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Original filing (PDF)20251015141713NAL0006390768001
USR PARENT INC.
Form 5500
FILING_RECEIVED
STAPLES US RETAIL 401(K) RETIREMENT PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
10,925
Accounts w/ balance
7,428
Plan assets (EOY)
$404.6M
Net assets (EOY)
$404.6M
How this plan invests
This plan
16 pooled trusts
Schedule D
28 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
90
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
80
Vendor stack
80
Participation health
80
Knocking points off
- 14 bps in Schedule C fees — modestly above peer band of 10 bps.
- No recordkeeper disclosed on Schedule C.
- 68% balance-to-active ratio — below typical for a healthy 401(k).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for USR PARENT INC..
Plan sponsor
Name
USR PARENT INC.
EIN
82-1997669
Address
500 STAPLES DRIVE · FRAMINGHAM, MA · 01702
Phone
(508) 253-5000
Industry
Retail Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
Audit & trust (Schedule H)
Auditor
ERNST & YOUNG, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsOther
3| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY O | 84-0467907 | — | NONE | $511K | — |
| UBS FINANCIAL SERVICES INC | — | NASHVILLE, TN | NONE | $50K | — |
| QDRO CONSULTANTS COMPANY, LLC | 34-1820650 | — | NONE | $900 | — |
Investments
12 direct securities · 16 pooled funds· $398.5M(98% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Common Collective Trust
$305.5M
14 holdings
Uncategorized
$81.1M
12 holdings
Pooled Separate Account
$11.9M
2 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| BLACKROCK RUSSELL 1000 GROWTH F BLACKROCK INSTITUTIONAL TRUST CO. · EIN 94-3330725 / PN 001 | Common Collective Trust | — | $1.2M | $49.6M | 12.3% | |
| T. ROWE PRICE RETIREMENT 2045 TR-B T. ROWE PRICE TRUST COMPANY · EIN 32-6199848 / PN 001 | Common Collective Trust | — | $1.1M | $42.9M | 10.6% | |
| T. ROWE PRICE RETIREMENT 2035 TR-B T. ROWE PRICE TRUST COMPANY · EIN 36-7595013 / PN 001 | Common Collective Trust | — | $1.1M | $38.9M | 9.6% | |
| T. ROWE PRICE RETIREMENT 2040 TR-B T. ROWE PRICE TRUST COMPANY · EIN 35-6941729 / PN 001 | Common Collective Trust | — | $1.1M | $38.3M | 9.5% | |
| T. ROWE PRICE RETIREMENT 2030 TR-B T. ROWE PRICE TRUST COMPANY · EIN 38-7010946 / PN 001 | Common Collective Trust | — | $1.1M | $34.6M | 8.5% | |
| Fidelity 500 Index Institutional Fund 161,954 shares | — | — | $162K | $33.1M | 8.2% | |
| T. ROWE PRICE RETIREMENT 2050 TR-B T. ROWE PRICE TRUST COMPANY · EIN 30-6303214 / PN 001 | Common Collective Trust | — | $688K | $25.8M | 6.4% | |
| T. ROWE PRICE RETIREMENT 2025 TR-B T. ROWE PRICE TRUST COMPANY · EIN 37-6495447 / PN 001 | Common Collective Trust | — | $690K | $20.0M | 4.9% | |
| Empower Stable Value Option1 Net crediting rate of 2.98% | — | — | — | $20.0M | 4.9% | |
| T. ROWE PRICE RETIREMENT 2055 TR-B T. ROWE PRICE TRUST COMPANY · EIN 35-6941728 / PN 001 | Common Collective Trust | — | $533K | $20.0M | 4.9% | |
| BLACKROCK RUSSELL 1000 VALUE F BLACKROCK INSTITUTIONAL TRUST CO. · EIN 94-3330726 / PN 001 | Common Collective Trust | — | $795K | $15.6M | 3.9% | |
| T. ROWE PRICE RETIREMENT 2020 TR-B T. ROWE PRICE TRUST COMPANY · EIN 36-7594871 / PN 001 | Common Collective Trust | — | $353K | $9.4M | 2.3% | |
| 1 Varying maturities with interest Participant notes receivable rates of 4.75% - 10.00% | — | — | — | $8.1M | 2.0% | |
| Dodge & Cox Income Fund 600,843 shares | — | — | $601K | $7.4M | 1.8% | |
| SMALL CAP VALUE/VICTORY EMPOWER ANNUITY INSURANCE COMPANY · EIN 06-1050034 / PN 701 | Pooled Separate Account | — | $113K | $6.5M | 1.6% | |
| CAPITAL GROUP EUROPACIFIC GROWTH FU EMPOWER ANNUITY INURANCE COMPANY OF AMERICA · EIN 84-0467907 / PN 000 | Pooled Separate Account | — | $482K | $5.3M | 1.3% | |
| Janus Henderson Enterprise 30,084 shares | — | — | $30K | $4.3M | 1.1% | |
| T. ROWE PRICE RETIREMENT 2015 TR-B T. ROWE PRICE TRUST COMPANY · EIN 35-6941654 / PN 001 | Common Collective Trust | — | $169K | $4.1M | 1.0% | |
| T. ROWE PRICE RETIREMENT 2060 TR-B T. ROWE PRICE TRUST COMPANY · EIN 52-1309931 / PN 001 | Common Collective Trust | — | $143K | $3.4M | 0.8% | |
| PIMCO Income Institutional 244,553 shares | — | — | $245K | $2.6M | 0.6% | |
| Fidelity Extended Market Index 27,084 shares | — | — | $27K | $2.5M | 0.6% | |
| WELLINGTON CIF INTL CONTRARIAN VALU WELLINGTON TRUST COMPANY · EIN 94-9660609 / PN 001 | Common Collective Trust | — | $174K | $2.1M | 0.5% | |
| Wasatch Core Growth Institutional 16,417 shares | — | — | $16K | $1.5M | 0.4% | |
| T. ROWE PRICE RETIREMENT 2065 TRUST T. ROWE PRICE TRUST COMPANY · EIN 52-1309931 / PN 001 | Common Collective Trust | — | $63K | $956K | 0.2% | |
| Vanguard Total International Stock Index Admiral 22,069 shares | — | — | $22K | $699K | 0.2% | |
| Vanguard Total Bond Market Index Admiral 66,629 shares | — | — | $67K | $632K | 0.2% | |
| American Funds New World 4,481 shares | — | — | $4K | $345K | <0.1% | |
| Party Investments Value Mutual Funds Allspring Special Mid Cap Value 767 shares $ | — | — | — | $37K | <0.1% |
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