How big is Opera Solutions Opco, LLC's plan?

Opera Solutions Opco, LLC's plan reported $5.8M in assets and 44 participants for 2025.

Original filing (PDF)20260309085023NAL0002142288001

Opera Solutions Opco, LLC

Name: Opera Solutions Opco, LLC — Electrifai, LLC 401(k), Form 5500 (2025)
Creator: Opera Solutions Opco, LLC
License: https://www.usa.gov/government-works

Form 5500

FILING_RECEIVED

Electrifai, LLC 401(k) Plan

401(k) retirement plan · Opera Solutions Opco, LLC's Electrifai, LLC 401(k) Plan held $5.8M in plan assets for 44 participants in 2025, with Ameritas Life Insurance Corp. as recordkeeper.

Signals · 4

Late filing · 27.8 moLate participant contributions30% in single holdingCorrective distributions issued

Active participants

Accounts w/ balance

140

Plan assets (EOY)

$5.8M

Net assets (EOY)

$5.8M

People on this filing

Diane Clark signed Opera Solutions Opco, LLC's 2025 Form 5500 as plan administrator.

Diane Clark — Plan Administrator — Form 5500 signer

Get verified email & phone for these signers

Signer names are public record from the Form 5500 e-signature.

Plan identifiers

Opera Solutions Opco, LLC's EIN is 83-2145136.

EIN 83-2145136

Plan number 001

Plan year 2025

ACK ID 20260309085023NAL0002142288001

Official Form 5500 document

Download the official 2025 Form 5500 (PDF) for Opera Solutions Opco, LLC from the U.S. Department of Labor's EFAST2 system.

Download the official 2025 Form 5500 (PDF)

Plan features

Opera Solutions Opco, LLC's plan includes ERISA 404(c) participant direction, a 401(k) feature, profit-sharing.

Decision-maker contacts

One unlock reveals every key decision-maker — plan signer, CFO, HR & Benefits — with verified email + LinkedIn for OPERA SOLUTIONS OPCO, LLC.

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How this plan invests

This plan

39 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

Above-average plan

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

Total plan cost

Plan health

Vendor & structure

100

Knocking points off

Filed 27.8 months past the 10.5-month grace window.
Delinquent participant contributions reported (Schedule H 4a) — 184K (35% of contributions).
Corrective distributions issued (likely failed ADP/ACP testing).

Helping the score

High account-holder ratio — balance-holders per active participant in the top 15% of peers (96th percentile).

Plan sponsor

Name

OPERA SOLUTIONS OPCO, LLC

EIN

all filings

Address

10 EXCHANGE PLACE, 11TH FLOOR · JERSEY CITY, NJ · 07302

Phone

(646) 520-4452

Industry

Professional & Technical Services

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2025

Plan year begin

2022-01-01

Tax period

2022-12-31

Filed

2026-03-09

Pension benefit codes

2A · Age/service weighted or new comparability

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

3D · Pre-approved plan (master / prototype / VS)

2E · Profit-sharing

Audit & trust (Schedule H)

Service providers (Schedule C)

2 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
AMERITAS LIFE INSURANCE CORP	47-0098400	—	RECORDKEEPER	$128	—

Advisor / Consultant

Name	EIN	Location	Relation	Direct comp	Indirect comp
COMMONWEALTH FIANCIAL SERVICES	04-2675571	—	INVESTMENT ADVISOR	$21K	—

Investments

39 direct securities· $5.8M(100% of reported assets)

