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Original filing (PDF)20251014143832NAL0001517811001
DESCRIPT, INC.
Form 5500
FILING_RECEIVED
DESCRIPT, INC. 401(K) PLAN
401(k) retirement plan
Signals · 1
43% in single holding
Active participants
147
Accounts w/ balance
187
Plan assets (EOY)
$10.7M
Net assets (EOY)
$10.7M
How this plan invests
This plan
21 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
79
Total plan cost
80
Vendor stack
100
Participation health
100
Knocking points off
- Top holding "Vanguard Vanguard Total Stock Mkt Idx Admiral" is 43% of plan.
- 39 bps in Schedule C fees — modestly above peer band of 29 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for DESCRIPT, INC..
Plan sponsor
Name
DESCRIPT, INC.
EIN
82-2638807
Address
385 GROVE STREET · SAN FRANCISCO, CA · 94102
Phone
(650) 963-8345
Industry
Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-14
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
CLIFTONLARSONALLEN LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| HUMAN INTEREST ADVISOR LLC | 47-4307706 | SAN FRANCISCO, CA | RECORD KEEPER | $41K | — |
Investments
21 direct securities· $10.7M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Total Stock Mkt Idx Admiral | — | — | — | $4.6M | 42.8% | |
| Vanguard Total Intl Stock Index Admiral | — | — | — | $2.7M | 25.5% | |
| Vanguard Total Bond Market Index Admiral | — | — | — | $983K | 9.2% | |
| Vanguard Real Estate Index Admiral | — | — | — | $788K | 7.4% | |
| Vanguard 500 Index Admiral | — | — | — | $603K | 5.6% | |
| Vanguard Total Intl Bd Idx Admiral | — | — | — | $429K | 4.0% | |
| Vanguard Growth Index Admiral | — | — | — | $364K | 3.4% | |
| Participants Participant Loans Rates from 6.50% to 9.50% - | — | — | — | $42K | 0.4% | |
| Vanguard Shrt-Term Infl-Prot Sec Idx Adm | — | — | — | $38K | 0.4% | |
| Vanguard Developed Markets Index Admiral | — | — | — | $29K | 0.3% | |
| Vanguard Mid Cap Index Admiral | — | — | — | $23K | 0.2% | |
| Vanguard Small Cap Index Admiral | — | — | — | $18K | 0.2% | |
| Vanguard Emerging Mkts Stock Idx Admiral | — | — | — | $13K | 0.1% | |
| Vanguard Value Index Admiral | — | — | — | $11K | 0.1% | |
| Vanguard Mid-Cap Growth Index Admiral | — | — | — | $11K | 0.1% | |
| Vanguard Small Cap Growth Index Admiral | — | — | — | $10K | <0.1% | |
| Vanguard Short-Term Bond Index Admiral | — | — | — | $7K | <0.1% | |
| Vanguard Interm-Term Bond Index Admiral | — | — | — | $5K | <0.1% | |
| Vanguard Long-Term Bond Index Fund Admiral Shares | — | — | — | $5K | <0.1% | |
| Vanguard Small Cap Value Index Admiral | — | — | — | $3K | <0.1% | |
| Vanguard Mid-Cap Value Index Admiral | — | — | — | $3K | <0.1% |
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