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Original filing (PDF)20251007122850NAL0004760785001
SPHERECOMMERCE, LLC
Form 5500
FILING_RECEIVED
SPHERECOMMERCE LLC 401(K) PLAN
401(k) retirement plan
Active participants
139
Accounts w/ balance
218
Plan assets (EOY)
$14.2M
Net assets (EOY)
$14.2M
How this plan invests
This plan
1 pooled trust
Schedule D
37 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
100
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
100
Helping the score
- Below-peer total fees (11 bps vs 29 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for SPHERECOMMERCE, LLC.
Plan sponsor
Name
SPHERECOMMERCE, LLC
EIN
82-2220130
Address
PERSONAL AND CONFIDENTIAL 230 E OHI · CHICAGO, IL · 60611
Phone
(949) 387-3747
Industry
Finance & Insurancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-07
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2T · Default investment account (QDIA)
3B · Covers self-employed individuals
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
ARMANINO LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $0 | — |
Other
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| SPHERECOMMERCE LLC | — | CHICAGO, IL | OTHER | $13K | — |
| EMPOWER ADVISORY GROUP, LLC | — | GREENWOOD VILLAGE, CO | INVESTMENT MGMT | $2K | — |
Investments
37 direct securities · 1 pooled fund· $28.2M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Their holdings are itemized on each fund’s own Form 5500.
Uncategorized
$14.2M
37 holdings
Pooled Separate Account
$14.0M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| SEPARATE ACCOUNT 401 TALCOTT RESOLUTION LIFE INSURANCE COMPANY · EIN 06-0974148 / PN 000 | Pooled Separate Account | — | — | $14.0M | 98.1% | |
| American Funds 2050 Trgt Date Retire R2E Pooled Separate Account | — | — | — | $1.8M | 12.6% | |
| American Funds 2045 Trgt Date Retire R2E Pooled Separate Account | — | — | — | $1.7M | 12.0% | |
| American Century Growth R Pooled Separate Account | — | — | — | $1.3M | 9.3% | |
| MM S&P 500 Index R3 Pooled Separate Account | — | — | — | $1.1M | 7.5% | |
| JPMorgan U.S. Equity R2 Pooled Separate Account | — | — | — | $939K | 6.6% | |
| MFS Value R2 Pooled Separate Account | — | — | — | $813K | 5.7% | |
| American Funds 2030 Trgt Date Retire R2E Pooled Separate Account | — | — | — | $682K | 4.8% | |
| American Funds 2035 Trgt Date Retire R2E Pooled Separate Account | — | — | — | $635K | 4.5% | |
| American Funds 2040 Trgt Date Retire R2E Pooled Separate Account | — | — | — | $569K | 4.0% | |
| MFS Research Intl R2 Pooled Separate Account | — | — | — | $482K | 3.4% | |
| Invesco Global R Pooled Separate Account | — | — | — | $413K | 2.9% | |
| Invesco Developing Markets R Pooled Separate Account | — | — | — | $384K | 2.7% | |
| Blackrock Mid Cap Dividend R Pooled Separate Account | — | — | — | $315K | 2.2% | |
| MassMutual Small Cap Opportunity R3 Pooled Separate Account | — | — | — | $271K | 1.9% | |
| Lord Abbett Grwth Opps R3 Pooled Separate Account | — | — | — | $269K | 1.9% | |
| Janus Henderson Balanced R Pooled Separate Account | — | — | — | $214K | 1.5% | |
| Goldman Sachs Government Income R Pooled Separate Account | — | — | — | $212K | 1.5% | |
| Empower International Index Inv Pooled Separate Account | — | — | — | $196K | 1.4% | |
| Notes receivable from participants mature through October 2054 - | — | — | — | $191K | 1.3% | |
| MFS Emerging Markets Debt R2 Pooled Separate Account | — | — | — | $186K | 1.3% | |
| PIMCO Real Return R Pooled Separate Account | — | — | — | $184K | 1.3% | |
| JPM Small Cap Value R2 Pooled Separate Account | — | — | — | $184K | 1.3% | |
| Empower S&P Mid Cap 400 Index L Pooled Separate Account | — | — | — | $181K | 1.3% | |
| Templeton Global Bond R Pooled Separate Account | — | — | — | $175K | 1.2% | |
| PIMCO Total Return R Pooled Separate Account | — | — | — | $174K | 1.2% | |
| American Funds 2010 Trgt Date Retire R2E Pooled Separate Account ** 971 * American Funds 2020 Trgt Date Retire R2E Pooled Separate Account ** 150 * American Funds 2025 Trgt Date Retire R2E Pooled Separate Account | — | — | — | $138K | 1.0% | |
| American Funds 2060 Trgt Date Retire R2E Pooled Separate Account | — | — | — | $110K | 0.8% | |
| BNYM Mellon NSL Agg Bond Index Fd UC1 Pooled Separate Account | — | — | — | $89K | 0.6% | |
| Guaranteed Interest Account Guaranteed Interest Account | — | — | — | $77K | 0.5% | |
| American Funds Invmt Co of Amer R1 Pooled Separate Account | — | — | — | $68K | 0.5% | |
| Eaton Vance LC Value R Pooled Separate Account | — | — | — | $63K | 0.4% | |
| Empower S&P SmallCap 600 Index L Pooled Separate Account | — | — | — | $60K | 0.4% | |
| American Funds Capital Income Bldr R2E Pooled Separate Account | — | — | — | $42K | 0.3% | |
| Pimco High Yield R Pooled Separate Account | — | — | — | $16K | 0.1% | |
| American Funds 2055 Trgt Date Retire R2E Pooled Separate Account | — | — | — | $10K | <0.1% | |
| PIMCO Income R Pooled Separate Account | — | — | — | $6K | <0.1% | |
| Invesco In Pooled Separate Account | — | — | — | $4K | <0.1% |
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