Back to filter
Original filing (PDF)20251010081116NAL0007358273001
NORTHWEST COLORADO VISTING NURSE ASSOCIATION
Form 5500
FILING_RECEIVED
NORTHWEST COLORADO HEALTH RETIREMENT PLAN
401(k) retirement plan
Active participants
167
Accounts w/ balance
264
Plan assets (EOY)
$7.7M
Net assets (EOY)
$7.7M
How this plan invests
This plan
65 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
95
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
80
Vendor stack
100
Participation health
100
Knocking points off
- 75 bps in Schedule C fees — modestly above peer band of 52 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for NORTHWEST COLORADO VISTING NURSE ASSOCIATION.
Plan sponsor
Name
NORTHWEST COLORADO VISTING NURSE ASSOCIATION
DBA
NORTHWEST COLORADO HEALTH
EIN
84-0564998
Address
940 CENTRAL PARK DRIVE, SUITE 101 · STEAMBOAT SPRINGS, CO · 80487
Phone
(970) 871-7635
Industry
Health Care & Social Assistancesee all
Plan administrator
Name
FUTUREPLAN FIDUCIARY SERVICES LLC
EIN
82-3719843
City
BOSTON, MA
Phone
(855) 711-5283
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-10
Pension benefit codes
2E · Profit-sharing
3H · Sponsor in controlled / affiliated group
2J · 401(k) feature
2K · 401(m) arrangement
2L · 403(b)(1) annuity
2T · Default investment account (QDIA)
2S · Automatic enrollment
2G · Total participant-directed accounts
Audit & trust (Schedule H)
Auditor
FORVIS MAZARS, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY O | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $56K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MORGAN STANLEY INSURANCE SERVICES I | — | NEW YORK, NY | BROKER/ADVISOR | $0 | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ACESNSUS HOLDINGS INC DBA FUTUREPLA | — | SAN DIEGO, CA | CONTRACT ADMIN | $2K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ASCENSUS INC | — | FORT WAYNE, IN | OTHER | $0 | — |
Investments
64 direct securities· $7.6M(99% of reported assets)
Uncategorized
$6.8M
63 holdings
Mutual Funds
$757K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| American Funds 2045 Trgt Date Retire R6 Mutual Fund | Mutual Funds | — | — | $757K | 9.8% | |
| American Funds 2030 Trgt Date Retire R6 Mutual Fund | — | — | — | $688K | 8.9% | |
| American Funds 2040 Trgt Date Retire R6 Mutual Fund | — | — | — | $645K | 8.4% | |
| American Funds 2050 Trgt Date Retire R6 Mutual Fund | — | — | — | $630K | 8.2% | |
| American Funds 2025 Trgt Date Retire R6 Mutual Fund | — | — | — | $544K | 7.1% | |
| Putnam Large Cap Growth R6 Mutual Fund | — | — | — | $364K | 4.7% | |
| American Funds 2060 Trgt Date Retire R6 Mutual Fund | — | — | — | $330K | 4.3% | |
| American Funds 2055 Trgt Date Retire R6 Mutual Fund | — | — | — | $327K | 4.2% | |
| Fidelity Small Cap Index Mutual Fund | — | — | — | $294K | 3.8% | |
| American Funds American Balanced R6 Mutual Fund | — | — | — | $288K | 3.7% | |
| Fidelity 500 Index Mutual Fund | — | — | — | $264K | 3.4% | |
| American Funds 2035 Trgt Date Retire R6 Mutual Fund | — | — | — | $235K | 3.1% | |
| Investment Contracts with Insurance Companies * Fixed Account Plus Fixed Account | — | — | — | $149K | 1.9% | |
| Nuveen Real Estate Securities Select R6 Mutual Fund | — | — | — | $142K | 1.8% | |
| Mfs Value R6 Mutual Fund | — | — | — | $141K | 1.8% | |
| Separate Accounts * Stock Index Fund Pooled Separate Account | — | — | — | $127K | 1.7% | |
| Vanguard Windsor II Pooled Separate Account | — | — | — | $108K | 1.4% | |
| American Funds 2020 Trgt Date Retire R6 Mutual Fund | — | — | — | $104K | 1.4% | |
