Holdings are itemized directly on this plan's Schedule of Assets, below.
| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| BETTERMENT FOR BUSINESS, LLC | 47-4872674 | NEW YORK, NY | RECORDKEEPER | $8K | — |
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard FTSE Developed Markets | — | — | — | $1.3M | 21.9% | |
| SPDR State Street Global Advisors S&P 500 | — | — | — | $1.3M | 21.4% | |
| Vanguard Total Stock Market | — | — | — | $1.2M | 20.2% | |
| Vanguard FTSE Emerging Markets | — | — | — | $453K | 7.6% |
| iShares Core Total US Bond Market ETF | — | — | — | $403K | 6.8% |
| SPDR State Street Global Advisors S&P 400 Mid Cap | — | — | — | $308K | 5.2% |
| SPDR State Street Global Advisors S&P 600 Small Cap Value | — | — | — | $232K | 3.9% |
| Goldman Sachs ActiveBeta US Large Cap Equity | — | — | — | $206K | 3.5% |
| Vanguard Total International Bond | — | — | — | $91K | 1.5% |
| iShares Emerging Markets USD Bond | — | — | — | $81K | 1.4% |
| Vanguard Small-Cap Value | — | — | — | $70K | 1.2% |
| Goldman Sachs ActiveBeta International Equity | — | — | — | $47K | 0.8% |
| Goldman Sachs ActiveBeta Europe Equity ETF | — | — | — | $29K | 0.5% |
| Vanguard Mid-Cap Value | — | — | — | $21K | 0.4% |
| Vanguard Value Index Fund | — | — | — | $21K | 0.3% |
| Goldman Sachs ActiveBeta Emerging Markets Equity | — | — | — | $19K | 0.3% |
| iShares Fallen Angels USD Bond ETF ** 35 iShares Floating Rate Bond ** 397 iShares Investment Grade Systematic Bond ** 344 iShares MBS ** 194 iShares MSCI ACWI Low Carbon Target | — | — | — | $13K | 0.2% |
| Goldman Sachs ActiveBeta Japan Equity ETF | — | — | — | $12K | 0.2% |
| Similar Party Interest, Collateral, Par of Maturity Value Cost Current Value Exchange traded funds Goldman Sachs Access U.S. Aggregate Bond ETF | — | — | — | $11K | 0.2% |
| Invesco Emerging Markets Sovereign Debt ** 1 iShares 0-5 Year TIPS Bond ETF | — | — | — | $11K | 0.2% |
| Goldman Sachs ActiveBeta US Small Cap Equity | — | — | — | $11K | 0.2% |
| Goldman Sachs Access Investment Grade Corporate Bond | — | — | — | $11K | 0.2% |
| Goldman Sachs TreasuryAccess 01 Year | — | — | — | $10K | 0.2% |
| Goldman Sachs Access Emerging Markets USD Bond | — | — | — | $7K | 0.1% |
| Vanguard LongTerm Government Bond | — | — | — | $6K | 0.1% |
| JPMorgan Ultra-Short Income | — | — | — | $6K | <0.1% |
| SPDR State Street Global Advisors S&P 500 Fossil Fuel Reserves Free | — | — | — | $5K | <0.1% |
| Schwab U.S. Broad Market ** 463 SPDR State Street Global Advisors MSCI EAFE Fossil Fuel Free | — | — | — | $3K | <0.1% |
| iShares Short-Term Treasury Bond ** 47 iShares Treasury Floating Rate Bond ** 280 iShares Trust iShares 1-5 Year Investment Grade Corporate Bond ** 359 iShares Trust iShares USD Green Bond | — | — | — | $3K | <0.1% |
| SPDR State Street Global Advisors S&P Kensho New Economies Composite | — | — | — | $2K | <0.1% |
| TCW Transform 500 | — | — | — | $2K | <0.1% |
| Xtrackers USD High Yield Corporate Bond | — | — | — | $1K | <0.1% |
| SPDR State Street Global Advisors MSCI Emerging Markets Fossil Fuel Free | — | — | — | $1K | <0.1% |
| iShares ESG Aware MSCI USA Small-Cap ETF | — | — | — | $1K | <0.1% |
| iShares 1-3 Year Treasury Bond ETF ** 466 iShares 10+ Year Investment Grade Corporate Bond ETF ** 150 iShares Broad USD High Yield Corporate Bond ETF ** 46 iShares Core MSCI Emerging Markets ETF | — | — | — | $1K | <0.1% |
| Vanguard Short-Term Inflation-Protected Securities | — | — | — | $1K | <0.1% |
| Goldman Sachs Access Inflation Protected USD Bond | — | — | — | $1K | <0.1% |
