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Original filing (PDF)20251015184009NAL0002879203001
WCP DEVELOPERS, LLC
Form 5500
FILING_RECEIVED
WATHEN CASTANOS HOMES 401(K) PLAN
401(k) retirement plan
Signals · 2
~85 bps in Sched C fees6 service providers
Active participants
17
Accounts w/ balance
7
Plan assets (EOY)
$6.1M
Net assets (EOY)
$6.1M
How this plan invests
This plan
16 collective trusts
Schedule D
Individual securities
on each trust's filing
This plan doesn't hold securities directly — it invests through trusts. Click a trust below to drill into its securities.
Plan health score (directional)
81
/ 100
Grade B
Above-average plan
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
75
Total plan cost
65
Vendor stack
100
Participation health
65
Knocking points off
- 85 bps in Schedule C fees — 63% above peer band of 52 bps.
- Only 41% as many balances as active participants — suggests many active employees aren't deferring.
Helping the score
- Concentration not scored — Schedule of Assets PDF not yet parsed for this plan.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for WCP DEVELOPERS, LLC.
Plan sponsor
Name
WCP DEVELOPERS, LLC
EIN
82-3373291
Address
2505 ALLUVIAL AVE · CLOVIS, CA · 93611
Phone
(559) 432-8181
Industry
Constructionsee all
Plan administrator
Name
PENTEGRA SERVICES, INC.
EIN
13-3745616
City
WHITE PLAINS, NY
Phone
(844) 367-2848
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
PLANCHEC(K) CPA'S LLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
6 rowsRecordkeeper
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| NATIONWIDE | — | COLUMBUS, OH | RECORDKEEPER | $9K | — |
| NATIONWIDE LIFE INSURANCE COMPANY | 31-4156830 | — | RECORDKEEPER | $614 | — |
Advisor / Consultant
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ROUSH INVESTMENT LLC | 27-2442764 | — | ADVISOR | $31K | — |
| IRON FIDUCIARY | 99-9552241 | — | INVESTMENT ADVISOR | $3K | — |
TPA / Administrator
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| APS-PENTEGRA | 13-3892096 | CHARLOTTE, NC | TPA | $9K | — |
| PENTEGRA INSURANCE ANGENCY | 13-3892096 | CHARLOTTE, NC | TPA | $0 | — |
Investments
16 pooled funds· $22K(0% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
| Investment | Type | Current value | % of plan |
|---|---|---|---|
| FLXFOCS CNSRV 2065 R1 GREAT GRAY · EIN 38-7275336 / PN 001 | Pooled Separate Account | $13K | 0.2% |
| FLXFOCS MOD 2065 R1 GREAT GRAY · EIN 38-7275335 / PN 001 | Pooled Separate Account | $9K | 0.1% |
| JH MULTIMANAGER 2055 LIFETIME JOHN HANCOCK USA · EIN 01-0233346 / PN 000 | Pooled Separate Account | $0 | <0.1% |
| FLXFOCS AGGR 2025 R1 GREAT GRAY · EIN 38-4126271 / PN 575 | Pooled Separate Account | $0 | <0.1% |
| FLXFOCS AGGR 2035 R1 GREAT GRAY · EIN 38-4126272 / PN 576 | Pooled Separate Account | $0 | <0.1% |
| FLXFOCS AGGR 2045 R1 GREAT GRAY · EIN 38-4126273 / PN 577 | Pooled Separate Account | $0 | <0.1% |
| FLXFOCS AGGR 2055 R1 GREAT GRAY · EIN 38-4126274 / PN 578 | Pooled Separate Account | $0 | <0.1% |
| FLXFOCS CNSRV 2025 R1 GREAT GRAY · EIN 38-4126281 / PN 585 | Pooled Separate Account | $0 | <0.1% |
| FLXFOCS CNSRV 2035 R1 GREAT GRAY · EIN 38-4126282 / PN 586 | Pooled Separate Account | $0 | <0.1% |
| FLXFOCS CNSRV 2045 R1 GREAT GRAY · EIN 38-4126283 / PN 587 | Pooled Separate Account | $0 | <0.1% |
| FLXFOCS CNSRV 2055 R1 GREAT GRAY · EIN 38-4126284 / PN 588 | Pooled Separate Account | $0 | <0.1% |
| FLXFOCS CNSRV RTRMT R1 GREAT GRAY · EIN 38-4126280 / PN 584 | Pooled Separate Account | $0 | <0.1% |
| FLXFOCS MOD 2025 R1 GREAT GRAY · EIN 38-4126276 / PN 580 | Pooled Separate Account | $0 | <0.1% |
| FLXFOCS MOD 2035 R1 GREAT GRAY · EIN 38-4126277 / PN 581 | Pooled Separate Account | $0 | <0.1% |
| FLXFOCS MOD 2045 R1 GREAT GRAY · EIN 38-4126278 / PN 582 | Pooled Separate Account | $0 | <0.1% |
| FLXFOCS MOD 2055 R1 GREAT GRAY · EIN 38-4126279 / PN 583 | Pooled Separate Account | $0 | <0.1% |