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Original filing (PDF)20251015161155NAL0002729187001
LYDECKER DIAZ, LLP
Form 5500
FILING_RECEIVED
LYDECKER DIAZ, LLP 401(K) PLAN
401(k) retirement plan
Signals · 3
28% in single holding~76 bps in Sched C feesNo recordkeeper disclosed
Active participants
157
Accounts w/ balance
169
Plan assets (EOY)
$6.3M
Net assets (EOY)
$6.3M
How this plan invests
This plan
10 pooled trusts
Schedule D
40 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
90
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
86
Total plan cost
80
Vendor stack
80
Participation health
100
Knocking points off
- Top holding "Fidelity Fidelity 500 Index Fund – mutual funds" is 28% of plan.
- 76 bps in Schedule C fees — modestly above peer band of 52 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for LYDECKER DIAZ, LLP.
Plan sponsor
Name
LYDECKER DIAZ, LLP
EIN
82-2361028
Address
1221 BRICKELL AVENUE, 19TH FLOOR · MIAMI, FL · 33131
Phone
(305) 416-3180
Industry
Law Offices· Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
CONDON O'MEARA MCGINTY&DONNELLY LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsAdvisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ROYAL ALLIANCE ASSOCIATES, INC. | 93-0987232 | — | INVESTMENT ADVISORY | $0 | — |
TPA / Administrator
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | 42-0127290 | — | CONTRACT ADMINISTRATOR | $41K | — |
| THE BENEFIT PRACTICE | 13-4144565 | — | CONTRACT ADMINISTRATOR | $6K | — |
Investments
30 direct securities · 10 pooled funds· $6.3M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$4.3M
30 holdings
Common Collective Trust
$1.9M
10 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity 500 Index Fund – mutual funds | — | — | — | $1.7M | 27.9% | |
| PRIN LIFETIME HYBR 2035 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 006 | Common Collective Trust | — | — | $367K | 5.8% | |
| PRIN LIFETIME HYBR 2050 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 009 | Common Collective Trust | — | — | $354K | 5.6% | |
| PRIN LIFETIME HYBR 2055 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 010 | Common Collective Trust | — | — | $332K | 5.3% | |
| T. Rowe Price T.Rowe Price Bl Chip Gr I Fd – mutual funds | — | — | — | $316K | 5.0% | |
| Capital Research and Mgmt Co Amer Funds Amer Bal R6 Fd – mutual funds | — | — | — | $288K | 4.6% | |
| Vanguard Info Tech Idx Adm Fd – mutual funds | — | — | — | $284K | 4.5% | |
| PRIN LIFETIME HYBR 2060 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 012 | Common Collective Trust | — | — | $275K | 4.4% | |
| PRIN LIFETIME HYBR 2045 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 008 | Common Collective Trust | — | — | $270K | 4.3% | |
| PRIN LIFETIME HYBR 2040 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 007 | Common Collective Trust | — | — | $191K | 3.0% | |
| BlackRock Advisors BlackRock HY Portfolio K Fund – mutual funds | — | — | — | $181K | 2.9% | |
| T. Rowe Price T. Rowe Price Hlth Sci I Fund – mutual funds | — | — | — | $164K | 2.6% | |
| Lord Abbett Lord Abbett Income R6 Fund – mutual funds | — | — | — | $152K | 2.4% | |
| JP Morgan Investment Mgmt JP Morgan US Equity R6 Fund – mutual funds | — | — | — | $137K | 2.2% | |
| Notes receivable from participants *Participant loans (interest rates of 4.25% to 9.50%) | — | — | — | $123K | 2.0% | |
| BlackRock Advisors BlackRock Md-CP Eq K Fd – mutual funds | — | — | — | $116K | 1.9% | |
| Dimensional Fund Advisors DFA International Value I Fund – mutual funds | — | — | — | $99K | 1.6% | |
| PRIN LIFETIME HYBR 2030 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 005 | Common Collective Trust | — | — | $90K | 1.4% | |
| Goldman Sachs Asset Mgmt Goldman Schs Lg Cp Val Ins R6 Fd – mutual funds | — | — | — | $88K | 1.4% | |
| Alger Mutual Funds Alger Small Cap Focus Z Fund – mutual funds | — | — | — | $82K | 1.3% | |
| Vanguard Sm Cap Val Idx Adm Fd – mutual funds | — | — | — | $73K | 1.2% | |
| Vanguard US Growth Admiral Fd – mutual funds | — | — | — | $54K | 0.9% | |
| JP Morgan Investment Mgmt JP Morgan Equity Income R6 Fd – mutual funds | — | — | — | $53K | 0.8% | |
| Vanguard Value Index Adm Fund – mutual funds | — | — | — | $52K | 0.8% | |
| Federated Investment Mgmt Fed Hrmes Kaufmann Sm Cp R6 Fd – mutual funds | — | — | — | $47K | 0.7% | |
| PRIN LIFETIME HYBR 2065 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 013 | Common Collective Trust | — | — | $46K | 0.7% | |
| Vanguard Intl Growth Adm Fd – mutual funds | — | — | — | $44K | 0.7% | |
| Vanguard MidCap Val Idx Adm Fd – mutual funds | — | — | — | $43K | 0.7% | |
| Invesco Senior Fltng Rt R6 Fund – mutual funds | — | — | — | $42K | 0.7% | |
| MFS Investment Mgmt MFS Intl Diversification R6 Fd – mutual funds | — | — | — | $39K | 0.6% | |
| Lord Abbett Lord Abbett Inf Focsd R6 Fund – mutual funds | — | — | — | $28K | 0.5% | |
| T. Rowe Price T.Rowe Price GI Stock I Fund – mutual funds | — | — | — | $22K | 0.3% | |
| PRIN LIFETIME HYBR 2025 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 004 | Common Collective Trust | — | — | $21K | 0.3% | |
| Lord Abbett Lord Abbett Sht Drtn Inc R6 Fd – mutual funds | — | — | — | $14K | 0.2% | |
| Cohen & Steers Mutal Funds Cohen & Steers I Realty Sh Fd – mutual funds 579 * MFS Investment Mgmt MFS New Discovery Value R6 Fd – mutual funds | — | — | — | $11K | 0.2% | |
| PIMCO Short-Term Instl Fund – mutual funds | — | — | — | $10K | 0.2% | |
| Vanguard Fin Index Adm Fd – mutual funds | — | — | — | $7K | 0.1% | |
| Dimensional Fund Advisors DFA Emerging Markets I Fund – mutual funds | — | — | — | $6K | <0.1% | |
| Dimensional Fund Advisors DFA US Vector Eq Prtf Inst Fd – mutual funds | — | — | — | $2K | <0.1% | |
| PRIN LIFETIME HYBR INC CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 011 | Common Collective Trust | — | — | $2K | <0.1% |
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