Back to filter
Original filing (PDF)20251014153121NAL0006667250001
CONGO, LLC
Form 5500
FILING_RECEIVED
EMPLOYEE'S 401(K) PLAN
401(k) retirement plan
Signals · 1
~90 bps in Sched C fees
Active participants
882
Accounts w/ balance
476
Plan assets (EOY)
$7.3M
Net assets (EOY)
$7.3M
How this plan invests
This plan
36 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
88
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
80
Knocking points off
- 90 bps in Schedule C fees — 74% above peer band of 52 bps.
- 54% balance-to-active ratio — below typical for a healthy 401(k).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for CONGO, LLC.
Plan sponsor
Name
CONGO, LLC
EIN
83-3603869
Address
13551 TRITON PARK BLVD · LOUISVILLE, KY · 40223
Phone
(505) 689-5926
Industry
Admin Support & Waste Mgmtsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-14
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
2J · 401(k) feature
2F · ERISA section 404(c)
2G · Total participant-directed accounts
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
CHERRY BEKAERT LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ALERUS RETIREMENT SOLUTIONS | 45-0140105 | GRAND FORKS, ND | RECORDKEEPER | $5K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| UNITED ADVISORS GROUP | 90-0970980 | CINCINNATI, OH | ADVISOR | $61K | — |
Investments
36 direct securities· $7.3M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Target Retirement 2060 | — | — | — | $689K | 9.4% | |
| Vanguard Target Retirement 2040 | — | — | — | $550K | 7.5% | |
| Vanguard Target Retirement 2055 | — | — | — | $466K | 6.4% | |
| T. Rowe Price All-Cap Opportunities CL | — | — | — | $455K | 6.2% | |
| Vanguard Target Retirement 2050 | — | — | — | $384K | 5.2% | |
| Vanguard Target Retirement 2045 | — | — | — | $383K | 5.2% | |
| Jensen Quality Growth Y | — | — | — | $341K | 4.7% | |
| T. Rowe Price Dividend Growth I | — | — | — | $336K | 4.6% | |
| Cohen & Steers Realty SHS Realty Shares | — | — | — | $299K | 4.1% | |
| T. Rowe Price Mid Cap Value | — | — | — | $286K | 3.9% | |
| CCT Partners US Select Quality Eq | — | — | — | $245K | 3.3% | |
| Goldman Sachs GQG Partners Intl Opps Instl | — | — | — | $241K | 3.3% | |
| Performance Trust Quality Value I | — | — | — | $227K | 3.1% | |
| Vanguard Target Retirement 2065 | — | — | — | $207K | 2.8% | |
| Alerus Financial Money Market Fund | — | — | — | $196K | 2.7% | |
| Calamos Evolving World Growth I | — | — | — | $194K | 2.6% | |
| Artisan Small Cap Fund Advisor Shares | — | — | — | $181K | 2.5% | |
| Advisors Inner Circle Partners Emerging Markets Equity | — | — | — | $180K | 2.5% | |
| T. Rowe Price Small Cap Value | — | — | — | $173K | 2.4% | |
| Columbia Dividend Income Func CL S | — | — | — | $142K | 1.9% | |
| FS US Quality Dividend Inc Ins | — | — | — | $142K | 1.9% | |
| Cambria ETF Trust Cambria FGN SHR | — | — | — | $136K | 1.9% | |
| Dodge & Cox Income Fund | — | — | — | $134K | 1.8% | |
| WCM Focused International Opps Ins | — | — | — | $127K | 1.7% | |
| Cambria ETF Trust EMRG Shareholder | — | — | — | $109K | 1.5% | |
| Cohen & Steers Realty Preferred Sec & Inc | — | — | — | $85K | 1.2% | |
| Brandywine Global High Yield Fund CL | — | — | — | $80K | 1.1% | |
| Cambria ETF Trust SHSHLD Yield ETF | — | — | — | $78K | 1.1% | |
| Vanguard Target Retirement 2035 | — | — | — | $55K | 0.8% | |
| BBH Limited Duration I | — | — | — | $55K | 0.7% | |
| Vanguard Target Retirement Income | — | — | — | $35K | 0.5% | |
| Vanguard Target Retirement 2030 | — | — | — | $33K | 0.4% | |
| Alerus Financial Total Return Income Inst | — | — | — | $25K | 0.3% | |
| Diamond Hill Short Dur Securitized Bd I | — | — | — | $25K | 0.3% | |
| Vanguard Target Retirement 2025 | — | — | — | $16K | 0.2% | |
| Vanguard Target Retirement 2020 | — | — | — | $13K | 0.2% |
Related plans
Similar-size Admin Support & Waste Mgmt plans
GSI SERVICE GROUP INC.
GSI SERVICE GROUP INC. 401(K) RETIREMENT SAVINGS PLAN
$7.4M · 276 participants
SOUTHWEST SERVICE ADMINISTRATORS, I
SOUTHWEST SERVICE ADMINISTRATORS, INC. 401(K) PLAN
$7.3M · 46 participants
PROFESSIONAL BILLING, INC.
PROFESSIONAL BILLING, INC. PROFIT SHARING PLAN
$7.4M · 148 participants
BLOOD CENTERS OF AMERICA INC
BLOOD CENTERS OF AMERICA INC 401(K) PROFIT SHARING PLAN & TRUST
$7.2M · 28 participants
CALLSOURCE
CALLSOURCE 401(K) PLAN
$7.4M · 118 participants
UNION PAYROLL AGENCY, INC.
UNION PAYROLL AGENCY, INC. DEFINED BENEFIT PLAN
$7.4M · 6 participants
Large plans in Kentucky
COMMONSPIRIT HEALTH
COMMONSPIRIT HEALTH 401(K) RETIREMENT SAVINGS PLAN
$8.8B · 91,977 participants
HUMANA INC.
HUMANA RETIREMENT SAVINGS PLAN
$7.7B · 42,968 participants
COMMONSPIRIT HEALTH
COMMONSPIRIT HEALTH ERISA 403(B) PLAN
$2.9B · 28,491 participants
UNITED PARCEL SERVICE COMPANY
UPS/IPA DEFINED CONTRIBUTION MONEY PURCHASE PENSION PLAN
$2.5B · 1,993 participants
HOUCHENS INDUSTRIES, INC.
HOUCHENS INDUSTRIES, INC. EMPLOYEE STOCK OWNERSHIP PLAN
$2.3B · 7,785 participants
NORTON HEALTHCARE, INC.
NORTON HEALTHCARE 403(B) RETIREMENT SAVINGS PLAN
$2.3B · 22,952 participants