Back to filter
Original filing (PDF)20251016105718NAL0003324739001
KADIANT, LLC
Form 5500
FILING_RECEIVED
LIVING YOUR BEST RETIREMENT LIFE 401(K) PLAN
401(k) retirement plan
Signals · 2
51% in single holding~127 bps in Sched C fees
Active participants
2,008
Accounts w/ balance
486
Plan assets (EOY)
$9.9M
Net assets (EOY)
$9.9M
How this plan invests
This plan
1 pooled trust
Schedule D
18 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
81
/ 100
Grade B
Above-average plan
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
75
Total plan cost
65
Vendor stack
100
Participation health
65
Knocking points off
- Top holding "IndexSelect Moderate 2055 Fund CL I Common Collective Trusts" is 51% of plan.
- 127 bps in Schedule C fees — 143% above peer band of 52 bps.
- Only 24% as many balances as active participants — suggests many active employees aren't deferring.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for KADIANT, LLC.
Plan sponsor
Name
KADIANT, LLC
EIN
83-3935694
Address
850 TOWBIN AVE · LAKEWOOD, NJ · 08701
Phone
(732) 886-6202
Industry
Health Care & Social Assistancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-16
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3B · Covers self-employed individuals
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
FASTEN HALBERSTAM LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
5 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY | — | — | RECORDKEEPER | $68K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MERRILL LYNCH | — | — | INVESTMENT ADVISOR | $42K | — |
TPA / Administrator
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| INTAC ACTUARIAL SERVICES | — | — | CONTRACT ADMIN | $9K | — |
| ASCENSUS HOLDINGS DBA FUTUREPLAN | — | — | CONTRACT ADMIN | $0 | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FASTEN HALBERSTAM LLP | — | — | AUDITOR | $8K | — |
Investments
18 direct securities · 1 pooled fund· $19.0M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Their holdings are itemized on each fund’s own Form 5500.
Uncategorized
$9.9M
18 holdings
Pooled Separate Account
$9.1M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| QUALIFIED PLANS VAR ANNUITY EMPOWER ANNUITY · EIN 84-0467907 / PN 001 | Pooled Separate Account | — | — | $9.1M | 91.5% | |
| IndexSelect Moderate 2055 Fund CL I Common Collective Trusts | — | — | — | $5.1M | 51.1% | |
| IndexSelect Moderate 2045 Fund CL I Common Collective Trusts | — | — | — | $2.6M | 25.6% | |
| IndexSelect Moderate 2035 Fund CL I Common Collective Trusts | — | — | — | $987K | 9.9% | |
| iShares S&P 500 Index I Mutual Funds | — | — | — | $525K | 5.3% | |
| EI Fixed Account - Series Class I Fixed Annuities | — | — | — | $178K | 1.8% | |
| IndexSelect Moderate Retire Fund CL I Common Collective Trusts | — | — | — | $164K | 1.7% | |
| IndexSelect Conservative 2055 Fund CL I Common Collective Trusts | — | — | — | $156K | 1.6% | |
| IndexSelect Aggressive 2055 Fund CL I Common Collective Trusts | — | — | — | $122K | 1.2% | |
| iShares Russell Mid-Cap Index K Mutual Funds | — | — | — | $40K | 0.4% | |
| Participant loans through 2029 -0- | — | — | — | $39K | 0.4% | |
| BlackRock International Instl Mutual Funds | — | — | — | $23K | 0.2% | |
| BlackRock Core Bond Instl Mutual Funds | — | — | — | $17K | 0.2% | |
| IndexSelect Aggressive 2035 Fund CL I Common Collective Trusts | — | — | — | $12K | 0.1% | |
| iShares Russell 2000 Small-Cap Index K Mutual Funds | — | — | — | $11K | 0.1% | |
| IndexSelect Conservative Ret Fund CL I Common Collective Trusts | — | — | — | $11K | 0.1% | |
| IndexSelect Aggressive Retire Fund CL I Common Collective Trusts ** $ | — | — | — | $10K | 0.1% | |
| Principal Global Real Estate Sec R6 Mutual Funds | — | — | — | $10K | 0.1% | |
| IndexSelect Conservative 2035 Fund CL I Common Collective Trusts ** 650 IndexSelect Conservative 2045 Fund CL I Common Collective Trusts | — | — | — | $2K | <0.1% |