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Original filing (PDF)20251008134302NAL0005928321001
A-CAP, LLC
Form 5500
FILING_RECEIVED
A-CAP, LLC 401(K) PLAN
Defined-contribution retirement plan
Active participants
101
Accounts w/ balance
190
Plan assets (EOY)
$10.1M
Net assets (EOY)
$10.1M
How this plan invests
This plan
32 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- 51 bps in Schedule C fees — 77% above peer band of 29 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for A-CAP, LLC.
Plan sponsor
Name
A-CAP, LLC
EIN
83-2347891
Address
415 BEDFORD ROAD, SUITE 102 · PLEASANTVILLE, NY · 10570
Phone
(801) 478-4007
Industry
Finance & Insurancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-08
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
LARSON & COMPANY PC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $21K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES INC | — | CLEVELAND, OH | INVESTMENT ADVISOR | $22K | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| COOK MARTIN POULSON, PC | — | SALT LAKE CITY, UT | CONTRACT ADMIN/TPA | $2K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ADVISORY GROUP, LLC | — | GREENWOOD VILLAGE, CO | INVESTMENT MGMT | $7K | — |
Investments
31 direct securities· $9.8M(97% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity 500 Index Mutual funds | — | — | — | $1.7M | 16.5% | |
| American Funds 2055 Trgt Date Retire R6 Mutual funds | — | — | — | $786K | 7.8% | |
| Fidelity Us Bond Index Mutual funds | — | — | — | $664K | 6.6% | |
| American Funds 2035 Trgt Date Retire R6 Mutual funds | — | — | — | $598K | 5.9% | |
| American Funds 2040 Trgt Date Retire R6 Mutual funds | — | — | — | $492K | 4.9% | |
| Fidelity Advisor Equity Growth Z Mutual funds | — | — | — | $473K | 4.7% | |
| Fidelity Total International Index Mutual funds | — | — | — | $471K | 4.7% | |
| Empower Multi-Sector Bond Inst Mutual funds | — | — | — | $468K | 4.6% | |
| Fidelity Mid Cap Index Mutual funds | — | — | — | $403K | 4.0% | |
| American Funds 2030 Trgt Date Retire R6 Mutual funds | — | — | — | $400K | 4.0% | |
| American Funds 2045 Trgt Date Retire R6 Mutual funds | — | — | — | $336K | 3.3% | |
| Hartford Dividend And Growth R6 Mutual funds | — | — | — | $322K | 3.2% | |
| American Funds 2050 Trgt Date Retire R6 Mutual funds | — | — | — | $282K | 2.8% | |
| Fidelity Small Cap Growth K6 Mutual funds | — | — | — | $280K | 2.8% | |
| in (b) Identity of issue, borrower, lessor, or similar interest, collateral, par, or maturity (e) Current Interest party value (d) Cost value Allspring Special Mid Cap Value R6 Mutual funds | — | — | — | $266K | 2.6% | |
| American Funds American Balanced R6 Mutual funds | — | — | — | $258K | 2.6% | |
| Tcw Metwest Total Return Bond Plan Mutual funds | — | — | — | $244K | 2.4% | |
| Key Guaranteed Portfolio Fund Fixed Annuities | — | — | — | $234K | 2.3% | |
| Undiscovered Mgrs Behavioral Value R6 Mutual funds | — | — | — | $225K | 2.2% | |
| American Funds 2060 Trgt Date Retire R6 Mutual funds | — | — | — | $215K | 2.1% | |
| American Funds New Perspective R6 Mutual funds | — | — | — | $188K | 1.9% | |
| American Funds 2025 Trgt Date Retire R6 Mutual funds | — | — | — | $182K | 1.8% | |
| Janus Henderson Enterprise N Mutual funds | — | — | — | $109K | 1.1% | |
| American Funds 2020 Trgt Date Retire R6 Mutual funds | — | — | — | $75K | 0.7% | |
| participant account balances. Maturities range from 2025 to 2028. | — | — | — | $71K | 0.7% | |
| American Funds New World R6 Mutual funds | — | — | — | $48K | 0.5% | |
| Pimco Real Return Instl Mutual funds | — | — | — | $26K | 0.3% | |
| American Funds 2015 Trgt Date Retire R6 Mutual funds | — | — | — | $23K | 0.2% | |
| Oakmark International Investor Mutual funds | — | — | — | $21K | 0.2% | |
| American Funds 2065 Trgt Date Retire R6 Mutual funds | — | — | — | $5K | <0.1% | |
| Pimco Global Bond Opps (Usd-Hedged) Inst Mutual funds | — | — | — | $2K | <0.1% |