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Original filing (PDF)20250626080704NAL0004892691001
EMS LINQ INC
Form 5500
FILING_RECEIVED
EMS LINQ INC 401(K) PROFIT SHARING PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
333
Accounts w/ balance
390
Plan assets (EOY)
$19.4M
Net assets (EOY)
$19.4M
How this plan invests
This plan
1 pooled trust
Schedule D
30 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
98
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
80
Participation health
100
Knocking points off
- No recordkeeper disclosed on Schedule C.
Helping the score
- Below-peer total fees (3 bps vs 29 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for EMS LINQ INC.
Plan sponsor
Name
EMS LINQ INC
EIN
82-4127789
Address
2528 INDEPENDENCE BLVD · STE 200 · WILMINGTON, NC · 28412
Phone
(800) 541-8999
Industry
Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-06-26
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
2J · 401(k) feature
2F · ERISA section 404(c)
2G · Total participant-directed accounts
3D · Pre-approved plan (master / prototype / VS)
2T · Default investment account (QDIA)
2K · 401(m) arrangement
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
KIMBERLIN COMPANY, PLLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsOther
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| AMERICAN UNITED LIFE INSURANCE CO | 35-0145825 | — | NONE | $6K | — |
| RAYMOND JAMES | 56-1281193 | — | NONE | $0 | — |
Investments
29 direct securities · 1 pooled fund· $36.0M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Their holdings are itemized on each fund’s own Form 5500.
Pooled Separate Account
$18.0M
1 holding
Uncategorized
$17.7M
28 holdings
Pooled Separate Accounts
$240K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| SEPARATE ACCOUNT II AMERICAN UNITED LIFE INSURANCE CO · EIN 35-0145825 / PN 000 | Pooled Separate Account | — | — | $18.0M | 92.7% | |
| 15 American United Life Insurance Company RetirementTrack Moderate 2035 Fund | — | — | — | $3.1M | 16.1% | |
| 16 American United Life Insurance Company RetirementTrack Moderate 2045 Fund | — | — | — | $1.9M | 10.0% | |
| 21 American United Life Insurance Company Vanguard Growth Index Fund | — | — | — | $1.9M | 9.6% | |
| 19 American United Life Insurance Company RetirementTrack Moderate Retirement Fund | — | — | — | $1.5M | 7.6% | |
| 17 American United Life Insurance Company RetirementTrack Moderate 2055 Fund | — | — | — | $1.4M | 7.0% | |
| 5 American United Life Insurance Company iShares MCSI EAFE International Index | — | — | — | $1.2M | 6.0% | |
| 29 * American United Life Insurance Company AUL Stable Value Account | — | — | — | $956K | 4.9% | |
| 27 American United Life Insurance Company Vanguard Total Stock Market Index Fund | — | — | — | $843K | 4.3% | |
| 18 American United Life Insurance Company RetirementTrack Moderate 2065 Fund | — | — | — | $720K | 3.7% | |
| 28 American United Life Insurance Company Vanguard Value Index Fund | — | — | — | $673K | 3.5% | |
| 4 American United Life Insurance Company Fidelity US Bond Index Fund | — | — | — | $607K | 3.1% | |
| 20 American United Life Insurance Company Vanguard Balanced Index Fund | — | — | — | $487K | 2.5% | |
| 24 American United Life Insurance Company Vanguard Small Cap Growth Index Fund | — | — | — | $399K | 2.1% | |
| Notes Receivable from Participants Maturing at various times through 2032 -0- | — | — | — | $335K | 1.7% | |
| 26 American United Life Insurance Company Vanguard Small Cap Value Index Fund | — | — | — | $302K | 1.6% | |
| 2 American United Life Insurance Company Fidelity Advisor Mid Cap Growth Index Fund | — | — | — | $253K | 1.3% | |
| 22 American United Life Insurance Company Vanguard Mid Cap Growth Index Fund | — | — | — | $247K | 1.3% | |
| s 1 American United Life Insurance Company DFA Global Equity Fund | Pooled Separate Accounts | — | — | $240K | 1.2% | |
| 23 American United Life Insurance Company Vanguard Retirement Index Fund | — | — | — | $231K | 1.2% | |
| 6 American United Life Insurance Company iShares Russell Mid Cap Index Fund | — | — | — | $192K | 1.0% | |
| 25 American United Life Insurance Company Vanguard Small Cap Index Fund | — | — | — | $155K | 0.8% | |
| 3 American United Life Insurance Company Fidelity Small Cap Index Fund | — | — | — | $106K | 0.5% | |
| 8 American United Life Insurance Company PGIM High Yield Bond Fund | — | — | — | $96K | 0.5% | |
| 12 American United Life Insurance Company RetirementTrack Conservative 2045 Fund | — | — | — | $66K | 0.3% | |
| 10 American United Life Insurance Company RetirementTrack Aggressive 2055 Fund | — | — | — | $59K | 0.3% | |
| 9 American United Life Insurance Company RetirementTrack Aggressive 2035 Fund | — | — | — | $12K | <0.1% | |
| 14 American United Life Insurance Company RetirementTrack Conservative Retirement Fund | — | — | — | $6K | <0.1% | |
| 11 American United Life Insurance Company RetirementTrack Aggressive Retirement Fund | — | — | — | $5K | <0.1% | |
| 13 American United Life Insurance Company RetirementTrack Conservative 2065 Fund | — | — | — | $3K | <0.1% |