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Original filing (PDF)20250415142851NAL0003367745001
CHARTER ONE, LLC
Form 5500
FILING_RECEIVED
CHARTER ONE 401(K) PLAN
401(k) retirement plan
Active participants
3,141
Accounts w/ balance
3,358
Plan assets (EOY)
$23.2M
Net assets (EOY)
$23.2M
How this plan invests
This plan
54 collective trusts
Schedule D
Individual securities
on each trust's filing
This plan doesn't hold securities directly — it invests through trusts. Click a trust below to drill into its securities.
Plan health score (directional)
95
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
75
Total plan cost
100
Vendor stack
100
Participation health
100
Helping the score
- Concentration not scored — Schedule of Assets PDF not yet parsed for this plan.
- Below-peer total fees (10 bps vs 29 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for CHARTER ONE, LLC.
Plan sponsor
Name
CHARTER ONE, LLC
EIN
82-3735558
Address
6913 E. REMBRANDT AVE · MESA, AZ · 85212
Phone
(480) 420-2101
Industry
Educational Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2023
Plan year begin
2023-07-01
Tax period
2024-06-30
Filed
2025-04-15
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
METZ CPA, PLLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| JOHN HANCOCK LIFE INS CO | 01-0233346 | — | RECORDKEEPER | $24K | — |
Investments
54 pooled funds· $16.5M(71% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Their holdings are itemized on each fund’s own Form 5500.
| Investment | Type | Current value | % of plan |
|---|---|---|---|
| AMERICAN FUNDS 2050 TD JOHN HANCOCK LIFE INSURANCE CO · EIN 01-0233346 / PN 000 | Pooled Separate Account | $2.5M | 10.8% |
| AMERICAN FUNDS 2045 TD JOHN HANCOCK LIFE INSURANCE CO · EIN 01-0233346 / PN 000 | Pooled Separate Account | $2.5M | 10.7% |
| AMERICAN FUNDS 2040 TD JOHN HANCOCK LIFE INSURANCE CO · EIN 01-0233346 / PN 000 | Pooled Separate Account | $2.4M | 10.5% |
| AMERICAN FUNDS 2035 TD JOHN HANCOCK LIFE INSURANCE CO · EIN 01-0233346 / PN 000 | Pooled Separate Account | $1.9M | 8.2% |
| AMERICAN FUNDS 2060 TD JOHN HANCOCK LIFE INSURANCE CO · EIN 01-0233346 / PN 000 | Pooled Separate Account | $1.6M | 6.7% |
| AMERICAN FUNDS 2055 TD JOHN HANCOCK LIFE INSURANCE CO · EIN 01-0233346 / PN 000 | Pooled Separate Account | $1.5M | 6.6% |
| AMERICAN FUNDS 2030 TD JOHN HANCOCK LIFE INSURANCE CO · EIN 01-0233346 / PN 000 | Pooled Separate Account | $800K | 3.4% |
| AMERICAN FUNDS 2025 TD JOHN HANCOCK LIFE INSURANCE CO · EIN 01-0233346 / PN 000 | Pooled Separate Account | $531K | 2.3% |
| AMERICAN FUNDS 2065 TD JOHN HANCOCK LIFE INSURANCE CO · EIN 01-0233346 / PN 000 | Pooled Separate Account | $470K | 2.0% |
| VANGUARD GROWTH INDEX FUND JOHN HANCOCK LIFE INSURANCE CO · EIN 01-0233346 / PN 000 | Pooled Separate Account | $327K | 1.4% |
