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Original filing (PDF)20251015103134NAL0005965072001
ADVANCED TECHNOLOGY RECYCLING
Form 5500
FILING_RECEIVED
ATR 401(K) PLAN
401(k) retirement plan
Signals · 2
~128 bps in Sched C feesNo recordkeeper disclosed
Active participants
144
Accounts w/ balance
125
Plan assets (EOY)
$1.8M
Net assets (EOY)
$1.8M
How this plan invests
This plan
24 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 128 bps in Schedule C fees — 147% above peer band of 52 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for ADVANCED TECHNOLOGY RECYCLING.
Plan sponsor
Name
ADVANCED TECHNOLOGY RECYCLING
EIN
83-0345248
Address
5060 COMMENCE PARK CIRCLE · PENSACOLA, FL · 32505
Phone
(815) 844-7779
Industry
Other Services (ex. Public Admin)see all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
STRIEGEL KNOBLOCH & COMPANY, LLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsAdvisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| WILSHIRE ADVISORS LLC | 95-2755361 | — | INVESTMENT ADVISORY | $0 | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | 42-0127290 | — | CONTRACT ADMINISTRATOR | $24K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| KESTRA INVESTMENT SERVICES LLC | 74-2794194 | — | OTHER SERVICES | $0 | — |
Investments
24 direct securities· $1.8M(99% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| LifeTime 2040 Fund | — | — | — | $214K | 11.7% | |
| LifeTime 2055 Fund | — | — | — | $210K | 11.5% | |
| LifeTime 2030 Fund | — | — | — | $180K | 9.9% | |
| LifeTime 2045 Fund | — | — | — | $174K | 9.5% | |
| Principal Guaranteed Interest Accounts¹ | — | — | — | $150K | 8.2% | |
| LifeTime 2025 Fund | — | — | — | $122K | 6.7% | |
| American Funds Investment Company of America | — | — | — | $122K | 6.6% | |
| LifeTime 2035 Fund | — | — | — | $84K | 4.6% | |
| Small-Cap S&P 600 Index Fund | — | — | — | $82K | 4.5% | |
| Participant Notes Receivable¹ (8.50 - 9.50%) | — | — | — | $72K | 4.0% | |
| American Growth Fund of America | — | — | — | $63K | 3.4% | |
| LifeTime 2065 Fund | — | — | — | $52K | 2.8% | |
| LifeTime 2050 Fund | — | — | — | $49K | 2.7% | |
| Franklin US Government Securities Fund | — | — | — | $43K | 2.3% | |
| American Funds Washington Mutual Investors Fund | — | — | — | $43K | 2.3% | |
| LifeTime 2060 Fund | — | — | — | $42K | 2.3% | |
| American Funds Bond Fund of America | — | — | — | $21K | 1.1% | |
| LifeTime Strategic Income Fund 373 Mid-Cap S&P 400 Index Fund | — | — | — | $19K | 1.0% | |
| AMCAP Fund | — | — | — | $18K | 1.0% | |
| American Mutual Fund | — | — | — | $17K | 0.9% | |
| American Funds New World Fund | — | — | — | $15K | 0.8% | |
| MFS Research International Fund | — | — | — | $11K | 0.6% | |
| Invesco Charter Fund | — | — | — | $8K | 0.5% | |
| LifeTime 2015 Fund 836 LifeTime 2020 Fund | — | — | — | $2K | 0.1% |
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