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Original filing (PDF)20251002081126NAL0000170385001
SMH OPERATIONS, LLC
Form 5500
FILING_RECEIVED
SMH OPERATIONS, LLC 401(K) PROFIT SHARING PLAN
401(k) retirement plan
Signals · 1
~184 bps in Sched C fees
Active participants
275
Accounts w/ balance
296
Plan assets (EOY)
$1.2M
Net assets (EOY)
$1.2M
How this plan invests
This plan
8 pooled trusts
Schedule D
23 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- 184 bps in Schedule C fees — 254% above peer band of 52 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for SMH OPERATIONS, LLC.
Plan sponsor
Name
SMH OPERATIONS, LLC
EIN
82-4217476
Address
266 HARRISTOWN ROAD · GLEN ROCK, NJ · 07452
Phone
(201) 345-8851
Industry
Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-02
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
CLIFTONLARSONALLEN, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INS CO OF AMERICA | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $13K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| WELLS FARGO ADVISORS FIN NETWORK LL | — | ST LOUIS, MO | INVESTMENT ADVISOR | $5K | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| INTAC ACTUARIAL SERVICES INC | — | WOODCLIFF LAKE, NJ | CONTRACT ADMIN | $4K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| LEAFHOUSE FINANCIAL ADVISORS, LLC | — | AUSTIN, TX | OTHER | $536 | — |
Investments
16 direct securities · 8 pooled funds· $1.2M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$928K
16 holdings
Common Collective Trust
$258K
8 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| GREAT GRAY BLENDED RESRCH CORE EQTY GREAT GRAY · EIN 99-3500679 / PN 001 | Common Collective Trust | — | — | $205K | 17.3% | |
| Blackrock Lifepath Index 2060 K | — | — | — | $164K | 13.8% | |
| Blackrock Lifepath Index 2045 K | — | — | — | $146K | 12.3% | |
| Fidelity Investments Fidelity US Bond Index | — | — | — | $100K | 8.4% | |
| Fidelity Investments Fidelity 500 Index | — | — | — | $100K | 8.4% | |
| Blackrock Lifepath Index 2055 K | — | — | — | $95K | 8.0% | |
| Blackrock Lifepath Index 2050 K | — | — | — | $84K | 7.1% | |
| Blackrock Lifepath Index 2065 K | — | — | — | $64K | 5.4% | |
| Blackrock Lifepath Index 2040 K | — | — | — | $58K | 4.9% | |
| Fidelity Investments Fidelity Mid Cap Index | — | — | — | $42K | 3.5% | |
| ALTA FEDERATED MDT SMALL CAP CORE ALTA TRUST · EIN 99-2666297 / PN 001 | Common Collective Trust | — | — | $32K | 2.7% | |
| Blackrock Lifepath Index 2035 K | — | — | — | $26K | 2.2% | |
| Fidelity Investments Fidelity International Index | — | — | — | $18K | 1.5% | |
| 10.5%, Maturing Through December 2028 - | — | — | — | $14K | 1.2% | |
| RETIREGUIDE GROWTH ALTA TRUST · EIN 84-4095754 / PN 000 | Common Collective Trust | — | — | $10K | 0.8% | |
| Blackrock Lifepath Index 2030 K | — | — | — | $7K | 0.6% | |
| LARGE CAP VALUE FUND CLASS R1 GREAT GRAY · EIN 38-4065329 / PN 426 | Common Collective Trust | — | — | $6K | 0.5% | |
| Empower Annuity Insurance Company of America EI Fixed Account - Series Class I | — | — | — | $4K | 0.4% | |
| Blackrock Lifepath Index Retirement K | — | — | — | $3K | 0.2% | |
| Mirova Global Sustainable Equity N | — | — | — | $3K | 0.2% | |
| RETIREGUIDE GROWTH & INCOME ALTA TRUST · EIN 84-4095989 / PN 000 | Common Collective Trust | — | — | $1K | 0.1% | |
| RETIREGUIDE MOD GROWTH & INC ALTA TRUST · EIN 84-4096260 / PN 000 | Common Collective Trust | — | — | $1K | 0.1% | |
| RETIREGUIDE MODERATE GROWTH ALTA TRUST · EIN 84-4096529 / PN 000 | Common Collective Trust | — | — | $1K | <0.1% | |
| MID CAP VALUE FEE CLASS R1 GREAT GRAY · EIN 38-4139852 / PN 630 | Common Collective Trust | — | — | $22 | <0.1% |
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