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Original filing (PDF)20250909220249NAL0012824371019

CENSYS

Form 5500
FILING_RECEIVED
CENSYS 401(K) PLAN
401(k) retirement plan
Signals · 1
44% in single holding
Active participants
149
Accounts w/ balance
194
Plan assets (EOY)
$8.2M
Net assets (EOY)
$8.2M
How this plan invests
This plan
27 securities
funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)
96
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
78
Total plan cost
100
Vendor stack
100
Participation health
100
Knocking points off
  • Top holding "Vanguard Total Stock Market Index Fund Admiral Shares" is 44% of plan.
Helping the score
  • Below-peer total fees (8 bps vs 52 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for CENSYS.
Plan sponsor
Name
CENSYS
EIN
82-2825850
Address
116 SOUTH MAIN STREET · ANN ARBOR, MI · 48104
Phone
(734) 788-4215
Industry
Professional & Technical Servicessee all
Plan administrator
Name
GUIDELINE RK, LLC
EIN
30-1418950
City
BURLINGAME, CA
Phone
(888) 228-3491
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-09
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
FRANK, RIMERMAN + CO. LLP
Trustee / custodian
Trustee phone

Service providers (Schedule C)

2 rows
Custodian
1
NameEINLocationRelationDirect compIndirect comp
BENEFIT TRUST COMPANY43-1971558CUSTODIAN$0
Recordkeeper
1
NameEINLocationRelationDirect compIndirect comp
GUIDELINE, INC.47-4474775RECORDKEEPER$7K

Investments

26 direct securities· $8.2M(100% of reported assets)
PIInvestmentTypeShares / unitsCostCurrent value% of plan
Vanguard Total Stock Market Index Fund Admiral Shares$3.6M44.4%
Vanguard Developed Markets Index Fund Admiral Shares$1.4M16.8%
Vanguard Total Bond Market Index Fund Admiral Shares$1.1M13.5%
Vanguard Emerging Markets Stock Index Fund Admiral Shares$742K9.0%
Vanguard Real Estate Index Fund Admiral Shares$391K4.8%
Vanguard Total International Bond Index Fund Admiral Shares$345K4.2%
Vanguard Growth Index Fund Admiral Shares$118K1.4%
Vanguard Mid-Cap Index Fund Admiral Shares$72K0.9%
Vanguard Information Technology Index Fund Admiral Shares$66K0.8%
Vanguard Small-Cap Index Fund Admiral Shares$66K0.8%
Vanguard FTSE All-World ex-US Index Fund Admiral Shares$53K0.6%
Participant loans receivable - 4 loans outstanding with interest rates ranging from 9.25% to 9.50% -$44K0.5%
Vanguard Total International Stock Index Fund Admiral Shares$39K0.5%
Vanguard 500 Index Fund Admiral Shares$37K0.4%
Vanguard High Dividend Yield Index Fund Admiral Shares$20K0.2%
Vanguard FTSE Social Index Fund Admiral Shares$19K0.2%
Vanguard Short-Term Inflation-Protected Securities Index Fund Admiral Sh$15K0.2%
Vanguard Value Index Fund Admiral Shares$14K0.2%
Vanguard Extended Market Index Fund Admiral Shares$13K0.2%
Vanguard Dividend Appreciation Index Fund Admiral Shares$8K0.1%
Vanguard Small-Cap Growth Index Fund Admiral Shares$4K<0.1%
Vanguard Mid-Cap Value Index Fund Admiral Shares$4K<0.1%
Vanguard Large-Cap Index Fund Admiral Shares ** 947 * Non-interest bearing cash$4K$4K<0.1%
Vanguard Federal Money Market Fund$3K<0.1%
Vanguard Intermediate-Term Bond Index Fund Admiral Shares$2K<0.1%
Vanguard Utilities Index Fund Admiral Shares$1K<0.1%

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