401(k) retirement plan · Robert V. Ramirez, CPA, PLLC's Focus HR, Inc. Retirement Plan held $43K in plan assets for 4 participants in 2025.
Active participants
4
Accounts w/ balance
2
Plan assets (EOY)
$43K
Net assets (EOY)
$43K
Plan health score
Top-tier plan health
Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool. Based on 70% of scoring inputs for this filing.
Compliance & integrity
100
Total plan cost
n/a
Plan health
49
Vendor & structure
100
Knocking points off
Low account-holder ratio — balance-holders per active participant in the bottom quartile of peers (18th percentile).
Helping the score
Cost not scored — no comparable Schedule H expense data for this cohort.
Decision-maker contacts
One unlock reveals every key decision-maker — plan signer, CFO, HR & Benefits — with verified email + LinkedIn for ROBERT V. RAMIREZ, CPA, PLLC.
