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Original filing (PDF)20251015201707NAL0002855619001
GRAHAM-OURISMAN AUTOMOTIVE LLC
Form 5500
FILING_RECEIVED
GRAHAM-OURISMAN AUTOMOTIVE 401K PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
790
Accounts w/ balance
302
Plan assets (EOY)
$18.9M
Net assets (EOY)
$18.9M
How this plan invests
This plan
1 pooled trust
Schedule D
33 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
93
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
80
Participation health
65
Knocking points off
- No recordkeeper disclosed on Schedule C.
- Only 38% as many balances as active participants — suggests many active employees aren't deferring.
Helping the score
- Below-peer total fees (1 bps vs 29 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for GRAHAM-OURISMAN AUTOMOTIVE LLC.
Plan sponsor
Name
GRAHAM-OURISMAN AUTOMOTIVE LLC
EIN
83-2651870
Address
15501 FREDERICK ROAD · ROCKVILLE, MD · 20855
Phone
(240) 505-0841
Industry
Retail Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
SIKICH CPA LLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsOther
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| AMERICAN UNITED LIFE INSURANCE CO | 35-0145825 | — | NONE | $3K | — |
| GLOBAL RETIREMENT PARTNERS | 47-1411118 | — | NONE | $0 | — |
Investments
30 direct securities · 1 pooled fund· $36.5M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Their holdings are itemized on each fund’s own Form 5500.
Uncategorized
$18.6M
29 holdings
Pooled Separate Account
$17.8M
1 holding
Pooled Separate Accounts
$69K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| SEPARATE ACCOUNT II AMERICAN UNITED LIFE INSURANCE CO · EIN 35-0145825 / PN 000 | Pooled Separate Account | — | — | $17.8M | 94.5% | |
| T. Rowe Price T. Rowe Price Retirement 2030 I | — | — | — | $2.4M | 12.5% | |
| T. Rowe Price T. Rowe Price Retirement 2045 I | — | — | — | $2.1M | 11.2% | |
| T. Rowe Price T. Rowe Price Retirement 2050 I | — | — | — | $2.0M | 10.5% | |
| T. Rowe Price T. Rowe Price Retirement 2040 I | — | — | — | $1.9M | 10.1% | |
| T. Rowe Price T. Rowe Price Retirement 2035 I | — | — | — | $1.5M | 8.0% | |
| T. Rowe Price T. Rowe Price Retirement 2025 I | — | — | — | $1.4M | 7.5% | |
| Vanguard 500 Index Fund; Admiral | — | — | — | $1.2M | 6.5% | |
| T. Rowe Price T. Rowe Price Retirement 2055 I | — | — | — | $981K | 5.2% | |
| T. Rowe Price T. Rowe Price Retirement 2020 I | — | — | — | $844K | 4.5% | |
| Fidelity Investments Fidelity Midcap IDX | — | — | — | $760K | 4.0% | |
| Fully Benefit-Responsive Investment Contract * American United Life Insurance Co Stable Value Account | — | — | — | $751K | 4.0% | |
| American Funds American Funds Growth Fund of America R6 | — | — | — | $555K | 2.9% | |
| T. Rowe Price T. Rowe Price Retirement 2060 I | — | — | — | $489K | 2.6% | |
| Vanguard Equity Income Fund; Admiral | — | — | — | $320K | 1.7% | |
| Prudential Financial PGIM Total Return Bond Fund R6 | — | — | — | $301K | 1.6% | |
| Vanguard Small Cap Index Fund; Admiral | — | — | — | $263K | 1.4% | |
| T. Rowe Price T. Rowe Price Retirement 2065 I | — | — | — | $197K | 1.0% | |
| American Funds American Funds New Perspective Fund R6 | — | — | — | $129K | 0.7% | |
| Invesco Small Cap Growth R6 | — | — | — | $92K | 0.5% | |
| INVESCO SMCAP GRTH R6 MUTUAL FUND SHARES 0 | — | — | — | $92K | 0.5% | |
| MFS INTL DIVERSIFICATION R6 MUTUAL FUND SHARES 0 | — | — | — | $83K | 0.4% | |
| American Century Amercent Midcap Val R6 | Pooled Separate Accounts | — | — | $69K | 0.4% | |
| T. Rowe Price Troweprice Diversigied Mid Cap Growth Fund I | — | — | — | $54K | 0.3% | |
| American Century Amercent Smcap Val R6 | — | — | — | $48K | 0.3% | |
| DWS Group DWS RREEF Real Estate SEC R6 | — | — | — | $47K | 0.3% | |
| Prudential Financial PGIM High-Yield Fund R6 | — | — | — | $34K | 0.2% | |
| Franklin Templeton Franklin Utilities R6 | — | — | — | $29K | 0.2% | |
| T. Rowe Price T. Rowe Price Retirement 2015 I | — | — | — | $19K | 0.1% | |
| T. Rowe Price T. Rowe Price Retirement Balanced I | — | — | — | $12K | <0.1% | |
| Participant loans Interest rates from 4.25% to 6.50% - 0 - | — | — | — | $8K | <0.1% |