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Original filing (PDF)20260318124629NAL0003100497001
ROCKY MOUNTAIN HUMAN SERVICES
Form 5500
FILING_RECEIVED
ROCKY MOUNTAIN HUMAN SERVICES RETIREMENT PLAN
403(b) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
694
Accounts w/ balance
851
Plan assets (EOY)
$26.9M
Net assets (EOY)
$26.9M
How this plan invests
This plan
31 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 71 bps in Schedule C fees — 145% above peer band of 29 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for ROCKY MOUNTAIN HUMAN SERVICES.
Plan sponsor
Name
ROCKY MOUNTAIN HUMAN SERVICES
EIN
84-1182143
Address
9900 E ILIFF AVE · DENVER, CO · 802313462
Phone
(303) 636-5600
Industry
Health Care & Social Assistancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
003
Plan year
2024
Plan year begin
2024-07-01
Tax period
2025-06-30
Filed
2026-03-18
Pension benefit codes
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2L · 403(b)(1) annuity
2M · 403(b)(7) custodial accounts
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
KUNDINGER, CORDER & MONTOYA, P.C.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsAdvisor / Consultant
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MORGAN STANLEY WEALTH MANAGEMNT | — | DENVER, CO | INVESTMENT ADVISORY | $64K | — |
| MORGAN STANLEY GLOBAL BA | 20-8764829 | — | INVESTMENT ADVISORY | $62K | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | 42-0127290 | — | CONTRACT ADMINISTRATOR | $66K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MORNINGSTAR INVESTMENT MANAGEMENT L | 36-4317381 | — | INV ADV, PARTICIPANTS | $0 | — |
Investments
31 direct securities· $26.0M(96% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| 1049 Nuveen Asset Management Nuveen Lifecycl Index 2045 R6 | — | — | — | $3.8M | 14.0% | |
| 1050 Nuveen Asset Management Nuveen Lifecycl Index 2050 R6 | — | — | — | $3.7M | 13.7% | |
| 1051 Nuveen Asset Management Nuveen Lifecycl Index 2055 R6 | — | — | — | $2.8M | 10.6% | |
| 1046 Nuveen Asset Management Nuveen Lifecycl Index 2030 R6 | — | — | — | $2.7M | 10.0% | |
| 1047 Nuveen Asset Management Nuveen Lifecycl Index 2035 R6 | — | — | — | $2.0M | 7.6% | |
| 1055 Vanguard Group Vanguard 500 Index Admiral FD | — | — | — | $1.9M | 7.1% | |
| 1048 Nuveen Asset Management Nuveen Lifecycl Index 2040 R6 | — | — | — | $1.7M | 6.4% | |
| 1052 Nuveen Asset Management Nuveen Lifecycl Index 2060 R6 | — | — | — | $1.7M | 6.3% | |
| 1045 Nuveen Asset Management Nuveen Lifecycl Index 2025 R6 | — | — | — | $1.3M | 4.7% | |
| 1066 John Hancock Advisors John Hancock Bond R6 Fund | — | — | — | $562K | 2.1% | |
| 1065 Nuveen Asset Management Nuveen Lifecycl Index 2065 R6 | — | — | — | $546K | 2.0% | |
| 1044 Nuveen Asset Management Nuveen Lifecycl Index 2020 R6 | — | — | — | $439K | 1.6% | |
| 1060 Vanguard Group Vanguard Mid Cap Index ADM FD | — | — | — | $343K | 1.3% | |
| 1067 American Century Inv. Mgmt. American Century Ultra R6 Fund | — | — | — | $339K | 1.3% | |
| 1040 Capital Research and Mgmt. Co. AMER Funds AMER BAL R6 FD | — | — | — | $312K | 1.2% | |
| 1069 MFS Investment Management MFS Intl Diversification R6 Fund | — | — | — | $273K | 1.0% | |
| 1061 Vanguard Group Vanguard SM Cap Index ADM Fund | — | — | — | $225K | 0.8% | |
| Participant Loans, 7.50%-10.50% interest | — | — | — | $213K | 0.8% | |
| 1037 Dimensional Fund Advisors DFA INFL Protected SEC I Fund | — | — | — | $203K | 0.8% | |
| 1072 Putnam Investments Putnam Large Cap Growth R6 Fd | — | — | — | $137K | 0.5% | |
| 1064 The American Funds American Fds New World R6 Fd | — | — | — | $136K | 0.5% | |
| 1056 Eagle Financial Services, Inc. Carillon Eagle MidCapGwth R6 FD | — | — | — | $127K | 0.5% | |
| 1070 Thornburg Mutual Funds Thornburg Strat Income R6 Fund | — | — | — | $122K | 0.5% | |
| 1038 PGIM Investments PGIM High Yield R6 Fund | — | — | — | $80K | 0.3% | |
| 1042 Nuveen Asset Management Nuveen Lifecycl Index 2010 R6 620 1043 Nuveen Asset Management Nuveen Lifecycl Index 2015 R6 | — | — | — | $71K | 0.3% | |
| 1062 Wells Fargo Wells Fargo SP MD CP VAL R6 FD | — | — | — | $63K | 0.2% | |
| 1059 Dimensional Fund Advisors DFA US Targeted Value I Fund | — | — | — | $60K | 0.2% | |
| 1057 Cohen & Steers Cohen & Steers I Realty SH FD | — | — | — | $53K | 0.2% | |
| 1041 Nuveen Asset Management Nuveen Lifecycl Index Ret Inc R | — | — | — | $15K | <0.1% | |
| 1071 Putnam Investments Putnam SM Cap Growth R6 Fund | — | — | — | $7K | <0.1% | |
| 1068 Parnassus Investments Parnassus Core Equity I Fund | — | — | — | $2K | <0.1% |
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