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Original filing (PDF)20250924084921NAL0007308625001
BURROWS CABINETS, LLC
Form 5500
FILING_RECEIVED
BURROWS 401(K) PLAN
401(k) retirement plan
Signals · 2
30% in single holding~81 bps in Sched C fees
Active participants
209
Accounts w/ balance
105
Plan assets (EOY)
$4.2M
Net assets (EOY)
$4.2M
How this plan invests
This plan
25 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
85
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
85
Total plan cost
65
Vendor stack
100
Participation health
80
Knocking points off
- Top holding "Fidelity Management Trust Co FID FDM IDX 2040 IPR" is 30% of plan.
- 81 bps in Schedule C fees — 56% above peer band of 52 bps.
- 50% balance-to-active ratio — below typical for a healthy 401(k).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for BURROWS CABINETS, LLC.
Plan sponsor
Name
BURROWS CABINETS, LLC
EIN
83-1561812
Address
1353 W 2ND ST · TAYLOR, TX · 76574
Phone
(512) 352-8600
Industry
Manufacturingsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-24
Pension benefit codes
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3H · Sponsor in controlled / affiliated group
2E · Profit-sharing
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
PEGGY S. EDGE, CPA, LLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $26K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CLOSED DLR-SAGEPOINT FINANCIAL INC | 20-1741754 | — | ADVISOR | $8K | — |
Investments
25 direct securities· $4.2M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity Management Trust Co FID FDM IDX 2040 IPR | — | — | — | $1.3M | 29.8% | |
| Fidelity Management Trust Co FID FDM IDX 2030 IPR | — | — | — | $577K | 13.7% | |
| Fidelity Management Trust Co FID BLUE CHIP GR K6 | — | — | — | $469K | 11.1% | |
| Fidelity Management Trust Co FID FDM IDX 2050 IPR | — | — | — | $421K | 10.0% | |
| Fidelity Management Trust Co FID FDM IDX 2035 IPR | — | — | — | $374K | 8.9% | |
| Fidelity Management Trust Co FID FDM IDX 2025 IPR | — | — | — | $224K | 5.3% | |
| Fidelity Management Trust Co FID FDM IDX 2045 IPR | — | — | — | $162K | 3.8% | |
| Fidelity Management Trust Co FID FDM IDX 2015 IPR | — | — | — | $105K | 2.5% | |
| Fidelity Management Trust Co FID SMALL CAP GR K6 | — | — | — | $105K | 2.5% | |
| Fidelity Management Trust Co FID FDM IDX 2055 IPR | — | — | — | $101K | 2.4% | |
| Fidelity Management Trust Co AF AMER MUTUAL R6 | — | — | — | $91K | 2.2% | |
| Fidelity Management Trust Co FID INTL CAP APPR K6 ** 849 * Fidelity Management Trust Co VRTS DP REAL EST R6 ** 539 * Fidelity Management Trust Co FID INFL PR BD IDX ** 411 * Participant Loans Interest Rate Range: 4.25%-8.75% | — | — | — | $74K | 1.7% | |
| Fidelity Management Trust Co FID 500 INDEX | — | — | — | $65K | 1.5% | |
| Fidelity Management Trust Co FID GLB EX US IDX | — | — | — | $52K | 1.2% | |
| Fidelity Management Trust Co FID FDM IDX 2020 IPR | — | — | — | $43K | 1.0% | |
| Fidelity Management Trust Co FID MID CAP IDX | — | — | — | $39K | 0.9% | |
| Fidelity Management Trust Co FID FDM IDX 2060 IPR | — | — | — | $28K | 0.7% | |
| Fidelity Management Trust Co AS SPL MID CP VAL R6 | — | — | — | $8K | 0.2% | |
| Fidelity Management Trust Co FID GOVT MMKT K6 | — | — | — | $7K | 0.2% | |
| Fidelity Management Trust Co COL CONTRAN CORE I3 | — | — | — | $5K | 0.1% | |
| Fidelity Management Trust Co FID US BOND IDX | — | — | — | $3K | <0.1% | |
| Fidelity Management Trust Co MGL EMRG MKTS INST | — | — | — | $2K | <0.1% | |
| Fidelity Management Trust Co JPM GOVT BOND R6 | — | — | — | $2K | <0.1% | |
| Fidelity Management Trust Co AS SPL SM CAP VAL R6 | — | — | — | $2K | <0.1% | |
| Fidelity Management Trust Co FID TOTAL BOND K6 | — | — | — | $2K | <0.1% |
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