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Original filing (PDF)20251003093651NAL0003115138001
WATERFRONT BRANDS
Form 5500
FILING_RECEIVED
WATERFRONT BRANDS RETIREMENT PLAN
401(k) retirement plan
Active participants
314
Accounts w/ balance
377
Plan assets (EOY)
$10.8M
Net assets (EOY)
$10.8M
How this plan invests
This plan
1 pooled trust
Schedule D
30 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
100
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
100
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for WATERFRONT BRANDS.
Plan sponsor
Name
WATERFRONT BRANDS
EIN
84-2055726
Address
1025 INTERNATIONAL DR · FERGUS FALLS, MN · 56537
Phone
(218) 739-4641
Industry
Manufacturingsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-03
Pension benefit codes
2T · Default investment account (QDIA)
3B · Covers self-employed individuals
2E · Profit-sharing
2S · Automatic enrollment
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
3D · Pre-approved plan (master / prototype / VS)
2R · Participant-directed brokerage (SDBA)
Audit & trust (Schedule H)
Auditor
EIDE BAILLY LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $14K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| GLOBAL RETIREMENT PARTNERS LLC | 47-1411118 | — | ADVISOR | $23K | — |
Investments
30 direct securities · 1 pooled fund· $10.8M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$10.8M
30 holdings
Common Collective Trust
$13K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity Freedom 2030 K6 Mutual Fund N/A | — | — | — | $2.3M | 20.9% | |
| Fidelity Freedom 2045 K6 Mutual Fund N/A | — | — | — | $1.6M | 15.2% | |
| Fidelity Freedom 2035 K6 Mutual Fund N/A | — | — | — | $1.5M | 14.3% | |
| Fidelity Freedom 2050 K6 Mutual Fund N/A | — | — | — | $1.0M | 9.3% | |
| Fidelity Freedom 2025 K6 Mutual Fund N/A | — | — | — | $859K | 7.9% | |
| Fidelity Freedom 2040 K6 Mutual Fund N/A | — | — | — | $799K | 7.4% | |
| Fidelity Government Money Market Fund Money Market Mutual Fund N/A | — | — | — | $426K | 3.9% | |
| Self Directed Brokerage Accounts Common Stocks, Exchange Traded Funds, and N/A | — | — | — | $382K | 3.5% | |
| Money Market Mutual Fund * Notes receivable from participants Maturing 2025 - 2029 at interest rates of 4.25% - 9.50% | — | — | — | $286K | 2.6% | |
| Fidelity Freedom 2055 K6 Mutual Fund N/A | — | — | — | $280K | 2.6% | |
| Fidelity Freedom 2020 K6 Mutual Fund N/A | — | — | — | $215K | 2.0% | |
| Fidelity Freedom 2060 K6 Mutual Fund N/A | — | — | — | $196K | 1.8% | |
| Fidelity 500 Index Mutual Fund N/A | — | — | — | $171K | 1.6% | |
| Dodge & Cox Stock Mutual Fund N/A | — | — | — | $147K | 1.4% | |
| Fidelity Freedom 2065 K6 Mutual Fund N/A | — | — | — | $122K | 1.1% | |
| TRP Blue Chip Growth I Mutual Fund N/A | — | — | — | $107K | 1.0% | |
| AF New Perspect R6 Mutual Fund N/A | — | — | — | $62K | 0.6% | |
| AM Cent Small Cap Val R6 Mutual Fund N/A | — | — | — | $55K | 0.5% | |
| JP Morgan Small Cap Growth R6 Mutual Fund N/A | — | — | — | $47K | 0.4% | |
| JP Morgan Mid Cap Growth R6 Mutual Fund N/A | — | — | — | $39K | 0.4% | |
| Fidelity Small Cap Index Mutual Fund N/A | — | — | — | $33K | 0.3% | |
| AF Balanced R6 Mutual Fund N/A | — | — | — | $29K | 0.3% | |
| Fidelity Contrafund Mutual Fund N/A | — | — | — | $25K | 0.2% | |
| Fidelity Freedom 2015 K6 Mutual Fund N/A | — | — | — | $24K | 0.2% | |
| Fidelity Mid Cap Index Mutual Fund N/A | — | — | — | $19K | 0.2% | |
| MFS INTL Growth R6 Mutual Fund N/A 444 Morely Stable Value Fund Common Collective Fund N/A | — | — | — | $13K | 0.1% | |
| MORLEY SV 50 - I PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 93-6274329 / PN 001 | Common Collective Trust | — | — | $13K | 0.1% | |
| AM Cent MD Cap Val R6 Mutual Fund N/A | — | — | — | $9K | <0.1% | |
| JP Morgan Emerging Markets EQ R6 Mutual Fund N/A | — | — | — | $8K | <0.1% | |
| Fidelity Freedom Inc K6 Mutual Fund N/A | — | — | — | $3K | <0.1% | |
| Fidelity Freedom 20670 K6 Mutual Fund N/A | — | — | — | $1K | <0.1% |
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