Mutual Funds

$4.5M

25 holdings

Common Collective Trusts

$817K

4 holdings

Other securities

$499K

9 holdings

Bonds / Notes

$11K

1 holding

					% of plan
MFS Growth Allocation Fund Class R4 "	Mutual Funds	—	—	$1.7M	29.4%
MFS Moderate Allocation Fund Class R4 "	Mutual Funds	—	—	$973K	16.7%
Vanguard 500 Index Admiral Shares "	Common Collective Trusts	—	—	$673K	11.5%
Vanguard Target Retirement 2045 Fund Investor Shares "	Mutual Funds	—	—	$375K	6.4%
MFS Aggressive Growth Allocation Fund Class R4 "	Mutual Funds	—	—	$305K	5.2%
Vanguard Target Retirement 2035 Fund Investor Shares "	Mutual Funds	—	—	$244K	4.2%
Stable Fixed Investment Account Guaranteed account	Other securities	—	—	$152K	2.6%
T. Rowe Price Blue Chip Growth Fund "	Other securities	—	—	$126K	2.2%
Vanguard Target Retirement 2065 Fund Investor Shares " ** 554 MFS Conservative Allocation Fund Class R4 "	Mutual Funds	—	—	$105K	1.8%
Vanguard Federal Money Market Fund Investor Shares "	Mutual Funds	—	—	$103K	1.8%
Vanguard Target Retirement 2040 Fund Investor Shares "	Mutual Funds	—	—	$88K	1.5%
Janus Henderson Global Technology and Innovation Fund Class N "	Mutual Funds	—	—	$75K	1.3%
Vanguard Target Retirement 2055 Fund Investor Shares "	Mutual Funds	—	—	$73K	1.2%
Vanguard Financials Index Fund Admiral Shares "	Common Collective Trusts	—	—	$73K	1.2%
Key Guaranteed Portfolio Fund "	Other securities	—	—	$72K	1.2%
Vanguard Target Retirement 2030 Fund Investor Shares "	Mutual Funds	—	—	$63K	1.1%
The Hartford International Opportunities Fund Class R6 "	Other securities	—	—	$54K	0.9%
Vanguard Target Retirement 2050 Fund Investor Shares "	Mutual Funds	—	—	$53K	0.9%
Vanguard Total Bond Market Index Fund Admiral Shares "	Common Collective Trusts	—	—	$50K	0.8%
MFS Mid Cap Value Fund Class R6 "	Mutual Funds	—	—	$41K	0.7%
MFS Mid Cap Growth Fund Class R6 "	Mutual Funds	—	—	$41K	0.7%
Vanguard Equity Income Admiral Shares "	Mutual Funds	—	—	$39K	0.7%
PGIM Total Return Bond Fund Class R6 "	Other securities	—	—	$38K	0.7%
Lord Abbett Short Duration Income Fund Class R6 "	Mutual Funds	—	—	$36K	0.6%
American Funds New Perspective Fund Class R6 " ** 992 Vanguard International Value Fund Investor Shares "	Mutual Funds	—	—	$29K	0.5%
Delaware Small Cap Value Fund Class R6 "	Other securities	—	—	$27K	0.5%
Vanguard Target Retirement 2020 Fund Investor Shares "	Mutual Funds	—	—	$26K	0.4%
Loomis Sayles Global Bond Fund Institutional Class "	Other securities	—	—	$23K	0.4%
American Funds New World Fund Class R6 "	Mutual Funds	—	—	$22K	0.4%
Vanguard Mid-Cap Index Fund Admiral Shares "	Common Collective Trusts	—	—	$22K	0.4%
Vanguard Target Retirement 2025 Fund Investor Shares "	Mutual Funds	—	—	$18K	0.3%
Vanguard Small Cap Index Admiral Shares "	Mutual Funds	—	—	$18K	0.3%
Lord Abbett High Yield Fund Class R6 "	Mutual Funds	—	—	$16K	0.3%
Vanguard Target Retirement Income Fund Investor Shares Mutual fund	Mutual Funds	—	—	$16K	0.3%
Participant Loans (5.75% - 6.25%) -	Bonds / Notes	—	—	$11K	0.2%
Vanguard Total International Stock Index Admiral Shares "	Mutual Funds	—	—	$10K	0.2%
Janus Henderson Balanced Fund Class I "	Mutual Funds	—	—	$5K	<0.1%
ClearBridge Small Cap Growth Fund "	Other securities	—	—	$3K	<0.1%
Cohen & Steers Real Estate Securities Fund Class Z "	Other securities	—	—	$2K	<0.1%