| AMERICAN FUNDS 2010 TD JOHN HANCOCK LIFE INSURANCE CO · EIN 01-0233346 / PN 000 | Pooled Separate Account | $269K | 1.2% |
| AMERICAN FUNDS 2020 TD JOHN HANCOCK LIFE INSURANCE CO · EIN 01-0233346 / PN 000 | Pooled Separate Account | $267K | 1.2% |
| MONEY MARKET FUND JOHN HANCOCK LIFE INSURANCE CO · EIN 01-0233346 / PN 000 | Pooled Separate Account | $163K | 0.7% |
| FIDELITY CONTRAFUND JOHN HANCOCK LIFE INSURANCE CO · EIN 01-0233346 / PN 000 | Pooled Separate Account | $151K | 0.6% |
| JPMORGAN US EQUITY FUND JOHN HANCOCK LIFE INSURANCE CO · EIN 01-0233346 / PN 000 | Pooled Separate Account | $149K | 0.6% |
| SCIENCE & TECHNOLOGY FUND JOHN HANCOCK LIFE INSURANCE CO · EIN 01-0233346 / PN 000 | Pooled Separate Account | $126K | 0.5% |
| VANGUARD SMALL CAP GROWTH INDEX JOHN HANCOCK LIFE INSURANCE CO · EIN 01-0233346 / PN 000 | Pooled Separate Account | $85K | 0.4% |
| T ROWE PRICE SML CAP VAL JOHN HANCOCK LIFE INSURANCE CO · EIN 01-0233346 / PN 000 | Pooled Separate Account | $83K | 0.4% |
| AF AMERICAN BALANCED FUND JOHN HANCOCK LIFE INSURANCE CO · EIN 01-0233346 / PN 000 | Pooled Separate Account | $81K | 0.4% |
| ISHARES GOLD TRUST ETF JOHN HANCOCK LIFE INSURANCE CO · EIN 01-0233346 / PN 000 | Pooled Separate Account | $72K | 0.3% |
| STRATEGIC INCOME OPP FUND JOHN HANCOCK LIFE INSURANCE CO · EIN 01-0233346 / PN 000 | Pooled Separate Account | $58K | 0.2% |
| JANUS HENDERSON GBL LIFE SCI JOHN HANCOCK LIFE INSURANCE CO · EIN 01-0233346 / PN 000 | Pooled Separate Account | $44K | 0.2% |
| DFA INFLATION-PROTECTED SEC JOHN HANCOCK LIFE INSURANCE CO · EIN 01-0233346 / PN 000 | Pooled Separate Account | $43K | 0.2% |
| VANGUARD MID-CAP VALUE ETF JOHN HANCOCK LIFE INSURANCE CO · EIN 01-0233346 / PN 000 | Pooled Separate Account | $43K | 0.2% |
| VANGUARD TOT WLD STK INDEX ETF JOHN HANCOCK LIFE INSURANCE CO · EIN 01-0233346 / PN 000 | Pooled Separate Account | $34K | 0.1% |
| JOHN HANCOCK INTL GROWTH JOHN HANCOCK LIFE INSURANCE CO · EIN 01-0233346 / PN 000 | Pooled Separate Account | $28K | 0.1% |
| FINANCIAL INDUSTRIES FUND JOHN HANCOCK LIFE INSURANCE CO · EIN 01-0233346 / PN 000 | Pooled Separate Account | $27K | 0.1% |
| REAL EST SECURITES FUND JOHN HANCOCK LIFE INSURANCE CO · EIN 01-0233346 / PN 000 | Pooled Separate Account | $27K | 0.1% |
| AF THE INCOME FUND OF AMERICA JOHN HANCOCK LIFE INSURANCE CO · EIN 01-0233346 / PN 000 | Pooled Separate Account | $26K | 0.1% |
| WASHINGTON MUTUAL INVESTORS JOHN HANCOCK LIFE INSURANCE CO · EIN 01-0233346 / PN 000 | Pooled Separate Account | $22K | <0.1% |
| AMERICAN FUNDS 2015 TD JOHN HANCOCK LIFE INSURANCE CO · EIN 01-0233346 / PN 000 | Pooled Separate Account | $20K | <0.1% |
| VANGUARD SHORT-TERM FEDERAL JOHN HANCOCK LIFE INSURANCE CO · EIN 01-0233346 / PN 000 | Pooled Separate Account | $20K | <0.1% |
