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Original filing (PDF)20231016120220NAL0075718914001
OPEN MORTGAGE, LLC
Form 5500
FILING_RECEIVED
OPEN MORTGAGE 401(K) PLAN
401(k) retirement plan
Signals · 1
~117 bps in Sched C fees
Active participants
311
Accounts w/ balance
478
Plan assets (EOY)
$5.6M
Net assets (EOY)
$5.6M
How this plan invests
This plan
10 collective trusts
Schedule D
Individual securities
on each trust's filing
This plan doesn't hold securities directly — it invests through trusts. Click a trust below to drill into its securities.
Plan health score (directional)
86
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
75
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- 117 bps in Schedule C fees — 126% above peer band of 52 bps.
Helping the score
- Concentration not scored — Schedule of Assets PDF not yet parsed for this plan.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for OPEN MORTGAGE, LLC.
Plan sponsor
Name
OPEN MORTGAGE, LLC
EIN
83-0345906
Address
5316 W HWY 290, SUITE 220 · AUSTIN, TX · 78735
Phone
(512) 492-3300
Industry
Finance & Insurancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2022
Plan year begin
2022-01-01
Tax period
2022-12-31
Filed
2023-10-16
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2R · Participant-directed brokerage (SDBA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
WEAVER AND TIDWELL, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY O | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $42K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ADVISORY GROUP, LLC | — | GREEDWOOD VILLAGE, CO | INVESTMENT MANAGEMENT | $12K | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ALLIANCE BENEFIT GROUP OF HOUSTON | — | HOUSTON, TX | CONTRACT ADMIN | $11K | — |
Investments
10 pooled funds· $3.3M(60% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
| Investment | Type | Current value | % of plan |
|---|---|---|---|
| MY RETIREMENT PATH MODERATE 2045 R AST WILMINGTON TRUST · EIN 38-4116823 / PN 497 | Common Collective Trust | $878K | 15.8% |
| MY RETIREMENT PATH MODERATE 2035 R AST WILMINGTON TRUST · EIN 38-4116822 / PN 496 | Common Collective Trust | $767K | 13.8% |
| MY RETIREMENT PATH MODERATE 2025 R AST WILMINGTON TRUST · EIN 38-4097347 / PN 495 | Common Collective Trust | $563K | 10.1% |
| MY RETIREMENT PATH MODERATE 2055 R AST WILMINGTON TRUST · EIN 38-4116824 / PN 498 | Common Collective Trust | $378K | 6.8% |
| BLACKROCK U.S. DEBT INDEX 1 AST WILMINGTON TRUST · EIN 20-3802445 / PN 010 | Common Collective Trust | $369K | 6.6% |
| MY RETIREMENT PATH MODERATE RETIREM AST WILMINGTON TRUST · EIN 38-4097346 / PN 494 | Common Collective Trust | $188K | 3.4% |
| MY RETIREMENT PATH AGGR 2035 R AST WILMINGTON TRUST · EIN 38-4097343 / PN 491 | Common Collective Trust | $83K | 1.5% |
| MY RETIREMENT PATH AGGR 2055 R AST WILMINGTON TRUST · EIN 38-4097345 / PN 493 | Common Collective Trust | $73K | 1.3% |
| MY RETIREMENT PATH CONSERV 2025 R AST WILMINGTON TRUST · EIN 38-4116827 / PN 504 | Common Collective Trust | $22K | 0.4% |
| MY RETIREMENT PATH AGGR 2045 R AST WILMINGTON TRUST · EIN 38-4097344 / PN 492 | Common Collective Trust | $13K | 0.2% |
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