How big is Spencer Construction, LLC's plan?

Spencer Construction, LLC's plan reported $2.0M in assets and 242 participants for 2023.

Original filing (PDF)20251014180653NAL0001749811001

Spencer Construction, LLC

Name: Spencer Construction, LLC — The Contractors, Form 5500 (2023)
Creator: Spencer Construction, LLC
License: https://www.usa.gov/government-works

Form 5500

FILING_RECEIVED

The Contractors Retirement Plan

Defined-contribution retirement plan · Spencer Construction, LLC's The Contractors Retirement Plan held $2.0M in plan assets for 242 participants in 2023.

Signals · 4

Late filing · 10.9 moPossibly inadequate fidelity bond100% in single holdingNo recordkeeper disclosed

Active participants

242

Accounts w/ balance

242

Plan assets (EOY)

$2.0M

Net assets (EOY)

$2.0M

People on this filing

Lindsey Spencer signed Spencer Construction, LLC's 2023 Form 5500 as plan administrator.

Lindsey Spencer — Plan Administrator — Form 5500 signer

Get verified email & phone for these signers

Signer names are public record from the Form 5500 e-signature.

Plan identifiers

Spencer Construction, LLC's EIN is 82-4089972.

EIN 82-4089972

Plan number 002

Plan year 2023

ACK ID 20251014180653NAL0001749811001

Official Form 5500 document

Download the official 2023 Form 5500 (PDF) for Spencer Construction, LLC from the U.S. Department of Labor's EFAST2 system.

Download the official 2023 Form 5500 (PDF)

Plan features

Spencer Construction, LLC's plan includes profit-sharing, ERISA 404(c) participant direction, a default investment (QDIA).

Decision-maker contacts

One unlock reveals every key decision-maker — plan signer, CFO, HR & Benefits — with verified email + LinkedIn for SPENCER CONSTRUCTION, LLC.

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How this plan invests

This plan

1 collective trust

Schedule D

Individual securities

on each trust's filing

This plan doesn't hold securities directly — it invests through trusts. Click a trust below to drill into its securities.

Plan health score

Above-average plan

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

Total plan cost

100

Plan health

Vendor & structure

100

Knocking points off

Filed 10.9 months past the 10.5-month grace window.
Fidelity bond appears below the 10%-of-assets requirement.

Helping the score

Below-peer total plan cost (100th percentile).

Plan sponsor

Name

SPENCER CONSTRUCTION, LLC

EIN

all filings

Address

7225 N MONA LISA, SUITE 202 · TUCSON, AZ · 85741

Phone

(520) 219-0498

Industry

Construction

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

002

Plan year

2023

Plan year begin

2023-01-01

Tax period

2023-12-31

Filed

2025-10-14

Pension benefit codes

2A · Age/service weighted or new comparability

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

3H · Sponsor in controlled / affiliated group

Audit & trust (Schedule H)

Service providers (Schedule C)

No Schedule C providers reported

Investments

1 pooled fund· $1.9M(94% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.