ACK ID 20260422221943NAL0006428816082

Official Form 5500 document

Download the official 2025 Form 5500 (PDF) for Karat Financial Technologies Incorporated from the U.S. Department of Labor's EFAST2 system.

Download the official 2025 Form 5500 (PDF)

Plan features

Karat Financial Technologies Incorporated's plan includes profit-sharing, ERISA 404(c) participant direction, a 401(k) feature, automatic enrollment, a default investment (QDIA).

Decision-maker contacts

One unlock reveals every key decision-maker — plan signer, CFO, HR & Benefits — with verified email + LinkedIn for KARAT FINANCIAL TECHNOLOGIES INCORPORATED.

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Plan health score

Top-tier plan health

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool. Based on 70% of scoring inputs for this filing.

Compliance & integrity

100

Total plan cost

n/a

Plan health

Vendor & structure

100

Helping the score

Cost not scored — no comparable Schedule H expense data for this cohort.
High account-holder ratio — balance-holders per active participant in the top 15% of peers (97th percentile).

Plan sponsor

Name

KARAT FINANCIAL TECHNOLOGIES INCORPORATED

EIN

all filings

Address

2261 MARKET STREET · 4377 · SAN FRANCISCO, CA · 94114

Phone

(408) 833-3223

Industry

Information / Tech / Media

Plan administrator