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Original filing (PDF)20250818163049NAL0002876386001
B.T. CONSTRUCTION, INC.
Form 5500
FILING_RECEIVED
B. T. CONSTRUCTION, INC. PROFIT SHARING PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
161
Accounts w/ balance
176
Plan assets (EOY)
$14.5M
Net assets (EOY)
$14.5M
How this plan invests
This plan
15 pooled trusts
Schedule D
31 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 44 bps in Schedule C fees — 52% above peer band of 29 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for B.T. CONSTRUCTION, INC..
Plan sponsor
Name
B.T. CONSTRUCTION, INC.
EIN
84-0828528
Address
9885 EMPORIA ST · HENDERSON, CO · 806408459
Phone
(303) 469-0199
Industry
Constructionsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-08-18
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
WIPFLI LLP - LOVELAND, CO
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsAdvisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| THE AMERIFLEX GROUP | 84-2224681 | — | INVESTMENT ADVISORY | $22K | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | 42-0127290 | — | CONTRACT ADMINISTRATOR | $42K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| KESTRA INVESTMENT SERVICES LLC | 74-2794194 | — | OTHER SERVICES | $0 | — |
Investments
31 direct securities · 15 pooled funds· $21.8M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$14.5M
31 holdings
Common Collective Trust
$6.7M
12 holdings
Pooled Separate Account
$591K
3 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| PRIN LIFETIME HYBR 2030 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 005 | Common Collective Trust | — | — | $2.4M | 16.4% | |
| Principal Global Investors Trust Co | — | — | $0 | $2.4M | 16.4% | |
| Vanguard Group | — | — | $0 | $1.7M | 11.7% | |
| Vanguard Group | — | — | $0 | $1.4M | 9.8% | |
| PRIN LIFETIME HYBR 2040 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 007 | Common Collective Trust | — | — | $1.2M | 8.1% | |
| Principal Global Investors Trust Co | — | — | $0 | $1.2M | 8.1% | |
| Principal Global Investors Trust Co | — | — | $0 | $1.1M | 7.5% | |
| Principal Global Investors Trust Co | — | — | $0 | $993K | 6.9% | |
| PRIN LIFETIME HYBR 2045 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 008 | Common Collective Trust | — | — | $993K | 6.9% | |
| Dimensional Fund Advisors | — | — | $0 | $667K | 4.6% | |
| Janus International Holding, LLC | — | — | $0 | $530K | 3.7% | |
| Principal Global Investors Trust Co | — | — | $0 | $522K | 3.6% | |
| PRIN LIFETIME HYBR 2055 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 010 | Common Collective Trust | — | — | $522K | 3.6% | |
| Vanguard Group | — | — | $0 | $432K | 3.0% | |
| PRIN LIQUID ASSETS SEP ACCT-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 024 | Pooled Separate Account | — | — | $432K | 3.0% | |
| Vanguard Group | — | — | $0 | $402K | 2.8% | |
| Principal Global Investors Trust Co | — | — | $0 | $387K | 2.7% | |
| PRIN LIFETIME HYBR 2035 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 006 | Common Collective Trust | — | — | $387K | 2.7% | |
| Dimensional Fund Advisors | — | — | $0 | $374K | 2.6% | |
| Vanguard Group | — | — | $0 | $331K | 2.3% | |
| PRIN LIFETIME HYBR 2060 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 012 | Common Collective Trust | — | — | $331K | 2.3% | |
| Principal Global Investors Trust Co | — | — | $0 | $300K | 2.1% | |
| PRIN LIFETIME HYBR 2050 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 009 | Common Collective Trust | — | — | $300K | 2.1% | |
| PRIN LIFETIME HYBR 2065 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 013 | Common Collective Trust | — | — | $245K | 1.7% | |
| Vanguard Group | — | — | $0 | $245K | 1.7% | |
| Participant Loans | — | — | $0 | $227K | 1.6% | |
| PRIN LIFETIME HYBR 2020 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 003 | Common Collective Trust | — | — | $205K | 1.4% | |
| Principal Global Investors Trust Co | — | — | $0 | $205K | 1.4% | |
| Vanguard Group | — | — | $0 | $180K | 1.2% | |
| PRIN LIFETIME HYBR 2025 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 004 | Common Collective Trust | — | — | $176K | 1.2% | |
| Principal Global Investors Trust Co | — | — | $0 | $176K | 1.2% | |
| Vanguard Group | — | — | $0 | $132K | 0.9% | |
| Principal Life Insurance Company | — | — | $0 | $126K | 0.9% | |
| PRIN LGCP S&P 500 INDEX SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 016 | Pooled Separate Account | — | — | $126K | 0.9% | |
| Eagle Financial Services, Inc. | — | — | $0 | $114K | 0.8% | |
| Vanguard Group | — | — | $0 | $112K | 0.8% | |
| Vanguard Group | — | — | $0 | $91K | 0.6% | |
| Principal Life Insurance Company | — | — | $0 | $85K | 0.6% | |
| Principal Global Investors Trust Co | — | — | $0 | $33K | 0.2% | |
| PRIN SMCAP S&P 600 INDEX SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 028 | Pooled Separate Account | — | — | $33K | 0.2% | |
| Principal Global Investors Trust Co | — | — | $0 | $19K | 0.1% | |
| Principal Life Insurance Company | — | — | $0 | $16K | 0.1% | |
| SEI TRUST COMPANY | — | — | $0 | $9K | <0.1% | |
| PRIN LIFETIME HYB 2070 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 014 | Common Collective Trust | — | — | $9K | <0.1% | |
| PIMCO Funds | — | — | $0 | $9K | <0.1% | |
| PRIN LIFETIME HYBR INC CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 011 | Common Collective Trust | — | — | $0 | <0.1% |
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