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Original filing (PDF)20251013102436NAL0000483683001
DEALERPOLICY, INC.
Form 5500
FILING_RECEIVED
POLLY 401(K) PLAN
401(k) retirement plan
Active participants
170
Accounts w/ balance
228
Plan assets (EOY)
$12.0M
Net assets (EOY)
$12.0M
How this plan invests
This plan
25 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- 48 bps in Schedule C fees — 67% above peer band of 29 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for DEALERPOLICY, INC..
Plan sponsor
Name
DEALERPOLICY, INC.
EIN
83-2986435
Address
2300 ST. GEORGE ROAD, · WILLISTON, VT · 05495
Phone
(802) 338-0276
Industry
Insurance Agencies & Brokerages· Finance & Insurancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-13
Pension benefit codes
2E · Profit-sharing
3D · Pre-approved plan (master / prototype / VS)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2F · ERISA section 404(c)
2T · Default investment account (QDIA)
Audit & trust (Schedule H)
Auditor
UHY LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| NEWPORT GROUP, INC. | 27-2037969 | — | RECORDKEEPER | $27K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MERRILL LYNCH RETIREMENT & BENEFIT | 13-5674085 | — | ADVISOR | $31K | — |
Investments
25 direct securities· $11.9M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| American Funds American Balanced R6 American Funds 0 | — | — | — | $2.8M | 23.7% | |
| Fidelity 500 Index Fund Fidelity 0 | — | — | — | $1.9M | 15.9% | |
| American Funds Trgt Date Ret 2045 R6 American Funds 0 | — | — | — | $1.4M | 11.8% | |
| Vanguard Growth Index Adm Vanguard 0 | — | — | — | $690K | 5.8% | |
| American Funds Trgt Date Ret 2055 R6 American Funds 0 | — | — | — | $632K | 5.3% | |
| American Funds Trgt Date Ret 2050 R6 American Funds 0 | — | — | — | $603K | 5.0% | |
| American Funds Trgt Date Ret 2035 R6 American Funds 0 | — | — | — | $551K | 4.6% | |
| Vanguard Value Index Adm Vanguard 0 | — | — | — | $442K | 3.7% | |
| Vanguard Total Stock Market Index Adm Vanguard 0 | — | — | — | $391K | 3.3% | |
| Vanguard Total World Stock Index Adm Vanguard 0 | — | — | — | $301K | 2.5% | |
| DoubleLine Core Fixed Income R6 DoubleLine 0 | — | — | — | $290K | 2.4% | |
| Vanguard Federal Money Market Inv Vanguard 0 | — | — | — | $282K | 2.4% | |
| Vanguard Total Intl Stock Index Adm Vanguard 0 | — | — | — | $278K | 2.3% | |
| Fidelity Small Cap Index Fidelity 0 | — | — | — | $230K | 1.9% | |
| American Funds Trgt Date Ret 2040 R6 American Funds 0 | — | — | — | $175K | 1.5% | |
| Vanguard Mid-Cap Value Index Adm Vanguard 0 | — | — | — | $130K | 1.1% | |
| Fidelity Mid Cap Index Fidelity 0 | — | — | — | $120K | 1.0% | |
| American Funds Trgt Date Ret 2065 R6 American Funds 0 | — | — | — | $116K | 1.0% | |
| Vanguard Small-Cap Growth Index Adm Vanguard 0 | — | — | — | $106K | 0.9% | |
| American Funds 0 245 American Funds Trgt Date Ret 2030 R6 American Funds 0 | — | — | — | $93K | 0.8% | |
| American Funds Trgt Date Ret 2060 R6 American Funds 0 | — | — | — | $89K | 0.7% | |
| Vanguard Mid-Cap Growth Index Adm Vanguard 0 | — | — | — | $82K | 0.7% | |
| Vanguard Small-Cap Value Index Adm Vanguard 0 | — | — | — | $68K | 0.6% | |
| Various Rates and Maturities Participant's Loan Account 0 | — | — | — | $64K | 0.5% | |
| Northern Emerging Markets Equity Index Northern 0 | — | — | — | $49K | 0.4% |
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