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Original filing (PDF)20250926123004NAL0008533569001
CARRIER GLOBAL CORPORATION
Form 5500
FILING_RECEIVED
CARRIER RETIREMENT SAVINGS PLAN
401(k) retirement plan
Signals · 3
40% in single holdingNo recordkeeper disclosed10 service providers
Active participants
10,233
Accounts w/ balance
12,851
Plan assets (EOY)
$998.1M
Net assets (EOY)
$997.7M
How this plan invests
This plan
10 pooled trusts
Schedule D
10 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
85
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
80
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- Top holding "[DFE: STATE STREET S&P 500(R) INDEX NON-LENDING SERIES FUND CLASS A (extraction pending)]" is 40% of plan.
- 16 bps in Schedule C fees — 161% above peer band of 6 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for CARRIER GLOBAL CORPORATION.
Plan sponsor
Name
CARRIER GLOBAL CORPORATION
EIN
83-4051582
Address
13995 PASTEUR BLVD · PALM BEACH GARDENS, FL · 33418
Phone
(561) 365-2000
Industry
Manufacturingsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-26
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2R · Participant-directed brokerage (SDBA)
2S · Automatic enrollment
2T · Default investment account (QDIA)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
GRANT THORNTON, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
10 rowsOther
10| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ALIGHT SOLUTIONS LLC | 82-1061233 | — | NONE | $689K | — |
| STATE STREET GLOBAL ADVISORS | 81-4017137 | — | NONE | $253K | — |
| STATE STREET BANK AND TRUST COMPANY | 04-1867445 | — | NONE | $182K | — |
| MORNINGSTAR INVESTMENT MNGMNT, LLC | 36-3297908 | — | NONE | $141K | — |
| WILLIS TOWERS WATSON | 52-1868818 | — | NONE | $124K | — |
| ALLIANCEBERNSTEIN L.P. | 13-4064930 | — | NONE | $77K | — |
| CONDUENT HUMAN RESOURCE SERVCS, LLC | 81-2983623 | — | NONE | $71K | — |
| GRANT THORNTON, LLP | 36-6055558 | — | NONE | $27K | — |
| PERSHING LLC | 13-2741729 | — | NONE | $0 | — |
| ALIGHT FINANCIAL SOLUTIONS, LLC | 82-1061233 | — | NONE | $0 | — |
Investments
10 pooled funds· $975.7M(98% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Common Collective Trust
$908.1M
9 holdings
Pooled Separate Account
$67.7M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| S&P 500 INDEX FUND CLASS A STATE STREET GLOBAL ADVISORS TRUST COMPANY · EIN 04-0025081 / PN 097 | Common Collective Trust | — | — | $387.5M | 38.8% | |
| INTERNATIONAL INDEX FUND CLASS A STATE STREET GLOBAL ADVISORS TRUST COMPANY · EIN 90-0337987 / PN 157 | Common Collective Trust | — | — | $127.5M | 12.8% | |
| RUSSELL SMALL/MID CAP FUND CLASS A STATE STREET GLOBAL ADVISORS TRUST COMPANY · EIN 04-0025081 / PN 453 | Common Collective Trust | — | — | $120.1M | 12.0% | |
| ALLIANCEBERNSTEIN BALANCED 60/40 ALLIANCEBERNSTEIN · EIN 04-6948485 / PN 032 | Common Collective Trust | — | — | $101.9M | 10.2% | |
| INTERMEDIATE STABLE VALUE FD NO.734 VOYA RETIREMENT INSURANCE & ANNUITY CO · EIN 71-0294708 / PN 007 | Pooled Separate Account | — | — | $67.7M | 6.8% | |
| U.S. GOVERNMENT/CREDIT BOND FUND STATE STREET GLOBAL ADVISORS TRUST COMPANY · EIN 90-0337987 / PN 329 | Common Collective Trust | — | — | $66.1M | 6.6% | |
| REAL ASSET FUND CLASS A STATE STREET GLOBAL ADVISORS TRUST COMPANY · EIN 90-0337987 / PN 374 | Common Collective Trust | — | — | $54.7M | 5.5% | |
| EMERGING MARKETS INDEX FUND CLASS A STATE STREET GLOBAL ADVISORS TRUST COMPANY · EIN 04-0025081 / PN 496 | Common Collective Trust | — | — | $38.1M | 3.8% | |
| 1-10 YEAR (TIPS)INDEX STATE STREET GLOBAL ADVISORS TRUST COMPANY · EIN 90-0337987 / PN 396 | Common Collective Trust | — | — | $9.4M | 0.9% | |
| U.S. SHORT-TERM FUND CLASS A STATE STREET GLOBAL ADVISORS TRUST COMPANY · EIN 90-0337987 / PN 279 | Common Collective Trust | — | — | $2.6M | 0.3% |