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Original filing (PDF)20251009220233NAL0007531153028
SPOT AI, INC.
Form 5500
FILING_RECEIVED
SPOT AI, INC. 401(K) PLAN
401(k) retirement plan
Signals · 1
46% in single holding
Active participants
99
Accounts w/ balance
139
Plan assets (EOY)
$6.4M
Net assets (EOY)
$6.4M
How this plan invests
This plan
22 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
77
Total plan cost
75
Vendor stack
100
Participation health
100
Knocking points off
- Top holding "Vanguard Total Stock Market Index Fund Admiral Shares" is 46% of plan.
Helping the score
- No Schedule C compensation disclosed — likely a small plan or unbundled.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for SPOT AI, INC..
Plan sponsor
Name
SPOT AI, INC.
EIN
82-4422201
Address
3300 N ASHTON BLVD · 250 · LEHI, UT · 84043
Phone
(650) 487-0987
Industry
Data Processing, Hosting· Information / Tech / Mediasee all
Plan administrator
Name
GUIDELINE RK, LLC
EIN
30-1418950
City
BURLINGAME, CA
Phone
(888) 228-3491
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-09
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
FRANK, RIMERMAN + CO. LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
No Schedule C providers reportedInvestments
22 direct securities· $6.4M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Total Stock Market Index Fund Admiral Shares | — | — | — | $2.9M | 45.9% | |
| Vanguard Developed Markets Index Fund Admiral Shares | — | — | — | $1.0M | 16.1% | |
| Vanguard Total Bond Market Index Fund Admiral Shares | — | — | — | $648K | 10.1% | |
| Vanguard Emerging Markets Stock Index Fund Admiral Shares | — | — | — | $532K | 8.3% | |
| Vanguard Real Estate Index Fund Admiral Shares | — | — | — | $260K | 4.1% | |
| Vanguard 500 Index Fund Admiral Shares | — | — | — | $253K | 4.0% | |
| Vanguard Total International Bond Index Fund Admiral Shares | — | — | — | $205K | 3.2% | |
| Vanguard Growth Index Fund Admiral Shares | — | — | — | $162K | 2.5% | |
| Vanguard Information Technology Index Fund Admiral Shares | — | — | — | $133K | 2.1% | |
| Participant loans receivable - 4 loans outstanding with interest rates at 9.50% - | — | — | — | $43K | 0.7% | |
| Vanguard Federal Money Market Fund | — | — | — | $35K | 0.5% | |
| Vanguard Short-Term Inflation-Protected Securities Index Fund | — | — | — | $33K | 0.5% | |
| Vanguard Total International Stock Index Fund Admiral Shares | — | — | — | $25K | 0.4% | |
| Vanguard Mid-Cap Index Fund Admiral Shares | — | — | — | $16K | 0.3% | |
| Vanguard FTSE Social Index Fund Admiral Shares | — | — | — | $15K | 0.2% | |
| Non-interest bearing cash | — | — | $15K | $15K | 0.2% | |
| Vanguard Dividend Appreciation Index Fund Admiral Shares | — | — | — | $14K | 0.2% | |
| Vanguard Short-Term Bond Index Fund Admiral Shares | — | — | — | $13K | 0.2% | |
| Vanguard Small-Cap Index Fund Admiral Shares | — | — | — | $13K | 0.2% | |
| Vanguard Small-Cap Value Index Fund Admiral Shares | — | — | — | $5K | <0.1% | |
| Vanguard Value Index Fund Admiral Shares | — | — | — | $5K | <0.1% | |
| Vanguard European Stock Index Fund Admiral Shares | — | — | — | $2K | <0.1% |
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