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Original filing (PDF)20251010120903NAL0012549376001
CPP, INC.
Form 5500
FILING_RECEIVED
CPP, INC. 401(K) PLAN
401(k) retirement plan
Active participants
115
Accounts w/ balance
116
Plan assets (EOY)
$11.4M
Net assets (EOY)
$11.4M
How this plan invests
This plan
1 pooled trust
Schedule D
30 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- 52 bps in Schedule C fees — 80% above peer band of 29 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for CPP, INC..
Plan sponsor
Name
CPP, INC.
EIN
84-0855336
Address
7365 GREENDALE ROAD · FORT COLLINS, CO · 80550
Phone
(970) 775-3189
Industry
Engineering Services· Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-10
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
EIDE BAILLY LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY O | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $24K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| LPL FINANCIAL | — | SAN DIEGO, CA | INVESTMENT ADVISOR | $26K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ADVISORY GROUP, LLC | — | GREENWOOD VILLAGE, CO | INVESTMENT MGMT | $9K | — |
Investments
29 direct securities · 1 pooled fund· $11.4M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$11.2M
29 holdings
Common Collective Trust
$168K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| VANGUARD 500 INDEX ADMIRAL Mutual Fund N/A | — | — | — | $2.6M | 22.7% | |
| MFS GROWTH R6 Mutual Fund N/A | — | — | — | $1.1M | 9.8% | |
| PGIM TOTAL RETURN BOND Z Mutual Fund N/A | — | — | — | $800K | 7.0% | |
| MFS INTERNATIONAL GROWTH R6 Mutual Fund N/A | — | — | — | $672K | 5.9% | |
| MFS VALUE R6 Mutual Fund N/A | — | — | — | $663K | 5.8% | |
| VANGUARD SMALL CAP INDEX ADM Mutual Fund N/A | — | — | — | $650K | 5.7% | |
| FIDELITY ADVISOR SEMICONDUCTORS I Mutual Fund N/A | — | — | — | $567K | 5.0% | |
| KEY GUARANTEED PORTFOLIO FUND Guaranteed Investment Contract N/A | — | — | — | $453K | 4.0% | |
| JANUS HENDERSON ENTERPRISE I Mutual Fund N/A | — | — | — | $396K | 3.5% | |
| AMERICAN FUNDS 2055 TRGT DATE RETIRE R6 Mutual Fund N/A | — | — | — | $395K | 3.5% | |
| VANGUARD MID CAP INDEX FUND - ADMIRAL Mutual Fund N/A | — | — | — | $366K | 3.2% | |
| AMERICAN FUNDS 2035 TRGT DATE RETIRE R6 Mutual Fund N/A | — | — | — | $320K | 2.8% | |
| FIDELITY SMALL CAP GROWTH Mutual Fund N/A | — | — | — | $317K | 2.8% | |
| VANGUARD INTERNATIONAL VALUE PORTFOLIO Mutual Fund N/A | — | — | — | $272K | 2.4% | |
| ALLSPRING SPECIAL MID CAP VALUE R6 Mutual Fund N/A | — | — | — | $219K | 1.9% | |
| T. ROWE PRICE RETIREMENT BALANCED FUND Mutual Fund N/A | — | — | — | $204K | 1.8% | |
| AMERICAN FUNDS NEW WORLD R6 Mutual Fund N/A | — | — | — | $183K | 1.6% | |
| AMERICAN FUNDS 2050 TRGT DATE RETIRE R6 Mutual Fund N/A | — | — | — | $174K | 1.5% | |
| GALLIARD RETIREMENT INCOME FD FEE C GREAT GRAY · EIN 20-5886387 / PN 082 | Common Collective Trust | — | — | $168K | 1.5% | |
| AMERICAN FUNDS 2060 TRGT DATE RETIRE R6 Mutual Fund N/A | — | — | — | $123K | 1.1% | |
| BLACKROCK HIGH YIELD INSTL Mutual Fund N/A | — | — | — | $121K | 1.1% | |
| PIMCO REAL RETURN INSTL Mutual Fund N/A | — | — | — | $111K | 1.0% | |
| AMERICAN FUNDS CAPITAL INC BLDR R6 Mutual Fund N/A | — | — | — | $99K | 0.9% | |
| AMERICAN FUNDS 2045 TRGT DATE RETIRE R6 Mutual Fund N/A | — | — | — | $91K | 0.8% | |
| VANGUARD REAL ESTATE INDEX ADMIRAL Mutual Fund N/A | — | — | — | $87K | 0.8% | |
| AMERICAN FUNDS 2040 TRGT DATE RETIRE R6 Mutual Fund N/A | — | — | — | $68K | 0.6% | |
| AMERICAN FUNDS 2030 TRGT DATE RETIRE R6 Mutual Fund N/A | — | — | — | $59K | 0.5% | |
| DWS REEF REAL ASSETS INSTL Mutual Fund N/A | — | — | — | $59K | 0.5% | |
| ALLSPRING SPECIAL SMALL CAP VALUE R6 Mutual Fund N/A | — | — | — | $31K | 0.3% | |
| Notes receivable from participants Maturing 2025-2029 at interest rates of 4.25% - 9.0% - | — | — | — | $24K | 0.2% |