Back to filter
Original filing (PDF)20251014142047NAL0003142977003
OIL STOP, LLC
Form 5500
FILING_RECEIVED
OIL STOP 401(K) PLAN
401(k) retirement plan
Signals · 2
~88 bps in Sched C feesNo recordkeeper disclosed
Active participants
234
Accounts w/ balance
138
Plan assets (EOY)
$5.4M
Net assets (EOY)
$5.4M
How this plan invests
This plan
21 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
86
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
80
Knocking points off
- 88 bps in Schedule C fees — 70% above peer band of 52 bps.
- No recordkeeper disclosed on Schedule C.
- 59% balance-to-active ratio — below typical for a healthy 401(k).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for OIL STOP, LLC.
Plan sponsor
Name
OIL STOP, LLC
EIN
83-1508345
Address
5330 OLD REDWOOD HWY. STE. C · PETALUMA, CA · 94954
Phone
(707) 586-1821
Industry
Other Services (ex. Public Admin)see all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-14
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
BAKER TILLY US, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsOther
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EXCHANGE BANK | 68-0301626 | — | NONE | $48K | — |
Investments
21 direct securities· $5.3M(98% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| VANGUARD TARGET RETIREMENT 2045 Registered investment company | — | — | — | $807K | 14.9% | |
| VANGUARD TARGET RETIREMENT 2035 Registered investment company | — | — | — | $696K | 12.9% | |
| FIDELITY 500 INDEX Registered investment company | — | — | — | $464K | 8.6% | |
| AMERICAN FUNDS GROWTH FUND OF AMERICA Registered investment company | — | — | — | $455K | 8.4% | |
| VANGUARD TARGET RETIREMENT INCOME Registered investment company | — | — | — | $406K | 7.5% | |
| VANGUARD TARGET RETIREMENT 2055 Registered investment company | — | — | — | $397K | 7.3% | |
| VANGUARD TOTAL STOCK MARKET INDEX Registered investment company | — | — | — | $332K | 6.1% | |
| VANGUARD TARGET RETIREMENT 2025 Registered investment company | — | — | — | $291K | 5.4% | |
| VANGUARD SMALL CAP INDEX Registered investment company | — | — | — | $266K | 4.9% | |
| maturing through January 2030 | — | — | — | $238K | 4.4% | |
| AMERICAN FUNDS WASHINGTON MUTUAL Registered investment company | — | — | — | $169K | 3.1% | |
| FED PRIME CASH OBLIGATIONS Money market fund | — | — | — | $164K | 3.0% | |
| DFA INTERNATIONAL CORE EQUITY Registered investment company | — | — | — | $151K | 2.8% | |
| VANGUARD REAL ESTATE INDEX Registered investment company | — | — | — | $109K | 2.0% | |
| VANGUARD TOTAL BOND MARKET INDEX Registered investment company | — | — | — | $99K | 1.8% | |
| VANGUARD HIGH YIELD CORPORATE Registered investment company | — | — | — | $87K | 1.6% | |
| AMERICAN FUNDS EUROPACIFIC GROWTH Registered investment company | — | — | — | $85K | 1.6% | |
| VANGUARD TARGET RETIREMENT 2065 Registered investment company | — | — | — | $31K | 0.6% | |
| DFA FIVE-YEAR GLOBAL FIXED INCOME Registered investment company | — | — | — | $18K | 0.3% | |
| DFA EMERGING MARKETS CORE EQUITY Registered investment company | — | — | — | $17K | 0.3% | |
| VANGUARD MID CAP INDEX Registered investment company | — | — | — | $15K | 0.3% |
Related plans
Other plans using EXCHANGE BANK
SANTA ROSA COMMUNITY HEALTH CENTERS
SANTA ROSA COMMUNITY HEALTH CENTERS 403(B) PLAN
$34.2M · 321 participants
DRY CREEK RANCHERIA BAND OF POMO INDIANS
DRY CREEK RANCHERIA 401(K) RETIREMENT PLAN
$20.6M · 269 participants
PAVEMENT ENGINEERING INC.
PAVEMENT ENGINEERING INC. 401(K) SAVINGS & PROFIT SHARING PLAN
$9.9M · 86 participants
Similar-size Other Services (ex. Public Admin) plans
OPEKA AUTO REPAIR COMPANY
OPEKA AUTO REPAIR COMPANY PROFIT SHARING PLAN
$5.3M · 28 participants
GREASE MONKEY INTERNATIONAL LLC
GREASE MONKEY INTERNATIONAL 401(K) PLAN
$5.6M · 1,752 participants
STENGEL BROTHERS, INC.
STENGEL BROTHERS, INC., 401(K) PLAN
$5.2M · 22 participants
DELRAY TIRE & RETREADING, INC.
DELRAY TIRE & RETREADING, INC. 401(K) PS PLAN
$5.2M · 52 participants
PREMIUM VELOCITY AUTO, LLC
PREMIUM VELOCITY AUTO, LLC RETIREMENT PLAN
$5.6M · 1,899 participants
OPEKA AUTO REPAIR COMPANY
OPEKA AUTO REPAIR COMPANY PROFIT SHARING PLAN
$5.7M · 31 participants
Large plans in California
BLACKROCK INSTITUTIONAL TRUST COMPANY, N.A.
EQUITY INDEX FUND
$215.1B
BLACKROCK INSTITUTIONAL TRUST COMPANY, N.A.
EQUITY INDEX FUND E
$190.9B
BLACKROCK INSTITUTIONAL TRUST COMPANY, N.A.
EQUITY INDEX FUND F
$188.1B
BLACKROCK INSTITUTIONAL TRUST COMPANY, N.A.
RUSSELL 1000 INDEX FUND
$187.7B
BLACKROCK INSTITUTIONAL TRUST COMPANY, N.A.
CASH EQUIVALENT FUND II
$125.0B
BLACKROCK INSTITUTIONAL TRUST COMPANY, N.A.
BLACKROCK MSCI ACWI EX-US IMI INDEX FUND E
$88.3B