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Original filing (PDF)20251010163859NAL0004412307001
ENCOREVET GROUP LLC
Form 5500
FILING_RECEIVED
ENCOREVET GROUP 401(K) PLAN
401(k) retirement plan
Active participants
1,912
Accounts w/ balance
2,184
Plan assets (EOY)
$61.5M
Net assets (EOY)
$61.5M
How this plan invests
This plan
40 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
95
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
80
Vendor stack
100
Participation health
100
Knocking points off
- 22 bps in Schedule C fees — modestly above peer band of 16 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for ENCOREVET GROUP LLC.
Plan sponsor
Name
ENCOREVET GROUP LLC
EIN
82-5504044
Address
5 MOUNTAIN LEDGE DR · GANSEVOORT, NY · 12831
Phone
(518) 226-3921
Industry
Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-10
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
UHY, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER LIFE & ANNUITY INS CO OF NY | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $62K | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| TEAL, BECKER & CHIARAMONTE CPAS PC | — | ALBANY, NY | CONTRACT ADMIN, TPA | $15K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ADVISORY GROUP, LLC | — | GREENWOOD VILLAGE, CO | INVESTMENT MGMT | $56K | — |
Investments
40 direct securities· $61.5M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Investments iShares S&P 500 Index Mutual Fund | — | — | — | $7.9M | 12.8% | |
| American Funds 2050 Target Date Mutual Fund | — | — | — | $7.2M | 11.8% | |
| American Funds 2035 Target Date Mutual Fund | — | — | — | $6.2M | 10.2% | |
| American Funds 2055 Target Date Mutual Fund | — | — | — | $5.9M | 9.5% | |
| American Funds 2060 Target Date Mutual Fund | — | — | — | $5.8M | 9.5% | |
| American Funds 2040 Target Date Mutual Fund | — | — | — | $4.0M | 6.5% | |
| American Funds 2030 Target Date Mutual Fund | — | — | — | $3.9M | 6.3% | |
| American Funds 2045 Target Date Mutual Fund | — | — | — | $3.8M | 6.1% | |
| American Funds 2025 Target Date Mutual Fund | — | — | — | $2.3M | 3.8% | |
| iShares MSCI EAFE International Index Mutual Fund | — | — | — | $2.3M | 3.7% | |
| JPMorgan Large Cap Growth R3 Mutual Fund | — | — | — | $1.5M | 2.4% | |
| American Funds New World Fund Mutual Fund | — | — | — | $1.5M | 2.4% | |
| iShares Russell 2000 Small Cap Index Mutual Fund | — | — | — | $1.1M | 1.8% | |
| Key Guaranteed Portfolio Fund Guaranteed Investment Contract + | — | — | — | $961K | 1.6% | |
| Columbia Mid Cap Index Mutual Fund | — | — | — | $757K | 1.2% | |
| American Funds Bond Fund of Amer R4 Mutual Fund | — | — | — | $688K | 1.1% | |
| Carillon Eagle Mid Cap Growth A Mutual Fund | — | — | — | $661K | 1.1% | |
| American Funds New Perspective Mutual Fund | — | — | — | $598K | 1.0% | |
| American Funds EuroPacific Mutual Fund | — | — | — | $531K | 0.9% | |
| Notes Receivable from Participants Interest rates from 4.25% to 9.50% | — | — | — | $459K | 0.7% | |
| American Funds American Balanced Mutual Fund | — | — | — | $358K | 0.6% | |
| Cohen & Steers Global Real Estate Securities I Mutual Fund | — | — | — | $309K | 0.5% | |
| American Century Mid Cap Value Mutual Fund | — | — | — | $295K | 0.5% | |
| BlackRock Strategic Global Bond Inv A Mutual Fund | — | — | — | $293K | 0.5% | |
| Undiscovered Managers Behavioral Val R5 Mutual Fund | — | — | — | $285K | 0.5% | |
| Carillon Eagle Growth & Income A Mutual Fund | — | — | — | $256K | 0.4% | |
| Janus Henderson Triton Mutual Fund | — | — | — | $242K | 0.4% | |
| American Funds 2020 Target Date Mutual Fund | — | — | — | $240K | 0.4% | |
| BlackRock High Yield Bond Inv Mutual Fund | — | — | — | $192K | 0.3% | |
| PIMCO Real Return Mutual Fund | — | — | — | $184K | 0.3% | |
| PIMCO Income A Mutual Fund | — | — | — | $172K | 0.3% | |
| Hartford Schroders Intl Multi-Cp Val Y Mutual Fund | — | — | — | $148K | 0.2% | |
| PIMCO CommoditiesPLUS Strategy A Mutual Fund | — | — | — | $145K | 0.2% | |
| Cohen & Steers Global Realty I Mutual Fund | — | — | — | $141K | 0.2% | |
| First Eagle Global A Mutual Fund | — | — | — | $125K | 0.2% | |
| American Funds 2015 Target Date Mutual Fund | — | — | — | $59K | <0.1% | |
| American Funds US Government Sec R4 Mutual Fund | — | — | — | $55K | <0.1% | |
| MFS Research International Mutual Fund | — | — | — | $49K | <0.1% | |
| American Funds 2010 Target Date Mutual Fund | — | — | — | $11K | <0.1% | |
| Natixis Target Retirement 2060 N Mutual Fund | — | — | — | $5K | <0.1% |