Holdings are itemized directly on this plan's Schedule of Assets, below.
| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| BETTERMENT FOR BUSINESS, LLC | 47-4872674 | NEW YORK, NY | RECORDKEEPER | $39K | — |
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Total Stock Market ETF Registered Investment Company | — | — | — | $7.6M | 24.1% | |
| Vanguard FTSE Developed Markets Registered Investment Company | — | — | — | $6.5M | 20.5% | |
| SPDR Portfolio S&P 500 ETF Registered Investment Company | — | — | — | $5.9M | 18.7% | |
| iShares Core Total US Bond Market ETF Registered Investment Company | — | — | — | $2.8M |
| 9.0% |
| Vanguard FTSE Emerging Markets Registered Investment Company | — | — | — | $2.3M | 7.4% |
| SPDR Portfolio S&P 400 Mid Cap Registered Investment Company | — | — | — | $1.5M | 4.7% |
| SPDR Portfolio S&P 600 Small Cap ETF Registered Investment Company | — | — | — | $1.2M | 3.7% |
| Vanguard Total International Bond ETF Registered Investment Company | — | — | — | $627K | 2.0% |
| iShares Emerging Markets USD Bond ETF Registered Investment Company | — | — | — | $557K | 1.8% |
| Vanguard Small-Cap Value ETF Registered Investment Company | — | — | — | $459K | 1.5% |
| iShares 0-5 Year TIPS Bond ETF Registered Investment Company | — | — | — | $254K | 0.8% |
| Goldman Sachs ActiveBeta US Large Cap Equity Registered Investment Company | — | — | — | $243K | 0.8% |
| Vanguard Value ETF Registered Investment Company | — | — | — | $241K | 0.8% |
| Vanguard Mid-Cap Value ETF Registered Investment Company | — | — | — | $163K | 0.5% |
| SPDR S&P Kensho New Economies Composite ETF Registered Investment Company | — | — | — | $143K | 0.5% |
| maturing through June 2029 - | — | — | — | $103K | 0.3% |
| Goldman Sachs TreasuryAccess 01 Year ETF Registered Investment Company | — | — | — | $88K | 0.3% |
| Vanguard Dividend Appreciation ETF Registered Investment Company | — | — | — | $84K | 0.3% |
| JPMorgan Ultra-Short Income Registered Investment Company | — | — | — | $70K | 0.2% |
| Goldman Sachs ActiveBeta International Equity Registered Investment Company | — | — | — | $53K | 0.2% |
| iShares ESG Aware MSCI USA ETF Registered Investment Company | — | — | — | $51K | 0.2% |
| Vanguard Short-Term Inflation-Protected Securities ETF Registered Investment Company | — | — | — | $51K | 0.2% |
| iShares MSCI ACWI Low Carbon Target ETF Registered Investment Company | — | — | — | $40K | 0.1% |
| Goldman Sachs ActiveBeta Europe Equity ETF Registered Investment Company | — | — | — | $32K | 0.1% |
| Xtrackers USD High Yield Corporate Bond Registered Investment Company | — | — | — | $22K | <0.1% |
| Goldman Sachs ActiveBeta Emerging Markets Equity Registered Investment Company | — | — | — | $21K | <0.1% |
| Goldman Sachs Access Investment Grade Corporate Bond ETF Registered Investment Company | — | — | — | $20K | <0.1% |
| SPDR S&P 500 Fossil Fuel Reserves Free ETF Registered Investment Company | — | — | — | $16K | <0.1% |
| iShares ESG Aware MSCI EAFE ETF Registered Investment Company | — | — | — | $16K | <0.1% |
| Goldman Sachs ActiveBeta Japan Equity ETF Registered Investment Company | — | — | — | $15K | <0.1% |
| GraniteShares Bloomberg Commodity Broad Strategy No K-1 ETF Registered Investment Company | — | — | — | $14K | <0.1% |
| Goldman Sachs ActiveBeta US Small Cap Equity ETF Registered Investment Company | — | — | — | $13K | <0.1% |
| Invesco QQQ Trust Registered Investment Company | — | — | — | $13K | <0.1% |
| Goldman Sachs Access U.S. Aggregate Bond ETF Registered Investment Company | — | — | — | $12K | <0.1% |
| iShares Trust iShares USD Green Bond ETF Registered Investment Company | — | — | — | $12K | <0.1% |
| iShares ESG Aware MSCI EM ETF Registered Investment Company | — | — | — | $11K | <0.1% |
| Vanguard LongTerm Government Bond Registered Investment Company | — | — | — | $11K | <0.1% |
| TCW Transform 500 ETF Registered Investment Company | — | — | — | $11K | <0.1% |
| SPDR MSCI EAFE Fossil Fuel Free ETF Registered Investment Company | — | — | — | $11K | <0.1% |
| Schwab U.S. REIT ETF Registered Investment Company | — | — | — | $9K | <0.1% |
| Goldman Sachs Access Emerging Markets USD Bond ETF Registered Investment Company | — | — | — | $7K | <0.1% |
| iShares ESG Aware U.S. Aggregate Bond ETF Registered Investment Company | — | — | — | $6K | <0.1% |
| SPDR MSCI Emerging Markets Fossil Fuel Free ETF Registered Investment Company | — | — | — | $4K | <0.1% |
| Goldman Sachs Access Inflation Protected USD Bond ETF Registered Investment Company | — | — | — | $4K | <0.1% |
| Goldman Sachs Access High Yield Corporate Bond ETF Registered Investment Company | — | — | — | $4K | <0.1% |
| iShares National AMT-Free Muni Bond ETF Registered Investment Company | — | — | — | $2K | <0.1% |
| iShares ESG Aware USD Corporate Bond ETF Registered Investment Company | — | — | — | $2K | <0.1% |
| Vanguard Global ex-U.S. Real Estate ETF Registered Investment Company | — | — | — | $2K | <0.1% |
| iShares Core MSCI EAFE ETF Registered Investment Company | — | — | — | $1K | <0.1% |