| Mid Cap Index Fund Pooled Separate Account | — | — | — | $100K | 1.3% | |
| International Equities Index Fund Pooled Separate Account | — | — | — | $91K | 1.2% | |
| Various maturity dates through 2029; Interest * Notes receivable from participants rates of 4.25% - 9.50% | — | — | — | $86K | 1.1% | |
| Massmutual High Yield I Mutual Fund | — | — | — | $80K | 1.0% | |
| General Account General Account | — | — | — | $78K | 1.0% | |
| Allspring Special Mid Cap Value R6 Mutual Fund | — | — | — | $67K | 0.9% | |
| Core Bond Fund Pooled Separate Account | — | — | — | $66K | 0.9% | |
| Systematic Core Fund Pooled Separate Account | — | — | — | $56K | 0.7% | |
| Fidelity International Index Mutual Fund | — | — | — | $55K | 0.7% | |
| Dividend Value Pooled Separate Account | — | — | — | $53K | 0.7% | |
| Emerging Economies Pooled Separate Account | — | — | — | $48K | 0.6% | |
| Massmutual Mid Cap Growth I Mutual Fund | — | — | — | $45K | 0.6% | |
| Government Money Market Pooled Separate Account | — | — | — | $45K | 0.6% | |
| Science & Technology Fund Pooled Separate Account | — | — | — | $42K | 0.5% | |
| Systematic Value Pooled Separate Account | — | — | — | $41K | 0.5% | |
| Mid Cap Value Fund Pooled Separate Account | — | — | — | $39K | 0.5% | |
| Large Capital Growth Pooled Separate Account | — | — | — | $38K | 0.5% | |
| Systematic Growth Fund Pooled Separate Account | — | — | — | $38K | 0.5% | |
| Fidelity Mid Cap Index Mutual Fund | — | — | — | $36K | 0.5% | |
| International Opportunities Pooled Separate Account | — | — | — | $35K | 0.5% | |
| Small Cap Index Fund Pooled Separate Account | — | — | — | $34K | 0.4% | |
| International Value Fund Pooled Separate Account | — | — | — | $28K | 0.4% | |
| Inflation Protected Fund Pooled Separate Account | — | — | — | $24K | 0.3% | |
| Ab Global Bond Z Mutual Fund | — | — | — | $21K | 0.3% | |
| Vanguard Wellington Fund, Inc. Pooled Separate Account | — | — | — | $19K | 0.3% | |
| Global Real Estate Fund Pooled Separate Account | — | — | — | $19K | 0.2% | |
| High Yield Bond Fund Pooled Separate Account | — | — | — | $19K | 0.2% | |
| Small Cap Value Fund Pooled Separate Account | — | — | — | $16K | 0.2% | |
| American Funds Europacific Gr R6 Mutual Fund | — | — | — | $16K | 0.2% | |
| American Funds 2065 Trgt Date Retire R6 Mutual Fund | — | — | — | $16K | 0.2% | |
| Mid Cap Strategic Growth Pooled Separate Account | — | — | — | $12K | 0.2% | |
| Invesco Core Bond R6 Mutual Fund | — | — | — | $11K | 0.1% | |
| International Government Bond Pooled Separate Account | — | — | — | $11K | 0.1% | |
| Putnam Small Cap Growth R6 Mutual Fund | — | — | — | $10K | 0.1% | |
| Intl Socially Responsible Fund Pooled Separate Account | — | — | — | $10K | 0.1% | |
| Capital Appreciation Pooled Separate Account | — | — | — | $9K | 0.1% | |
| Moderate Growth Lifestyle Pooled Separate Account | — | — | — | $9K | 0.1% | |
| Vanguard Long-Term Treasury Pooled Separate Account | — | — | — | $7K | <0.1% | |
| Ariel Fund Pooled Separate Account | — | — | — | $6K | <0.1% | |
| Small Cap Growth Fund Pooled Separate Account | — | — | — | $6K | <0.1% | |
| Government Securities Fund Pooled Separate Account | — | — | — | $5K | <0.1% | |
| Macquarie Emerging Markets R6 Mutual Fund | — | — | — | $4K | <0.1% | |
| Short-term Fixed Account Short-Term Fixed Account | — | — | — | $3K | <0.1% | |
| Columbia Overseas Value Instl 3 Mutual Fund | — | — | — | $2K | <0.1% | |
| Hartford Balanced Income R6 Mutual Fund | — | — | — | $1K | <0.1% | |
| Pimco Income Instl Mutual Fund | — | — | — | $1K | <0.1% |