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Original filing (PDF)20250910121336NAL0021115457001
IMPERIAL OPTICAL MIDCO INC.
Form 5500
FILING_RECEIVED
KEPLR VISION 401(K) PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
2,840
Accounts w/ balance
1,654
Plan assets (EOY)
$83.0M
Net assets (EOY)
$83.0M
How this plan invests
This plan
1 pooled trust
Schedule D
29 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
86
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
80
Knocking points off
- 51 bps in Schedule C fees — 217% above peer band of 16 bps.
- No recordkeeper disclosed on Schedule C.
- 58% balance-to-active ratio — below typical for a healthy 401(k).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for IMPERIAL OPTICAL MIDCO INC..
Plan sponsor
Name
IMPERIAL OPTICAL MIDCO INC.
EIN
82-4641344
Address
1705 TULLAMORE AVE STE A · BLOOMINGTON, IL · 61704
Phone
(309) 808-3112
Industry
Retail Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-10
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
STRIEGEL KNOBLOCH & COMPANY, LLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsOther
3| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PENSION CORPORATION OF AMERICA | 31-1360674 | — | NONE | $328K | — |
| PCA INVESTMENT ADVISORY SERVICES | 59-3766965 | — | NONE | $93K | — |
| CHARLES SCHWAB TRUST BANK | 82-3967259 | — | NONE | $0 | — |
Investments
28 direct securities · 1 pooled fund· $81.9M(99% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$80.3M
28 holdings
Common Collective Trust
$1.6M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard 500 Index Fund | — | — | — | $12.8M | 15.5% | |
| Vanguard Target Retirement 2050 Fund | — | — | — | $7.1M | 8.6% | |
| Vanguard Target Retirement 2040 Fund | — | — | — | $6.3M | 7.5% | |
| Vanguard Target Retirement 2035 Fund | — | — | — | $6.0M | 7.3% | |
| Vanguard Target Retirement 2030 Fund | — | — | — | $5.3M | 6.4% | |
| Vanguard Target Retirement 2055 Fund | — | — | — | $5.1M | 6.2% | |
| Vanguard Target Retirement 2045 Fund | — | — | — | $3.9M | 4.7% | |
| JP Morgan Large Cap Growth Fund | — | — | — | $3.8M | 4.6% | |
| Vanguard Mid Cap Index Fund | — | — | — | $2.6M | 3.1% | |
| Pimco Income Fund | — | — | — | $2.4M | 2.9% | |
| Vanguard Target Retirement 2025 Fund | — | — | — | $2.3M | 2.7% | |
| Vanguard Target Retirement 2020 Fund | — | — | — | $2.1M | 2.6% | |
| PGIM Total Return Bond Fund | — | — | — | $2.1M | 2.6% | |
| Vanguard Small Cap Index Fund | — | — | — | $2.1M | 2.5% | |
| Putnam Large Cap Value Fund | — | — | — | $1.9M | 2.2% | |
| Vanguard Target Retirement 2065 Fund | — | — | — | $1.9M | 2.2% | |
| Vanguard Target Retirement 2060 Fund | — | — | — | $1.8M | 2.2% | |
| American Funds Europacific Growth Fund | — | — | — | $1.7M | 2.1% | |
| RELIANCE STABLE VALUE SERIES 25053 RELIANCE TRUST COMPANY · EIN 46-6625485 / PN 001 | Common Collective Trust | — | — | $1.6M | 1.9% | |
| Vanguard Total International Stock Index Fund | — | — | — | $1.5M | 1.8% | |
| Participant notes receivable | — | — | — | $1.2M | 1.4% | |
| MFS Mid Cap Value Fund | — | — | — | $983K | 1.2% | |
| Carillon Eagle Mid Cap Growth Fund | — | — | — | $959K | 1.2% | |
| DFA Real Estate Securities Portfolio Fund | — | — | — | $886K | 1.1% | |
| American Fund of America | — | — | — | $864K | 1.0% | |
| American Funds New World Fund | — | — | — | $809K | 1.0% | |
| DFA Inflation Protection Securities Portfolio Fund | — | — | — | $734K | 0.9% | |
| Vanguard Explorer Fund | — | — | — | $510K | 0.6% | |
| Allspring Special Small Cap Value Fund | — | — | — | $498K | 0.6% |
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