| BLACKROCK GLOBAL ALLOCATION JOHN HANCOCK LIFE INSURANCE CO · EIN 01-0233346 / PN 000 | Pooled Separate Account | $18K | <0.1% |
| 500 INDEX FUND JOHN HANCOCK LIFE INSURANCE CO · EIN 01-0233346 / PN 000 | Pooled Separate Account | $17K | <0.1% |
| UNDISCOVERED MGR BEHAVIORAL JOHN HANCOCK LIFE INSURANCE CO · EIN 01-0233346 / PN 000 | Pooled Separate Account | $17K | <0.1% |
| LORD ABBETT VALUE OPPS FUND JOHN HANCOCK LIFE INSURANCE CO · EIN 01-0233346 / PN 000 | Pooled Separate Account | $16K | <0.1% |
| VANGUARD SMALL CAP VALUE INDEX JOHN HANCOCK LIFE INSURANCE CO · EIN 01-0233346 / PN 000 | Pooled Separate Account | $15K | <0.1% |
| VANGUARD ENERGY FUND JOHN HANCOCK LIFE INSURANCE CO · EIN 01-0233346 / PN 000 | Pooled Separate Account | $14K | <0.1% |
| FIDELITY ADVISOR TOTAL BOND JOHN HANCOCK LIFE INSURANCE CO · EIN 01-0233346 / PN 000 | Pooled Separate Account | $14K | <0.1% |
| AMERICAN FUNDS NEW PERSPECTIVE JOHN HANCOCK LIFE INSURANCE CO · EIN 01-0233346 / PN 000 | Pooled Separate Account | $12K | <0.1% |
| AMERICAN CENTURY HERITAGE JOHN HANCOCK LIFE INSURANCE CO · EIN 01-0233346 / PN 000 | Pooled Separate Account | $11K | <0.1% |
| INVESCO SMALL CAP GROWTH JOHN HANCOCK LIFE INSURANCE CO · EIN 01-0233346 / PN 000 | Pooled Separate Account | $10K | <0.1% |
| CAPITAL WORLD GROWTH & INCOME JOHN HANCOCK LIFE INSURANCE CO · EIN 01-0233346 / PN 000 | Pooled Separate Account | $7K | <0.1% |
| INVESTMENT COMPANY OF AMERICA JOHN HANCOCK LIFE INSURANCE CO · EIN 01-0233346 / PN 000 | Pooled Separate Account | $5K | <0.1% |
| MFS UTILITES FUND JOHN HANCOCK LIFE INSURANCE CO · EIN 01-0233346 / PN 000 | Pooled Separate Account | $4K | <0.1% |
| PARNASSUS CORE EQUITY FUND JOHN HANCOCK LIFE INSURANCE CO · EIN 01-0233346 / PN 000 | Pooled Separate Account | $3K | <0.1% |
| DFA EMERGING MARKETS VALUE JOHN HANCOCK LIFE INSURANCE CO · EIN 01-0233346 / PN 000 | Pooled Separate Account | $3K | <0.1% |
| AMERICAN FUNDS BOND FUND OF AM JOHN HANCOCK LIFE INSURANCE CO · EIN 01-0233346 / PN 000 | Pooled Separate Account | $868 | <0.1% |
| VANGUARD ST INVESTMENT-GRADE JOHN HANCOCK LIFE INSURANCE CO · EIN 01-0233346 / PN 000 | Pooled Separate Account | $866 | <0.1% |
| DFA GLOBAL EQUITY FUND JOHN HANCOCK LIFE INSURANCE CO · EIN 01-0233346 / PN 000 | Pooled Separate Account | $709 | <0.1% |
| BLUE CHIP GROWTH FUND JOHN HANCOCK LIFE INSURANCE CO · EIN 01-0233346 / PN 000 | Pooled Separate Account | $159 | <0.1% |
| VANGUARD INTERNATIONAL GROWTH JOHN HANCOCK LIFE INSURANCE CO · EIN 01-0233346 / PN 000 | Pooled Separate Account | $92 | <0.1% |
| VANGUARD MID-CAP VALUE ETF JOHN HANCOCK LIFE INSURANCE CO · EIN 01-0233346 / PN 000 | Pooled Separate Account | $56 | <0.1% |
| FIDELITY MID CAP INDEX FUND JOHN HANCOCK LIFE INSURANCE CO · EIN 01-0233346 / PN 000 | Pooled Separate Account | $55 | <0.1% |
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